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Direct Debit question please?
Greetings. ( Not quite sure where to put this post, so MOD please feel free to move it if required. ) Could anyone please advise as to the following? In a recent discussion at my place of work, it was suggested that there are more than one type of Direct Debit. Can anyone confirm this please? It was suggested that the…
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RBS - DPA Breach!
Forget it.
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Cahoot compaints
Does anyone have a fax number for the cahoot complaints department ?
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Natwest step account
Hi Am starting a dmp an need to open new bank account. I like the natwest one is it anygood?? And which is quickest way of opening it?? Inbranch or online??
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Having different types of bank a/c?
Might sound silly but I'm wondering, can a person have two current a/c and one basic a/c? What are the implications if any?
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International payments - swift
How long do international payments take? is there any faster payment services etc? like chaps or bacs to receive money from an international person? thanks in advance!!
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RBS account
Phoned RBS last week to open an account with them, got the paperwork through last friday, sent it off yesterday with ID. Any 1 got any idea how long it will take to get my bank card and details through. I was hoping to change my bank details with my work soon, as i finish work week tomorrow for a month for paternity leave…
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Santander
As highlighted in a Money Saving email, I applied for a Santander account - I fit all the criteria and hey...who wouldn't say no to an extra £100 free? I filled in the application form and they sent me a request for information. I duly photocopies drivers license, passport and bank statements. They were duly returned to me…
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Basic Current Account for US citizen living in UK
Hi, My partner has recently moved to the UK from the US on a 3 year visa. Her US bank cards don't have chip and pin, which make it difficult to purchase in some stores that are reluctant to accept a signature. Now she lives here, we want a basic bank account with: * No minimum monthly deposit * No monthly fee * Debit Card…
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A&L account closure - closing withdrawal
At the beginning of August, I requested the closure of my current account in writing. I never received any communication nor a cheque for the closing balance of £1. So I assumed my request had not been acted upon. I just logged on and noticed that the account had been closed on 24th Aug and the balance had been withdrawn…
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Santander Overdraft Appeal
Overdraft due to be renewed on 1st October no communication from them, spoke to call centre in sheffield who managed to find out that the OD will drop to 1400 from 3350. I was miffed that I had not received a letter they went off and came back and said one had been sent. I am not in my overdraft but what if I was. They…
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EU National Opening Bank Account???
Hi all, My boyfriend is Dutch and just recently been accepted for a job over here in the UK. He doesn't live over here yet, and he's just about to hand in his month's notice today/tomorrow.. However, we are hoping to get the ball rolling for a bank account as soon as possible. Can he do this on this when he is over this…
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£1000 interest free overdrafts
Some banks offer interest free overdrafts some up to £1,000, most of them are with premier style accounts (which you normally have to pay for, but it is possible to get them for free). I know a few people who have managed to get these types of accounts for free, along with the free overdrafts. Has anyone else had any…
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Daylight Bank Robbery
On this particular month a large direct debit for my credit card (£1600) was scheduled to leave my account on the Sunday. Being a Sunday it would happen on the next working day so Monday instead. I had planned to make a large transfer in on the Monday to cover it. As long as everything is done by the end of play on the…
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Are you allowed to have more than 2 current accounts?
Hi guys This sounds like a silly question but are you allowed more than 2 current account? My employer has insisted that I pay my salary into an account with a particular bank so I have obliged but will also still be keeping my current bank account active. However, initially I wanted to open a Halifax Reward current…
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Smile/Co-op not so co-operative
I've been with Smile/co-op for many years and I've never once been in the red, even during unemployment! I've been a loyal customer and I have an excellent credit rating too! I've had a rough couple of months, mainly due to car insurance claims which have dragged on through my renewal costing in excess of £1500. I've had…
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Choosing an Online Account Aggregator
Hi, I've been using Egg Money Manager to see all my online bank accounts in one place for a few years now. I find it a bit clunky and am sick of needing Internet Explorer to use it so I'd like to move on to something better. I've found 6 services in the UK which apparently do the same job: * www.…
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£100 to join Halifax
It's back.. I was half expecting to see a post on here already about this... For a limited time selected branches are offering £100 if you open a bank account and agree to use the in-branch transfer service to switch one credit and at least two debits. This promotion is only available to those who are NOT already a 'main…
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Halifax
Anyone else got a £500 increase in their overdraft on a Halifax account this week? Just called up to check it wasn't anything fraudulent and she said it's an automatic increase, nothing to worry about and there's been a delay sending out the letters? Very strange!
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Nat West Advantage Gold 'perks'?
Recently rang Nat West with a query on their 5 star travel insurance and got the shock of my life, when i was asked if i had reviewed it recently. I was asked about any illness or on going medication, I declared these details for both my wife and myself and they said for me to be covered I would need to pay a 'top up' of…
