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Closing a joint hsbc account
Writing on behalf of someone else. Had a joint current account with ex at HSBC, separated with ex a year ago. Ex will not meet to close together, and is being quite aggressive in response to polite attempts to resolve. Has to be on her terms which is never. Have tried to resolve with HSBc who have been shocking. Did an…
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Back in UK for a Year and Need a bank account
Hi All... Im british and have been living NZ for 8 years and Im back now for upto a year to sort some family issues out. The problem ive got is that is costing a fortune to use my nz debit card here so want to open a basic uk bank account so I can transfer some cash over in a lump. The issue I have is I only have my uk…
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Help organising my budget...
Its been a while since i posted but I could do with some advice. I have two salries from a full time & part time job. Monthly and weekly pay. Hubby has a weeky salary to but im not including it. I have tried to sort it out so I can take a fixed sum of money out evry week and dont touch what is left to cover bills etc but…
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transfer times
just made a transfer from nationwide flex acc to 1st direct it happened almost immediatly and was visible on 1st directs site. transfered the money back to nationwide and at the moment still not visible? is this normal, been fairly new to internet banking thought i would ask
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Nationwide overdraft limit?
Any one else seen this message when looking at overdraft options on Nationwide's internet banking? Recent levels of activity on your account means that we are unable to increase the amount of your overdraft limit. If you would like to reduce the amount of your overdraft limit please enter a reduced amount below. Any one…
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Foreign currency deposits
Hi all, I'm doing some work abroad for which I'll get paid directly into my UK account but in US Dollars. It's not enough to justify getting a US Dollar account. Do all banks convert at the same rate? And are there charges for receiving money by international transfer? Or is there a particular account that's best for this…
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Lloyds tsb
Hi, I have just opened a lloyds bank account and I am due to get a credit on Monday, will this be in any earlier as I have read that they credit on a sunday
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NatWest - FSA Rules broken
Not sure if this is the right place to ask for advice on this particular subject. My wife and I are over 70 and have several ISA accounts in various places. We both invested in Cash ISA's with NatWest over a year ago and in February applied through nother company to transfer part of those ISA's to equity ISA's My own…
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Santander 123 Monthly Charge £2 or £4?
Hi, I recently applied for a Santander 123 account and whilst I know there is a £2 charge, whilst I was filling out the forms I was offered a credit card where it says there is a £2 charge. Does this mean if I get the Santander 123 account plus the credit card it comes to a total of £4 a month? Or does the £2 cover both…
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Incorrect amount of deposit credited to bank account
Help please....went to Santander agency branch and paid £300 cash in to my account. Have noticed two days later that my account has only been credited £15. Have spoke to Santander main office and they say I have to take it up with the agent and get him to see if his cash deposited into that agency for that day is higher…
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Unauthorised overdraft charges fairness
Hi I am very disappointed currently with my bank natwest. I am currently self employed and due to current financial circumstances I am in irregular work. I have applied for an overdraft and am not being greedy just asking for 50 pounds as a buffer for direct debits, almost every month my bank charge me for them taking…
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Direct debits and consequent bank charges
Hi, I would like some information regarding the DD debit Guarantee. If a direct debit is taken from my account wrongly and I then receive a bank charge for going into an unplanned overdraft (£30) would I be able to claim back both the wrongly deducted DD and the charge relating to this, or am I only entitled to the wrongly…
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Odd payment to account
Just had a Bank Giro Credit payment of just under £200 go into my Santander current account. Completely unexpected and from 'Training Company' which makes no sense. The best case is that its a typo on the account number, in which case someone hasn't got £200 they're expecting. The worst case is its a different way of…
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First direct and Post Office?
I am sure I received a letter/note some time ago that it will be soon possible to cash in cheques for your First Direct account at the Post Office counter. I cannot find anything about it since. I looked at First Direct site but I just cannot find anything about cheques there. Anyone else received this or did I dream it…
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Dodgy transaction known about but allowed by bank
Think this is in the right place, could be wrong though... At about 9.30 on Tuesday morning bank called to say they thought there had been an attempt by someone to use my card details for an internet transaction for over £1600, followed soon after by another for just under a grand. these were stopped, and that card…
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Nationwide FlexDirect Question
Can I transfer the same £1,000 in and out twice each month to get 5% on £2,000? Sorry may seem a stupid question but I'm not sure :o
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Cheque names & marriage
My wife and I were married a couple of months ago and as of last week changed our Nationwide accounts to our new names Mr and Mrs Smith-Bloggs We received a refund from a company for a faulty item yesterday in the form of a cheque, however, they have made it payable to Mr & Mrs Smith (i.e. assuming that my wife would take…
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Bank Account / NI Electoral Roll
Hi All, A friend is trying to upgrade their bank account and every time he requests Santander reject it and say its because he is not registered on the Northern Ireland electoral roll. they told him to get a credit report and check the details on there, so he has very little banking and accounts etc but the Credit Report…
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Terms of switching to First Direct - does it have to be my salary paid in?
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Transfer of funds to wrong account
Hi there, recently my sister made several transfers to the wrong bank account to the tune of around £1,000. The other bank account have never owned up and actually she was doing a really lovely thing trying to help someone through a tough financial time by depositing money to them secretly. She just found out recently and…
