Cheque names & marriage

junitrules

My wife and I were married a couple of months ago and as of last week changed our Nationwide accounts to our new names

Mr and Mrs Smith-Bloggs

We received a refund from a company for a faulty item yesterday in the form of a cheque, however, they have made it payable to Mr & Mrs Smith (i.e. assuming that my wife would take my name).

It has been a nightmare trying to get this refund in the first place so as much as I don't like the idea of doing it, is the only option to return the cheque requesting that they change the names on it?

junglejame911

My wife and I had similar issues when we got married – we received a number of cheques as wedding gifts which had every possible combination of maiden/married names on them. We had opened a joint account in our “married” name. Mr & Mrs Smith eg. She did take my name but a number of cheques had my name and her maiden name on them.



For several of these we had to both go to the bank together, I placed it in my account but with my wife there to present ID and the marriage certificate and there was no problem. She had to sign the back of the cheque or something.

junitrules

Thank's for the reply.

I managed to pay in the cheque as it was within 3 months of getting married plus my name was still part of my new name. As it was a joint account anyway there were no issues with that

:j

treenie01

We have one cheque as a wedding gift that is in joint names but we don't have a joint bank account (mainly because we're going through debt management and I can't bank with whoever my husband banks with a vice-versa).

Not sure what we should do. We don't really want to get the people to change it as it would mean going through his parents as they are their friends and his dad is a nosey so and so.

lazer

treenie01 wrote: »

We have one cheque as a wedding gift that is in joint names but we don't have a joint bank account (mainly because we're going through debt management and I can't bank with whoever my husband banks with a vice-versa).

Not sure what we should do. We don't really want to get the people to change it as it would mean going through his parents as they are their friends and his dad is a nosey so and so.

I know you have to pay a fee for it - but how do the cash chequing places work - it it possible they would cash it for you?

dalesrider

treenie01 wrote: »

We have one cheque as a wedding gift that is in joint names but we don't have a joint bank account (mainly because we're going through debt management and I can't bank with whoever my husband banks with a vice-versa).

Not sure what we should do. We don't really want to get the people to change it as it would mean going through his parents as they are their friends and his dad is a nosey so and so.

Why not go direct to the people who wrote the cheque and say that you do not have a joint acc.
Could they simply send a faster payment to Husbands bank instead.

pqrdef

Or, open a joint savings account at a building society and pay the cheque into that.

Preferably one that doesn't do current accounts, so not Nationwide.

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