Best account for occasional overdraft

mawallace

I want a basic bank account which allows me to go overdrawn by up to £200 Free of Charge.

I do not want Santender or First Direct?

Any recommendations?

jen245

I don't know of any banks that do this except the Halifax Ultimate Reward account, they give £300 interest free overdrafts, but the account costs £15 per month, although if you pay in more than £1000 per month you'll get £5 back.
Natwest give £100 interest free for arranged overdrafts, but if your overdraft is more than £100, and you go over it, you'll pay interest on the whole amount

Saints2011

Co Op bank might be worth a look but it's fee free not interest free on the current account plus.