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iPhone budgeting applications!
Hey, I have just got a new full time job and I want an application on my iPhone that lets me set budgets for different things, eg food, trains, savings. Then I want to be able to input how much I have spent on each things so I can see how Much money I have left to spend per month. I also want to be able to put in how much…
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To cancel a DD
I am currently disputing a bill with Sky. The bill is due to come out on the 25th. Should I let the money come out of my account and hopefully avoid any problems with the bank? Or cancel the DD and not pay the bill to show how I am not happy with what they are charging to uphold my complaint?
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Overdraft cut
Hi, can anyone tell me if there are set regulations about how long a bank should give you to repay an overdraft? Nationwide have sent a letter today which says my overdraft has been withdrawn and will start to charge me unless i repay the £600 by 31/10/12 Thanks
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Any Basic Bank Accounts Offer a Switching Service?
I am currently operating a Yorkshire Bank Ready Cash account and to be honest found them great... With them offering Ready Cash customers a full branch service, friendly staff and a Maestro debit card. But with their lack of branches (once you go south of Northamptonshire where I live they are few and far between), limited…
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Barclays Bank Staff to focus on Customer Service
On the BBC news website Barclays have announced that they will no longer award bonuses for staff flogging loans etc. Apparently bonuses will now be offered to staff who undertake good customer service. Is this a start of banks beginning to move away from 'hard selling' of products towards viewing customers as individuals…
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Santander not buying RBS branches
Good news for those of us who did not want to move our accounts to Santander and who had not moved them yet, hoping for such an outcome.
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Cancelling a bank move
I signed up online about a week ago to a Nationwide Flex Account, mainly because I wanted to get the regular saver account as recommended on MSE. The login details arrived today, so I logged in, only to find that they scrapped the regular saver account yesterday! Two questions really: *how likely are they to let me get the…
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Santander / RBS Deal Off
Laura Kuenssberg from ITV News reporting that the deal is off. Santander pulled the plug saying 'IT issues were biggest obstacle'. More to follow.....
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HSBC Advance Debit Card
I've recently opened HSBC Advance account. I got a Silver card with a world map on it. I would have thought Advance cards are red. I got suspicious because lady in a branch who was helping me with the paperwork did so many mistakes.... I am wondering whether she opened Advanced account or messed up and I got regular…
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Need a bank account, help please
Hi Guys, Im having a nightmare and have read through lots of posts but cannot find one relating to my predicament. I like most of the people using this site used to have a great job, plenty of cash, credit cards I could handle etc.......... Now my reality is very different :( Simply I Got Sick!!! I had an account with…
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Can a company refuse to let me pay in installments
Hi, Im sorry if this is the wrong place, I could not find anywhere suitable. I have recently changed energy suppliers and have received a final bill from my old energy supplier. Its not for a huge amount, but it is for more than I can afford all at once. I do owe them the money and do want to pay the bill, but I can only…
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Found a (very) old cheque - advice?
Hi everyone, I've just been going through my useless (!) husband's paperwork and I've found a cheque from a previous employer for a few hundred pounds. Goodness only knows why it was never cashed! It's dated January 2006 - should I try to present this to the bank to be cashed or am I being ridiculous! Not sure what I can…
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Best way to pay off a £2k overdraft
I am just wondering what is the best way to pay-off a long unwanted £2,000 overdraft. My disposable income is around £200. My bank are charging me £26 p/m on this in total. I worked out it will take me a year to fully pay this off if I was paying £200 a month. What is the best way of doing this?
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Upgrading from a basic bank acct
Hi I have a basic bank account due to past bad credit and ccj. I have been trying to upgrade to current bank acct, I just want a chip and pin card no extras like o/draft etc. Bank will not let me due to bad credit rate, still ongoing. Not been o/drawn on this acct for nearly 5 years. Is there an acct I can change to with…
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where's my money?
A mate who owes me a few hundred quid has just sent me a bank transfer from her bank account. She lives in San Francisco and I live and bank here in the UK. She sent the money last night at around 7pm. When is it likely to appear in my current account roughly?
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Cheque clearing
Hi, Wondering if anyone can shed some light? I wrote a cheque from my account (Natwest account) does anyone know if this can go out on a Saturday? Or will it go out Monday? I notice all my direct debits that fall on the weekend go out on he next working day- is this the same for cheques !thanks
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Is this standard banking practice
I have a current account with Santander (everyday account) I never had a salary paid into this account so I never applied for an overdraft facility. I opened the current account when I opened my free business account but I decided to keep a salary going into my Halifax current account because I couldnt be bothered…
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Just a Question regarding the Banking Group
Suppose If i have a bank account with Halifax with OD: XXX or CC limit XXX and then i open a new bank account with Lloyds Tsb - am i suppose to get the same limits and facilities which i get with the halifax because both are connected internally with each other and comes under one umbrella. May be they have some matching…
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Accounts for saving or spending in a foreign currency.
Does anyone know what banks either offer accounts in foreign currency or have current accounts that let you spend other currency like euros or dollars without an extra charge tacked on?
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Overdraft on my credit score why?
Hi Guys I just wanted to ask for some advice. I have recieved my credit score report and on there is two debts, one from a catologue and the other is my present bank Natwest. I have a overdraft limit of £400.00 which now i live in because i came out of work due to an accident i had while there. I have tried to change bank…
