new bank account

wilber-wilson

Hi all,
My wife had a tendancy to constantly go overdrawn with her day to day current bank account and thus incur unecessary bank charges on a regular basis.
I managed to get her to change to bradford and bingley building society where there was no overdraft facility. Santander have since taken them over and I have noticed that they have provided her account with an overdraft facility. So it appears we could be back to square one.

My question is does anyone now of a bank/building society where it is impossible to go overdrawn i.e. the money you've got in is the only money you can withdraw. The other thing is can you have a hole in the wall card so she can withdraw money conveniently without having to visit an awkward to get to branch in town as she did before. many thanks

Baldur

You'll find a table of basic bank accounts here - http://www.moneymadeclear.org.uk/HTML/en/products/bank_accounts/basic_bank_accounts_popup.htm

Explanatory leaflet regarding basic bank accounts - http://www.moneymadeclear.org.uk/pdfs/bank_accounts.pdf