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Does this sound like fraud to you, or just a mix-up?
Let me just outline as briefly as possible, in the hope that others with more experience of how frauds may happen can advise. 1. New owners of house (us) move in in September. (House has been a rental for years and years, we field numerous demands for repayment of debts directed at previous Housing Association residents -…
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Bank with best online banking?
Thought I'd ask what bank you guys to see what bank has the best online banking experience? I'm with the Halifax and while they're not bad I'm wondering if others do it better? Thanks :D
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Can I have a Barclays bank account if I'm in Scotland?
Good morning everyone, hope you're safe and well? I've been thinking about moving banks for a longtime after numerous negative experiences with the RBS and for some reason I really like Barclays, also helps that they've just accepted me for my first credit card and I'd like to have my everyday banking with them too if…
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Woolwich Statements?
Hello, Hopefully I have posted this in the right section (sorry if not). I am trying to obtain Bank Statements from an old Woolwich account I used to have. As Barclays took over the Woolwich I assumed they would have them on file. However, after requesting them I received a letter stating they did not have them that far…
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Keeping statements (barclays)
Just a quick question, im having some mass arguments with someone called BCW Group about an account i had with barclays and oweing £245.. Basically it was a savings account, i had about £15 in there was just forgotten about, next thing i received a letter from Barclays saying my DD had bounced and i was receiving a £30…
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Cuurent Account?
I want to change my bank but I dont know where the best current accounts are? Can anyone help?
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Key account - do they upgrade eventually?
Hi Now that I've managed to open a Key account with RBS does anyone know if they upgrade after you have demonstrated running your account appropriately - I know it won't be for a while. Or do they run another credit check which I don't really want? Also I got turned down by Yorkshire Bank for their Readycash - supposedly…
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Any way to avoid getting a bank charge?
Hi there :) Earlier today I was buying a Christmas present online, however I accidentally used the wrong card and charged it to an account that doesn't have enough money in it to cover the cost of the purchase. Is it likely the money has left my account already? And if not, is it possible to deposit some cash into my…
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bank accounts without £1000 monthly deposit
hi, I am self-employed and therefore can not always guarantee the monthly deposit of £1000 necessary for a high interest deposit account. However, over the year I can earn up to £24000. I am in search of a bank account (with no fee) where I can earn a high rate of interest and pay my bills via direct debit. Any ideas?…
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lost money
It may sound strange as i am on benefits,i took out a 3 x remortgage's with Santander over the last 10 years, but now am sure i paid back one loan of £32,000 6 years ago,i asked Santander for the last 10 years bank accounts x 2 and mortgage statements in March,i now have the mortgage statements but not all the…
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Wondering if to change bank accounts
Hi guys, hope someone can help advise I currently have 3 bank accounts, all with the same bank. One basic (Bills Account) - I have all my DD's and SO's set up to come out of this account and make sure I have enough money in to cover them all. There is only a cashcard with this account, no overdraft or chequebook. Two…
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Telephone banking – clarification sought on audit trail
Hi all Have re-posted this as I need to clarify the request. I think I am right in believing that, if you access telephone banking and, in the process of getting through to a human being, type in your account number and answer all the security questions correctly, it leaves a record on your account as it does if you log…
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Current Account and Credit scoring
Hi I am currently holding two current account and plan to switch one to a different bank. In regard of my credit scoring, should I close the account I am moving away from? Also does someone know how long that account will keep appearing on my credit report once closed? Thanks Alex
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new bank account
Hi all, My wife had a tendancy to constantly go overdrawn with her day to day current bank account and thus incur unecessary bank charges on a regular basis. I managed to get her to change to bradford and bingley building society where there was no overdraft facility. Santander have since taken them over and I have noticed…
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Santander authorised overdraft charges
Hi everyone. :D I recently went 59p overdrawn on my Santander account. I'm not sure what type of account it is, I think it's just a basic bank account. I went to my local branch to try and see if they would be able to reduce or waive the fee for going overdrawn. Instead of charging me for going overdrawn, they gave me a…
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Nationwide Debit Card
Do NW make a charge for a replacement debit card for the Flexaccount? OH has left his behind at his sister's house in Norway when he was there, and will now not be able to log on to view the Credit Card without it. We can still get money out as i have my card, but the CC is in his name so does not show on my log-in. His…
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Does this break any rules?? HSBC call centre tactics.
Recently want a few pounds over overdraft limit with HSBC. Had about 10 phone calls from them, foreign call centre-guess Hong Kong! Anyway, the man/woman says "Is this Mr *****,", reply in the affirmative, "Well you are x amount overdrawn can you pay this today?" blah, blah, blah. Fully understand that they are within…
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Halifax rewards current account registration difficulty
Hi guys Im have spent the last 20 mins trying to switch my current account to a Halifax rewards account, partly for the nice rewards, partly because of the option to apply for a reward cash back credit card of £5 per £300 spent and partly because of the nice £50 bonus for switching via the MSE website. However when i got…
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Identity fraud
Hi not sure if this the right place my sisters boyfriend used to live with my mum up until around 10 months ago when they had an argument and my mum told him to leave. Over the last few days she has received about 10 letters addressed to him at her address after nothing, these are from mobile phone companies, banks and…
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Lloyds TSb Overdraft issue
Right Place? I got a letter through early November saying it would be removed on 16th November, so I called up and went to see a personal banker who said totally fine, I'll remove the review date and leave it for a year - switched over my silver account to the joint account too at the same time. Fast forward to the night…
