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transferring to Santander??
Just come across some info re Nat West's Scotland branches and Royal Bank Scotland's Englands and Wales branches being . automatically transferred to Santander after a branch buy out Apparently customers can choose to stay where they are but have to contact Santander in next 12/18 months telling them this. Apparently…
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Is the Lloyds TSB Cash Account a good choice?
Hi all, After a thoroughly shocking experience with my bank today: https://forums.moneysavingexpert.com/discussion/2790130 I decided to do something I should have done a longtime ago and I visited my local branch of Lloyds TSB and opened a Cash Account in less than 10 minutes, really fantastic in branch experience and I'm…
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Help Please re Business Bank Account
I have a limited company and need to open another bank account. I dont want to use the big four, ie Lloyds, Nat West, HSBC or Barclays. I also dont want a bank that is associated with Bank of Scotland. I dont want an Overdraft, a loan, a credit card. I do want a basic account with a cheque book, debit card and on-line…
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What happens to money transferred to a closed account in error?
My sister today transferred £200 into my bank account however she never checked the details with me and sent it to my old account with Halifax that I closed a year or so ago. What will happen to this money? Will it "bounce back" to her account? I'd get her to call her bank (Alliance & Leicester) but she's at work now and…
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Historical defaulted Nationwide overdraft
Hi guys, Newbie here after a bit of advice. Back in March 2006, following a few financial difficulties, Nationwide pulled a £700 overdraft out from under me without notice and demanded the full amount. This put me in serious difficulty and I ended up defaulting a total of about £1500 with them. I took advice from the CAB…
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Best bank account for working in France for 6 months
Hi, I am hoping to work a season in a ski chalet for 6 months in France, and my salary (meagre as it is!) will have to be paid into a UK bank account. As I will need to access this in France, what is the best banks account that wont charge me too much for withdrawing my money regularly abroad (ie. probably at least once a…
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A very strange telephone call from my bank
Hi all, I've just had a very strange telephone call from my bank, can't explain it and I'm hoping that maybe you can shed some light on it for me? Around 10:30 this morning I received a telephone call from one of the managers at my local bank branch and because I was suspicious of who he was (it could have been anyone…
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Alliance and leicester overdraft, Seriously?
This is just a rant, but I feel compelled to share. So I've got an £1800 overdraft will A+L/Santander, which I usually dip into about £1600 most months (Lots of big purchases for the house, knocked me there and Ive been a bit Lazy about getting out of it) So I decided to get my bottom in gear and start bringing down the OD…
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Current experiences with Santander (inc A&L) Faster Payments?
What is the current state of play? How many multiple payments (and of what amounts) to the same accounts are possible now? I used them today, making faster payments from both A&L and Santander accounts. I made three repeat payments from Santander to the same account (is there any limit to the number of single payment…
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Smile - Why I'm no longer smiling
I joined Smile the year they opened as 10 years ago they were revolutionary. They offered a fully fledged internet banking service, not a partial service like most other banks of the time (remember back then if you didn't want to go into your branch it was pretty much phone banking only for many people). I also liked the…
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Overseas Withdrawal Account
I am trying to find a solution for my situation an possibly many of other peoples. I work overseas within the europe area but could possibly travel as i work for a major tour operator. I get paid into my UK bank account and to withdraw at an ATM is free until 1st November with Nationwide till now. Does anybody know what i…
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Cheap/free banking when travelling internationally
My partner and I are off traveling for a few months. We'll mostly be in Australia but will spend a bit of time in Singapore and Thailand. What is our best option for banking? We should be able to use credit cards for most things but will need some cash. Is it worth opening a local bank account or are there any UK banks…
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UK Current Accounts Query
Hi folks. I have been banking with Halifax since early last year and have gone overdrawn only a couple of times. I now live with my partner, have our own private rented house and have a baby boy. Due to past credit problems I had no choice but to opt for an easycash account and a visa electron card. I have a 10 pound…
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Setting up a bog-standard bank account!
Please help - I'm baffled by all the info on bank accounts on here! My situation is...... I have a property which I am about to rent out for GBP995.00 per calendar month. I want to set up an account for this money to go into but which I have access to, in order to pay for any repairs/refurbishments which will be needed. I…
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Bank has given my sister an overdraft she NEVER asked for
So, I have just found out from my sister that our youngest sister has been given an overdraft by HSBC. My concern is that she is too young to understand money, and that she never asked for an overdraft. She has got a letter through the post saying that they have given her an overdraft facility. I don't even understand how…
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Need to open an Account but don't work!
Wondering if anyone can help. My mother in law and I are just in the process of buying a property to rent out. I need to open the account in our names but neither of us work. Once open the account would have about £550 going in a month. Any advice? Thanks
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1st direct
Hi. I'm interested in applying for the 1st direct bank account to get £100. On their site it says a monthly salary or income of £1500 has to be paid into the account. Doesthis mean I can pay in money from another one of my bank accoutns or do I have to instruct my employers to pay my salary into my new 1st direct account?…
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Current account recommendation
Can anyone recomend a decent bank for a current account. We have accounts with Abbey and A&L that have both merged to santander. During the merger DD have been rejected, debit card transactions refused despite 1500+ in the account and i've just had enough. Customer service is shocking and just :mad::mad::mad: We have BOS…
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Lloyds Classic Plus Account
Hey Just thinking of opening this account as i never go into overdraft and only ever have small amounts in there. Just wondered what you thought about it?
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Advice on HSBC offers
Hi - is there an HSBC employee/knowledgeable forum member out there who might know the answer to this: When I log in to my HSBC Basic Bank a/c online (don't use this for my main bank account so not that much money goes through per month although i do use it for excellent same day payments system) there are offers on the…
