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Budgeting for leaving home.
Hi everyone, hope this is in the right forum. Set to graduate uni soon and I've spent a lot of time researching how much I can expect the cost of living to be for someone on their own, I've laid out a budget of monthly expenses (including overestimated utility bills and groceries, to be on the safe side) and I'd like any…
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Bank Account was closed a couple of years ago...
Hey all, bit of a problem and was just looking to get some advice. It is a little complicated though. Basically about 4 years ago me and some friends moved into a house together - it was the first time I had moved into somewhere. Halifax had recently given me what I guess was a "normal" account and had set up an £100…
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-£27.80 on a CardCash?
Hey Guys Just looking for some advice. Didn't realise a Direct Debit was coming out of my CardCash account and therefore didn't put the money in. I received a text from Halifax saying that my account was -£27.80. I immediately logged in (same day, same hour) and put money into that account. It's a debit account and i've…
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Financial Link on Credit Report
Just signed up to Noddle for a nosy. Quite a good website, I got a 3/5, which I guess is because I have had about 5 searches in the last 3 months for various things. However it is also showing a financial link on there with my ex-flatmate. We had a joint account set up in Uni to pay bills etc long before I knew much about…
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Help wanted
I am not sure if this is the right place or not and I know some are going to say I will have to pay extra but please let me explain. I have bi polar and with that I struggle with making sure bills are paid on time mainly when I go hyper. I am looking for a company like onebill (who unfortuantly aren't taking new clients…
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Least expensive way to transfer money from Irish to UK bank?
Hi My wife just sold her old home in Ireland and we want to repatriate the balance, after settling her mortgage, into the UK. She has an AIB account in Ireland and I have a Bank of Ireland one which we each use a little but likely much less so now her place is sold. In the UK our main joint account is a Clydesdale Bank…
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Lloyds TSB problem and use of accounts
Hi, I am posting for a friend who has just had her business overdraft stopped by Lloyds TSB for no reason, even though the overdraft was agreed just last month. Now she is having problems with bills not being paid from that account. What we need to know is if she can use her personal account (also Lloyds TSB) for business…
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Over 18 and NOT a Student!
My daughter has just turned 18. She is studying AS levels, so one more year to go before (if) she goes to University. I want to help her open a Bank Account (or any other account?) to enable her to open a Self Trade Self Select ISA. She needs an account to open it. Any suggestions people?
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Barclays Pingit Warning
It’s free to download and use – and sending money is secure, done in seconds and shown on your Barclays bank statement. You'll need an Android phone, BlackBerry or iPhone with internet access You need to be a UK resident, have a UK-registered mobile number and be aged 18 or over Non-Barclays customers with a current…
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Closing an HSBC Business bank account
Looking on their website and can't see how you go about closing a Business bank account? I presume I have to go into a branch and close it?
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Help sorry bit long
Hi Can anyone offer some help. In Sept 2010 I was placed on a payment plan by the Halifax, I paid off 30 pounds every month. I was told my account would be frozen and no charges would be added. In August 2011 I had around 900 pounds still owing the Halifax called me and placed me on a further 3 month arrangement plan I…
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Nationwide "cannot" reduce my overdraft
Hi Guys! I am still working hard to pay off all my debts and have now turned my main focus to my overdraft. Apologies for the length of my post in advance - I'll try and explain this one as best I can because it is a bit strange in my opinion. I have been a customer of Nationwide for 10 years now and currently have a…
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Santander Offers
Can anyone tell me if the offers from Santander on the online banking are offered relating to your credit history and banking history with them, or are they just typical sales related offers?
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Santander £100
Anyone know the 'validation' period before the £100 'free' from santander should drop in to the account? Just want to stick a reminder in my calendar to chase if it doesn't, but can't find the timings of payment on their site. Probably there but I missed it...
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Best account for occasional overdraft
I want a basic bank account which allows me to go overdrawn by up to £200 Free of Charge. I do not want Santender or First Direct? Any recommendations?
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eSaver Issue 3
I have an eSaver Issue 3 with Santander, which is due to mature soon, but I need to know the date in which the interest will be paid, all it says on the website, is that it's paid annually.
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Santander and Cheques
I checked my online banking on the Thursday I was overdrawn by £7 (so my overdraft is £160 but I had spent £167) I transfered some money from another account online (another Santander account) to cover the lost £7 and that took my balance back to 0.00 or whatever it was and then on Friday I paid a cheque in the first…
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Managing money at uni
hi going to university in september and was looking to know if anybody had any tips or experience about how they manage their money at uni thanks
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Refused joint bank account & credit history "issues"
Good afternoon all This is my first time posting in anger, although I have been an avid follower for quite a while. My girlfriend and I are looking to move in with each other in the next 8-12 months and have recently started saving properly (£1000 in the first month :T). We decided to open a joint bank account with the…
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Santander Faster Payments
I have tried today to send a £1000 FP online from my Santander Preferred account to my Natwest savings account. It's the first time I've made the payment, which may be the issue, but it hasnt left my Santander account, even though the payee history shows the payment with todays date. I have made payments to other accounts…
