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Opening a bank account but not on electoral register?
Just wondering if there was any point in my bro applying? He's been without a permanent home for the past few years, dossing down with friends etc, therefore is not on the electoral register anywhere. He has some proof of id - driving licence, hmrc letters I think. He is looking to open an account - basic or whatever he…
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Joint account - 1 flawless credit rating, 1 not so good
My now husband and I have just bought a house together. He had lots of savings and we managed to mainly buy it in cash, with a £30k mortgage (in his name):j We're expecting our first baby together, but he brings up my other 2 children as well. At the moment, our bank accounts are seperate. He's keen to get 2 joint accounts…
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Basic Account....
I'm looking for a backup account. All I need it to do is be capable of sending and receiving funds electronically and able to set up Direct Debits. A debit card on this account is not essential. Any recommendations beyond Coventry's Money Manager? Thanks:j
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Is this a bare-faced scam?
Has anyone heard of or used this? (see link) They ask for your actual internet banking password and log-in. Seems a bit shady?? https://www.clearaccount.com
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money missing fom my bank..who are these
hello i just checked my bank and found £43 odd missing, it has gone to TOMMY-AG-ST SOLUTIONS-BEL does anyone know who or what they are as i have not done any transactions with this account....i cannot phone bank either as puppy has chewed up my phone wires....thankyou
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Money goes in and out with no trace
Hey guys , Im with Lloyd's tsb , im having a very frustrating issue with my bank at the moment. Last night 80 pounds randomly showed up in my account , i checked the balance 3 or 4 times during the night to make sure it stayed there before touching it. Now i phoned a Advisor at around 8pm and she clearly stated on the call…
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an old abbey a/c, tried to call and pay debt but it defaulted on 03/08 is it worth it
guys let me paint you the picture, out of blue call from ex she got a call at her address iro o/s monies owed for an old current account. i went onto creditexpert and seen the details, the a/c in q defaulted on 03/08 for £615. aware that it would be removed 6yrs after(is that correct?) i decided to call up and try to sort…
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Halifax unauthorised overdraft use
Will I be charged a fee for using the unauthorised OD, but I put it back in the black within a couple of hours past midnight? Or is the fee applicable, whether authorised / unauthorised, only on uncleared daily balances?
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santander overdraft charges / account closure (URGENT HELP NEEDED)
need some help with this. my missus has a santander account, she got laid off couple of weeks ago. account had an overdraft of 100 quid and she's been on it for a while. due to this she was being charged every now and then for arranged/unarranged overdraft and charge for no money coming into the account. now it's 159…
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Extortionate cost of transferring EURO between EU countries via SEPA
I am outraged at the costs my Spanish bank (santander) says it will charge me to transfer EUR abroad. To transfer 75k EUR to UK they said they would apply an FX rate of 1.27 (which is daylight robbery) and charge me 450 euros in charges. I then investigated this and decided I would use Currencyfair to handle the FX rate by…
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MSE News: RBS and NatWest suspend cash apps after fraud
"The banks have suspended the 'Get Cash' function, which allowed customers to withdraw money without a card ..." Read the full story: RBS and NatWest suspend cash apps after fraud
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cashplus to apply for sim only
Hello everyone, Does anyone know if it is possible to apply for virgin sim only with my casplus account. This is the only chip and pin i have at the moment. Thanks
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Santander Online banking not available
Tried to access just before I came on here. It didn't ask for login details, just said OLB not available. Came here to see if others had had problems - saw one user reported difficulty this morning but now cleared. Tried again just now. This time I completed login details - then it said OLB not available. Are they having…
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Nationwide Flex Acc debit card expiry length
Just opened a Nationwide flex acc with a VISA debit card (thankfully not the cash card +) and wondered who else has the VISA debit card or cash card + with a 5 year expiry? What does this mean? Seen as a potential good customer? With my previous bank its always been a 3 year expiry!
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Estimating utility bills for a student terraced house
My daughter is a student and has just moved into her first student house. She and her house-mates are refusing to run the heating because they are scared they won't be able to afford it. I'm sure that, as they are paying a lot less this year than for uni accommodation, they must be able to afford to run the heating at a…
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Santander log in problems? Forget this Now OK
As title anyone having problems logging in to Santander. I enter my personal code, it then goes to the image OK and I enter the 5 digits, it then reverts to the original log in page
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HSBC charging for duplicate bank statements, any help?
Hello, As I need my duplicate bank statements for last three years from HSBC, they require a payment of £7 per year, so a total of £21. TBH, I find it quite unfair. I would highly appreciate if somebody could suggest me a more cost effective way to do this. Can Subject access request be used for this ? Many thanks SI
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Is it worth keeping old accounts open
I have an account with the Ipswich building society that i havent used for years. I kept it originally as i was hoping they would be taken over and i would get some free shares as i did when the Halifax was taken over. I can afford to leave the money in the account, its just over £120 but is it worth it or have the share…
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Lloyds tsb planned overdraft cutoff
Hello all, Simple question. Does anyone know under what circumstances Lloyds will ask you to repay an overdraft?
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parents transferring £5k to me?
Hey I bank with natwest, and my parents (who live on the IOM) are transferring £5k to me at the end of November. I just wondered if i will need to let my bank know? I dont want them to freeze my account. Thanks
