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Gross interest on Current accounts ?
Just phoned to register to have gross interest paid on my Santander in credit current acc. Was yold that you can not have gross interest paid on current accounts. Anyone come across this ?
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Banks wont let you have a savings account without a current account
Long Post - I have been banking with Abbey/Santander for over five years. I have a joint current account with my husband there, as well as a savings account and a credit card in my name only. After so many service problems that we can’t count them (how appropriate that two threads below mine there is one called ‘Santander…
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First Direct Faster Payments?
Hello, i'm thinking of applying for a First Direct current account so i can move away from Santander. Can anyone tell me whether they do the faster payments/instant transfers as a norm? This is only of my biggest bug bears with Santander that they don't. Thanks for the help
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Banks mistake - can I claim ?
18 months ago I was made redundant. I had a nat west advantage account with an agreed overdraft and was paying £12.95 a month for the account. I went into my bank and cleared my overdraft with my redundancy cheque and requested my account be downgraded to a free account with no overdraft facility (I have the signed form…
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Santander - latest outrage
Life is too short to list the stress, hassle and extraordinary incompetence I have experienced since Santander took over A&L. But I have to share the latest. Last month via online banking I scheduled (three weeks or so in advance - I set it up as soon as I get the bill) a transfer from my savings account to my current…
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LLoydsTSB online statement
Hi On Wed the 24th Nov my bank balance was 0.39p [sad I know], Then on the 25th Nov it was £16.61, Hey great I though, so went out bought a light bulb some food [came to £6 about]. So I thought that's good now I have £10 left to buy some lecky, So today the 26th I woke up, and said to myself, I better buy my train ticket…
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Halifax car insurance - direct debit hassles
Hi all Have already posted this in the Cars and Motoring section, but it's primarily about a direct debit issue so...... Just wondering if anyone else has been having trouble with Halifax car insurance. 3 Nov 2009 - took out car insurance for a year with Halifax, payable in 12 monthly instalments with direct debit. Sep…
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Basic bank account charges
Hi, my son has what we believe to be a basic bank account with HSBC. He is going overdrawn each month by up to £95. I thought they did not allow you to go overdrawn? Charges this month are a stagering £93 with interest at £0.70. Is this normal and is there a bank account that will take his wages and not allow him to go…
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Ever had your Halifax online access suspended? What now?
Just trying to make a payment from the gf's account to mine as she owed me some money (don't worry, she's in the room with me & said it was fine). £302 to be exact. Anyway, go to hit proceed, only to be greeted by the above quote. What are they likely to ask her? We do the 1k cycle per month. They wont have noticed & are…
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Ombudsman: What is a final response?
What is a final response? Sounds daft not to know, but what counts as a final response in order to go to the ombudsman? Does an offer ‘in full and final settlement’ mean the same thing as a final response? Or does it have to explicitly say it is their final response? (It doesn’t.) It does tell me I have the right to go to…
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withdrawn overdraft with no warning, fair according to FSA?
Hi, Haven't posted in a fair old while, but am rather hoping someone will be able to help with my query. I did try a few search terms, but didn't find what I'm specifically looking for. My friend has a bank account with Barclays and rang them for a bit of a complain about charges (don't know the details of that bit). They…
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CHAPS into building society account - Help Please
Hi, I'm awaiting a CHAPS payment to arrive into my Coventry Building Society current account. I've been checking all day it's so frustrating!! This is my wages that my company have had to pay by CHAPS because they account was not set up properly with them and the bank. Is it such a delay because I'm with a building…
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Does N&P actually require you to send in paper ID?
Hi there, I am interested in opening the N&P Building Society account sometime in the future to take advantage of their new features (free foreign withdrawals) which start next year. I had a quick look through their applications page and saw this on top: "To approve your application we will perform a credit check using the…
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HALIFAX what a joke!!!
Well, after much disagreeal on the bank charges they imposed on my account (Please see Link) I agreed to pay back £100 per month, which was sorted for the end of every month. Unfortunately my local branch closed down but in a letter I got a few months ago I could pay into my local post office which to me would be easier! I…
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Suitable Small Business bank account?
Hi folks, I'm going to be setting my own business very shortly and am currently looking at the range business accounts and wondered if anyone has any suggestions or warnings or experience (good or bad) with current business accounts?? As a bit of background, I'll just be operating as a sole trader, there will be a limited…
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Handelsbanken
I am thinking of opening an account with Handelsbanken. Does anyone have any comments/ advice regarding these? Thanks.
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How can i get access to relatives account?
Hi, not sure this is the right forum. My dad passed recently and has no will & testament in the UK. However, there is some money in his current account. Is there any way i can legally get control of the account or at least get access to that money. Further what the best way to sell his shares or at least have them shared…
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Secure trust bank - public lending (i)
This has just appeared on my credit file as a new fixed term account being opened. Ive never heard of them, anyone come across this before?
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Cahoot - money leaving my account before my eyes without matching transaction?!
I may be cracking up here but wondered if any other MSEers have had the same experience. Been doing a few transactions to a linked Cahoot savings account tonight (from my current account) and although the balances are changing, there are no corresponding transactions showing up in the statements. Normally, it's immediate.…
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Will co-op update cashminder visa debit card
450875 - Co-operative Bank Visa Debit Card (formerly Visa Electron) BIN this from Visa's own web site. AID 32010. So co-op need to change either or both numbers to get rid of the "electron" stigma. Apparently other banks (who previously had electron) have done this and now their "basic a/c" just shows as visa debit card. I…
