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Budgeting & bank accounts

Archives for May 2011

putting names to acc no,s
hi all heres my problem.my deceased mothers bank statements show she has lent LARGE AMOUNTS of cash to,i suspect a distant relative,i have account nos for transfers and counter withdrawals.short of going to the solicitors to approach the bank is there anything i can do to find out who ??????
Accounts missing on halifax online
Hi there, We have 4 bank accounts, 2 savings and mortgage through halifax. They recently started 'upgrading' their online service, at which point 2 of our bank accounts details could no longer be displayed online - we can see the roll number, but nothing else - they also don't appear in the transfers menu. One of these we…
Santander / A&L Account Charges
Hi- Just wondered if anyone could advise on how to deal with A&L/Santander. Basically, over the last bank holiday a bunch of payments on my bank card didn't go through straight away and come the Tues/Weds they all came out at once and made me overdrawn. I was away for the weekend so quite a bit of spending was going on -…
Is Santander taking over my town?
Today I went into Bury and noticed there are three santander branches in the centre. Why? One on The Rock, one in the entrance to shopping centre and one opposite the nationwide? Seems a bit odd to me to have three branches. Im with them and have just got a £45 credit for their failed attempts at sending me a new card with…
Natwest Charges for withdrawing money
Hi, My wife was informed that to withdraw her Natwest savings via a bank cheque she would be charged £12. Their website says this is the charge for a bankers draft. The account she wants to move it to doesnt have the facility to make an electronic transfer, so thats not an option for her. She has now decided that as a…
Banks right to cancel DD????
Hello all, Could anyone please give me info on Banks right to cancel customers direct debit. After missing a couple of payments over a period of time the bank cancelled my dd without my knowledge, and no notification. Natwest said its in there terms and conditions but as of yet, i have not found anything realitive. Also…
Thinking of switching banks
Hi, i have been with HSBC since 2005 my first and only bank account. I'm thinking about switching to another bank as HSBC will give me nothing (Credit Card, Loan and overdraft) How easy is it to change? what about my Direct Debits? are there any complications? The main thing im worried about are my direct debits i don't…
Norwich and Peterborough Current Account - no fee foreign cash
I have just been speaking to an advisor at Norwich and Peterborough Building Society about a mortgage and she mentioned their Gold Current Account to me. I currently bank with Nationwide who last year starting charging to use my debit card abroad. N&P offers free cash withdrawals and free card use abroad with this current…
checking online account every day?
Since I retired I check my online bank accounts every day. Is this excessive and will the bank flag this up in any way? Or do they not bother or even know?
Has my bank account defaulted?
Hi, Long time reader, first time poster :o I have got myself in abit of a state with my bank account. A while back in 2008, i kind of burried my head with an overdraft (£100), didn't hear much about it which eventually lead to me forgetting about it (till now!). I check my credit file yesterday on equifax, first my credit…
changing address bank account is registered to
i might be renting a room off a friend and wondered will the bank change my statement address with my permission or do they need some sort of proof of my new address?
Old Electron Card
Hi, I currently bank with The Cooperative, they upgraded my Visa Electron card last year but I am having major problems and can't purchase online from Debenhams, Marks and Spencer, Amazon and some other retailers. Does anyone know of a Basic bank account that provides a debit card that is accepted by these and other…
Equifax - Confirm my Identity
Hi I have recently been the victim of someone being able to link themselves to my Equifax credit report. I have spoken to Equifax who initially told me to raise incidents online which I did and then after 25 days they closed them and told me to write to them instead including copies of my passport, driving license and…
How to open a bank account for my brother but with my mother as POA
Hi all, My youngest brother is 9 years old and has autism. My mother would like to open an account in his name but with her as Power of Attorney. I have looked on the directgov site but left a bit confused? Is this feasiable due to his age and can we do this ourselves or must we visit a solicitor? Went into lloyds about…
Childrens current accounts - help please
Hi, I have 2 boys aged 2 and 4 and they both have a healthy amount of savings secured in various bonds. We did have a Halifax account for both of them in order to be able to pay cheques in but I closed it down when I was told that Halifax will only write cheques over £500 from these accounts. I now have no facility to be…
Santander preferred account quick question
I have just moved from RBS to Santander and need to know what they class as a month, ie. you need to pay in £1000 per month to get the £5 bonus but is the month from 1st to 31st or say 15th to the 15th iyswim? I really don't like the way the direct debits look on screen either. With RBS they were all there with payment…
Halifax signin problems
Anyone else having problem signing in to Halifax? Taking ages to get past the username/pw page
Barclays Wealth Current Account (UK Residents)
Does anyone hold a Barclays Wealth Current Account, is there much different between this and a standard account?
Which Bank Is It Easier to Get an Overdraft with?
Anyone know which bank its easier to get an overdraft with? Ideally when the account is first opened?
RBS withdrawing my overdraft facility??!
Hi, I'm new here so hopefully have posted this question in the correct place. I was horrified to receive a letter from RBS who I hold a business account, current account, loan and mortgage with that they are withdrawing my overdraft facility. The letter is from their Manchester Business Centre, and the top of the letter…

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Budgeting & bank accounts

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