We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nationwide overdrawn question

Options
areweonair
areweonair Posts: 2 Newbie
edited 28 October 2013 at 3:53PM in Budgeting & bank accounts
Hi, so basically my pay goes in tomorrow but I fancy having a bet on the football tonight. Only a fiver but I was wondering if I would get charged anything for going overdrawn even though my pay goes in tomorrow? I overdrew once before and I went over to the Nationwide bank the next morning and paid it in to my account and the person who worked there said that it was fine and I wouldn't get charged anything as long as I paid it back by midday the next day. So, would this be the same as my money goes in tomorrow anyway?

I know this isn't the biggest problem in the world but I thought I would ask anyway :o

Edit: It's also a debit account
«1

Comments

  • ecombo
    ecombo Posts: 674 Forumite
    areweonair wrote: »
    Hi, so basically my pay goes in tomorrow but I fancy having a bet on the football tonight. Only a fiver but I was wondering if I would get charged anything for going overdrawn even though my pay goes in tomorrow? I overdrew once before and I went over to the Nationwide bank the next morning and paid it in to my account and the person who worked there said that it was fine and I wouldn't get charged anything as long as I paid it back by midday the next day. So, would this be the same as my money goes in tomorrow anyway?

    I know this isn't the biggest problem in the world but I thought I would ask anyway :o

    Edit: It's also a debit account



    It is a money saving website, Not a website offering advice on gambling and how not to get bank charges because you cant stop yourself betting.

    Best bet (pardon the pun) is not to gamble.
  • areweonair
    areweonair Posts: 2 Newbie
    edited 28 October 2013 at 4:37PM
    ecombo wrote: »
    It is a money saving website, Not a website offering advice on gambling and how not to get bank charges because you cant stop yourself betting.

    Best bet (pardon the pun) is not to gamble.

    In no way was I asking for advice on gambling and lets not pretend that you know anything about me. I had a genuine question and your reply was not helpful in the slightest.
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    areweonair wrote: »
    In no way was I asking for advice on gambling and lets not pretend that you know anything about me. I had a genuine question and your reply was not helpful in the slightest.

    Why don't you just apply for an overdraft.

    Job done.
  • Kingsd316
    Kingsd316 Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ecombo wrote: »
    It is a money saving website, Not a website offering advice on gambling and how not to get bank charges because you cant stop yourself betting.

    Best bet (pardon the pun) is not to gamble.


    Although we have a whole section dedicated to matched betting.
    :beer:
  • areweonair wrote: »
    Hi, so basically my pay goes in tomorrow but I fancy having a bet on the football tonight.

    Why don't you wait with your bet, until your salary has actually been credited to your account? If something goes wrong and your salary tomorrow is delayed (for whatever reason) you are in trouble.
  • talana
    talana Posts: 1,077 Forumite
    Kingsd316 wrote: »
    Although we have a whole section dedicated to matched betting.

    yes, which isn't gambling if you understand what you're doing.
  • Kingsd316
    Kingsd316 Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 28 October 2013 at 5:52PM
    talana wrote: »
    yes, which isn't gambling if you understand what you're doing.

    Ha ha i know that but it a slippery slop for someone who gets carried away and starts chasing, or doesn't understand the concept, read through it when you get a chance as there are plenty of people who shouldn't have tried it on that thread, shouldn't be on here at all in my opinion,
    :beer:
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Why don't you wait with your bet, until your salary has actually been credited to your account? If something goes wrong and your salary tomorrow is delayed (for whatever reason) you are in trouble.

    And of course if you can find someone to accept a bet tomorrow on tonight's football you're on a sure thing (assuming you check the results first).
  • Hominu
    Hominu Posts: 1,671 Forumite
    Why do you need to borrow from the bank? Surely you'll have at least one friend that'll lend you a fiver to go and bet on the footy (would be pretty sad if you didn't). You could even tell him the reason and say something like "If I win, I'll give you £10 back, if I lose, I'll return your £5".
  • le_loup
    le_loup Posts: 4,047 Forumite
    Kingsd316 wrote: »
    Ha ha i know that but it a slippery slop
    Don't you just hate those?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.