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bank charges
I have a small savings account 10,000£ and a current account where my pension is deposited. I have no other income. I am being charged £5/month as I have a cheque book and a debit card. Any suggestions please.
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Overdraft in to Savings account. Is it worth ?
As a part of a staff benefit, at the bank that I work for, I am allowed to have a discounted overdraft rate of 1% above Base rate, meaning, that I can have an overdraft with the rate of only 1.5%. So I was thinking if it is worth of getting as much overdraft(probably a few thousand) as I can and put the money in to a…
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Closing an Alliance & Leicester (Santander) Account
Sorry if this has been posted or answered before, but been as Santander are rubbish, I'd quite like to close the account I have with them. I tried phoning Santander but ended up getting nowhere. Will I be able to just go into my local Santander branch (which isn't really local, it's about 10 miles away), and say "I want to…
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Bank have allowed a cancelled Direct Debit to go out of my account!
I am furious. I had cancelled a gym membership this week and was advised to contact my bank to cancel the Direct Debit payment of £35.99 - So I went to my local Co-op bank on Tuesday and spoke with the advisor and said please cancel the Direct Debit and and future payments. He said don't worry sir, I have done it and…
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santander/alliance leicester
Has anyone had problems with their internet banking for alliance leicester? I keep getting new online pin numbers being sent and everytime I log on it does not ACCEPT the new pin number. This has happened 3 times now!
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charging banks
Hi everyone, I'm currently pursuing a complaint with RBS. They said they'd be willing to reimburse me for a telephone call but I want to charge them for my time. Does anyone know if there is a recognised way of going about this? I sometimes work self employed and charge £14/15 per hour. I've also added up the time spent on…
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Why are HSBC insisting i put all my accounts through them?
They said if i don't transfer all my accounts through them then they won't let me join! What a bizarre system. I just wanted a simple savings account, away from my current account, but apparently i'm going to be rejected. Anyone know why they do this? Not overly concerned, just wondering the reason for the theory. I've…
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Payments to india
I've approached a few banks, and they're all very vague about how long a wire transfer would take, ranging from the standard two days response to the lovely 'WE CAN'T GUARENTEE ANYTHING'. I've thought about Western Union and a few other money transfer ways, but the costing is ridiculous. Would work out cheaper getting a…
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Need to send 7K to India ... help
double post SORRY
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NatWest/RBS cashback, Egg Savings 'loophole'?
I've had a quick look to see if this has been mentioned elsewhere and can't see it, so apologies if I'm going over old ground. Looking at the offer NatWest/RBS are offering new customers for their current accounts (2% cashback for 6 months upto £125) it looks like Egg might provide a way of maximising the gain. I remember…
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How to setup Standing order?
Hello. If asked in wrong sub-forum please move as this is the closest related sub-forum i can find on this site. Okay, this question may first sounds idiotic but to someone like myself who is very young and been relying on parents all time long..answers to it will be much valuable. Recently, rent a new flat in Wigton, and…
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First Time House Purchase - Can we affort to live?
My Partner and I are looking into buying our first house together, We both still live at home. I am someone who wants to look at everything as I don’t want to go into this 'Blind' So my partner and I have done a expenses list of everything we would have to pay out each month so we can judge if this is possible? I think I…
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Stupid Excuse from Nationwide
qwertyuiop
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I am amazed at how banks DON'T want my money
I don't want much. I just need a seperate basic bank account from my main ones at Santander (yes I know, people hate them - BUT they have been the best of the bunch this time!). * I am happy to do everything online, no statements or anything. * I don't want an overdraft, chequebook or anything. * I will have one incoming…
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Is there a bank that does not charge to receive money from abroad?
My husband receives a small state pension from Norway as he worked/contributed there for about 12 years. He started receiving it in August 2009, it is paid monthly in STERLING and Norway deducts the equivalent of about £2.50 for paying it to our bank every month. In December 2010 the entry on our bank statement changed…
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Joint accounts, credit ratings and applying for credit????
Currently I am out of work with a credit card debt of under £2k, also with my bank I have my current account, empty savings account and our joint account. No other debts, cards etc. My spouse is in work and doesn't have any debts or any credit cards, does have 1 account with a different bank but hasn't used it in years. If…
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Cheque cashing delay with foreign bank?
Hi, My father has cashed a cheque he received from the sale he made in spain. The buyers bank was ING direct in Spain and it has so far taken 8 weeks and my fathers local branch has so far not received the funds. The sale was actually split into 3 and his two friends also received cheques from the buyer and there cheques…
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First bank account for School Leaver
Hi Hope I've posted in the right place. My 15 year old son has just finished school, and is starting college in September. He now needs to open a bank account. Although I've had a look around, I'm not really sure what I should be looking for - has anyone any advice, or know of a 'good one'? Hope you don't mind me asking.…
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Citibank US Dollar Account Question!
Hi, I tried the search, but could find the right words to find what I'm looking for. I'm going to America In August for 3 weeks, going to be taking about £3300, I will be taking some cash but the rest I was thinking of opening one of these…
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Can i do this ?
I've got a Natwest advantage blue with Cheque book, CG debit card, But no credit facilities available. I really do like natwest and there service as of late (I know alot of people have not liked them in the past), But i feel they have really changed throughout the last year and a half, And I'm very impressed. I'm looking…
