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NatWest closes business bank account without warning
Today we have been notified that the business bank account we had with NatWest for 5 years is being closed. It was a perfectly run account with good turnover. There is a overdraft which was used well within the limit and never gone over the limit. Part of it was used to expand the business. Now suddenly we have to repay…
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MSE News: Nationwide customers hit by banking blunder
"Many Nationwide customers have been unable to log into their accounts or carry out transactions following a glitch..." Read the full story: Nationwide customers hit by banking blunder Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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How easy is it to change accountant?
I'm starting to get annoyed with my accountant. He takes ages to reply to e-mails (sometimes I have to call him up a week later) and I'm under the impression he has taken on more people than he can handle. Also, I pay him £90 a month, yet others pay him £70 for the same service. Anyway, I'm not convinced by the guy and was…
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Nationwide has a problem
Keep on getting the following message when I try to log into Nationwide:- We're sorry. We seem to be experiencing some technical problems. Continue Anyone been able to log in?
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Problems with Verified by Visa
I opened a new bank account with the Co-op last November, all was fine with my debit card when paying for things online. In the last month this has changed and it's due to VBV. The bank set this up for me automatically, and I can no longer make purchases online as each and every purchase is now blocked by VBV. The strange…
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Bank account question
A few days ago I opened a Natwest account because there is one close to my house meaning I wouldn't have to go into town to get to HSBC where there is rarely parking spaces so I have to pay at a carpark, but I've realised that the bank near my house is actually a Lloyds. Does it matter how many bank accounts I have? Should…
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Bank of Scotland Vantage
I have just learned that Bank of Scotland Vantage accounts will later this year (October I believe) be subject to the same requirement as Halifax Reward, to have two DDs set up for each account held. Maybe this has been posted already, but I couldn't find it.
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Bank Currency transfer rates
Hi, I was working abroad for a few months and was getting paid euros into my UK bank account. I am doing some reconciliation and never realised that the rate my bank has being using appears to bear no resemblance to the actual rate? For example on the 11.01.2013 the rates at* xe.com was 1.2079 , * at exchangerate.com/ was…
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Santander Telephone Banking
Hi. I've recently opened a new account with santander. I've received details for online banking, but not for telephone banking (they said they would send details out) Although it has not been 7 days yet (and therefore santander say there's no course for concern) I'm worried that I've not recieved telephone banking details,…
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Business Account after completing IVA
Hi all, I need help with a matter if possible. I took out an IVA a while back and in the during this, due to unforeseen circumstances, i had to leave my PAYE job and become self employed as a sole trader. I have now fully paid of the IVA, have certificates to prove it. However, I cannot get a business bank account. I do…
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telephone call security questions
hi all, i just wished to have a moan really after getting yet another call on my mobile(didnt even know they had my number) by one of my credit card providers. my point is - they call you at home or on mobile, and demand to know security questions before discussing anything. But how do i know thats is a genuine call and…
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Resolving Duplicate Funds Transfer Due to Internet Banking Crash
Hi All, On Saturday night I transferred approximately £1400 to my freeholders managing agent. Something went awry on my Virgin One Internet banking site - it coughed up an error and said the transaction had not been paid and then when it finally let me submit the payment it appeared that the transaction went through twice.…
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How to find out if someone has bank accounts!
My husbands dad died a few weeks ago he used to deal with all my husbands nanas money affairs. My husbands nana is convinced she has a few accounts and thinks she has money in them but as she is nearly 90 and her memory is terrible she doesn't know where or how much as hubby's dad dealt with it all. How can my husband find…
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Natwest overdraft charge increase
Just opened a letter from NatWest this morning saying on top of an overdraft interest charge they are now going to start charging £6 a month whenever i go into it! Not very happy as even though I'm ok with savings I do sometimes dip into my overdraft if only briefly. So I've decided that i should make the move..reading the…
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Joint Bank account without any risk?
Hi, looking for advice about having a joint account with a friend which carries no risk to my credit score. I have a really good credit score, my friend not so much, and while I trust them I am not prepared to risk my credit score. Are there any bank accounts which would meet those requirements? We would ideally operate…
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Bank Error and failed procedures
I have been having an issue with my bank, I have been with them 7 years plus and this is the first time, but I am unsure of what to do next. I received a letter on 18th March saying that your planned overdarft is being cancelled but once it is you will still have a fee free £300 overdraft. My overdraft was only £300 so I…
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Direct debits
I set up two direct debits two weeks ago (Sunday 07/04/13) which are still not showing on my bank account. They are both with charities and I set them up for the sole purpose of transferring my account to First Direct (before 30th April to get the £125 switching bonus). From the confirmation page of the direct debits it…
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Best first current account for a 16 year old?
My 16 year old niece has got herself a part time job to tide her over till starting college in Autumn and is looking to open her first current account. Are there any recommended ones out there? Maybe with useful freebies thrown in? or are they as good as another and it does not matter which she chooses?
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old current account
hi how long do banks keep your statements after the account has been closed?regards (natwest)
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Nationwide bank transfer
Hi all. Let me get straight to the point. I have paid my landlady monthly rent about 2 weeks ago from Nationwide bank to her Nationwide bank account. She emails me saying that the money did not come through to her account. Is there a possibility that the bank worker did not send the money to her account? She should have…
