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Which Bank Is It Easier to Get an Overdraft with?

Anyone know which bank its easier to get an overdraft with? Ideally when the account is first opened?

Comments

  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Santander gave me and i didnt ask/want it. £500 to start and they went to put it up but i said keep it at that or close account.
    Work in progress...Update coming July 2012.
  • loveandlight
    loveandlight Posts: 1,200 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Wow that was a fast reply. Such is the power of MSE! Thanks.
  • pwuk
    pwuk Posts: 152 Forumite
    Part of the Furniture Combo Breaker
    Barclays and Santander will both match existing overdrafts. Other banks such as Lloyds will base the amount on the initial account opening process and your CRA information - Lloyds offered me £1k upon opening an account with them then revised this upwards (at my request) after three months.

    HTH
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