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Can anyone recomend
Currently have a savings account with lloyds, but got refused a current acc on credit grounds, can anyone recomend a bank thats not on the high st, pref with no fees but highly unlikely that i can get a debit card with
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Co-op card cash a/c Visa Debit card , NO its not
CO-OP card cash A/C Now I think its time that Co-op Bank should sort out their debit card. I have tried over the phone several times now to bring to the attention of the Co-op, that the card now issued with visa on it is still an Electron card...in the eyes of retailers the card shows as an electron. Online problems are…
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Joint Bank Account
Ok me and the girlfriend are soon moving into our 1st house......so we need a joint account for all the bills to be paid from. Which is the best account for this? I currently bank with Santander, she banks with Lloyds TSB. We applied for the Santander preferred account, with her as main applicant, but for some reason we…
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Possible dodgy Satander email.
Beware; I have just received an email with many mispellings (as in title above) which is asking me to follow a link regarding a payment to be made into my account. It could be genuine as I have just asked to close my Cahoot account, on the other hand maybe not. Erring on the side of caution I deleted it. Time will tell if…
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Bank Account with no overdraft fees
Hi there, I need a bank account which does not charge no overdraft fees or alternatively for the overdraft fees to be capped to a £5 or so a month. I would not be using it for direct debits or otherwise and the account should come with a visa debit. Does such an account exist? if yes please provide link or name Thanks for…
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Best account to use for groceries
Hi, I'm trying to find the best account to use for shopping at the supermarket. Currently, all our household bills and food shopping are paid for from the same joint current account, and it's become very difficult to differentiate between how much we can spend on food versus gas, electricity, water etc. So, I'd like to…
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Switch to Santander?
I'm thinking of switching to Santander's preferred account from barclays, mostly because I'm getting no interest with my current account. I didn't want to mess about with bank accounts while I had other financial priorities, but I'm getting to a position where these are nearly sorted. However, I've heard horror stories…
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Santander & their FORCED overdraft??
So i applied for a preferred current account as my last ones 5% expired on Saturday. Already being aware of other family members who had an overdraft FORCED on them & had to either change it online or go in branch if they couldn't do it online, i took a screenshot of the overdraft option on the application so that i may go…
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work in a bank
halifax are recruiting for staff where i live. i am financially savy i think, the only promblem is i worked in factorys all my life is this a problem? thanks in advance!
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Which bank account for a 17 year old?
Hi I wondered if anyone could offer me some advice regarding opening a bank account for a 17 year old. A small amount will be paid in each week from a part time job. No overdraft is required only the use of a debit card. Trying to encourage him to act responsibily with money:T I have read some of the threads on here and am…
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Wrong amount on cheque!
Hopefully someone can help me here... I wrote a cheque out on Saturday afternoon to be paid into an account at a different bank in my stepfather's name, but I've just looked at the receipt and noticed that the teller at his bank who processed it has inputted the wrong amount on the receipt - instead of £310, she's inputted…
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How should I complain?
I hate Barclays today. I have two bank accounts with Barclays, a First Additions and an ordinary bank account which I used for bills. Last Friday I went into the branch, cleared the overdraft and closed the main account, and ordered a new card for the remaining bank account. I was told the card would be with my Wednesday.…
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Which banks use Equifax and which use Experian
Is there a list anywhere of which credit agencies each Bank uses? I was just on the phone to my bank and they claimed there was something on my Equifax report that was stopping them from providing me with credit. I went to equifax and got my credit score and report. Funnily enough I've been checking my experian report and…
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Ryanair cash passport, charge for being overdrawn
Apparently if you go overdrawn with the Cash Passport, Ryanair will charge you :( And apparently you can go overdrawn by having unactivity fees I always thought for other prepaid cards that if there is an unactivity fee it would gradually reduce the balance to nil but not actually force the card overdrawn - can anyone…
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Account where daughter can deposit funds at post office
Hello all, My daughter who is 10 has a post office account (with a pass book) and have been getting her pocket money and has enjoyed physically taking her money to the post office and paying it in. Today they have written and you now will not be able to deposit at a PO only send a cheque or an electronic transfer. We lived…
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Switching Service HSBC
I'm currently in the process of switching bank account from NatWest to HSBC. I'm currently having issues with my overdraft, I started the switching service on line.. but when I went into the bank my overdraft had not been matched. I currently have a £1800 overdraft at NatWest. I then had to apply for a new one and the…
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Second bank account for savings
Hi there - thought I could get some good advice here, so here goes. I'm not the best at saving. Although in theory I know I could save £600-700 pcm from my salary - my present rent in a houseshare's pretty cheap - it never works that way. In order to force myself to be more responsible, I want to move my present savings…
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protection on HSBC Visa Debit card
Morning ,Can anyone advise what protection i have if i pay for a 10K holiday on my Debit Visa Card because they want to charge me £250 for using my credit card.
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RE: Least expensive way to transfer money from Irish to UK bank?
Unfortunately I need anyone's insights into the this question (see below) before end of business today, as I've got the solicitor chasing me for my bank details and I'm not sure the best course to take? Cheers Ralph "Hi My wife just sold her old home in Ireland and we want to repatriate the balance, after settling her…
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Money paid into my account by mistake
Hello, Hope you can help me with a quick question. I've just received a letter from a well known Company who have admitted that for the previous 3 YEARS they have been paying dividends into my bank account by mistake. Apparently my Direct Debit mandate (for my own shareholding) had been mistakenly attached to someone elses…
