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First direct vs Citibank? (in terms of current account)
Hi all, I currently use Lloyds TSB as my main current account. No gripes with it but nothing that gives me a strong desire to stay (we're plodding along) so I'm considering changing. In the next few months I'm likely to need an overdraft (preferably interest free) so I'd considered Santander (either with the £1000…
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Fee Free Overdraft Current Account
Which current account offers long term fee free overdraft of around £1000 a month. I know santander do but this is only for the first year
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seperate bank accounts when married?
hey guys i was just wondering what were your thoughts on the idea of married couples keeping seperate bank accounts and, what do you have?
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Co-op bank accusing me of fraud!
Hi, I applied for a Cashminder a/c early this month with the Co-op, wanting somewhere seperate from my main account for spending money and liking the Co-op's ethical policy (such as it is, given everything). The application went through, it was referred and I was told that I didn't need to provide any identification. It's…
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Can one bank take money out of a different bank account?
Hi, I was wondering if anyone could help me out with this question. I finished uni last year and became overdrawn on my Halifax student account, which messed up my credit rating. I am paying them back slowly when i have money to do so but there is no agreement. This was the only bank account i had but have recently been…
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Credit Expert keep taking money
Sorry if this is in the wrong cat if it is, then please put it in the right one, but please tell me where i cannot see one. I just noticed on my bank statement that these cow boys have been takeing payments, since march, so i phoned them last tuesday to be told, i will get a call back after they have listened, too the call…
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Best long term bank account?
I want to move to a decent bank account and not keep switching as it's a complete pain - I moved to A&L a year ago and it really wasn't worth the hassle. I am self employed so do not get a regular payment each month, but I do earn over £25k. I want to get an account for me, and my husband, who is also self employed but…
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DD on Santander account
On Santander current accounts by when do sufficient funds (or overdraft) have to be in an account in order for a direct debit to be honoured- 3.30pm on the day in question, 11.59pm the previous day or...? I am not asking for myself! :eek: A relative has been daft enough to open an account with them. :doh:
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Does lowering your overdraft limit affect Credit Rating?
Hi all, Simply question really (I think!) but by requesting your bank to lower your overdraft limit from say £2500 to £1000 affect your credit rating for the better? Cheers, Rich
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Santander - Give me a Debit Card PLEASE!!!
Hi All, A rant and a call for advice! I signed up for a Santander account offering free cash withdrawals worldwide at the start of the year, intended to be used on a holiday in India in December. The card they issued me with on opening is a flimsy plastic thing with the words "online card" printed on it. I've phoned up…
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MSE News: RBS and Natwest customers in Santander switch alert
This is the discussion thread for the following MSE News Story: "Nearly 2m RBS/Natwest customers must act to avoid moving to Santander – or to get £100 if happy with the transfer ..." Read the full story: RBS and Natwest customers in Santander switch alert
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Lloyds online - transactions order
At last....... When I logged on today there was a message on the first logon screen to the effect that I can now change the order the transactions are displayed by clicking the triangle next to the 'Date' field on the account transactions display page - and so it does (it's not available in quick view/mini-statement). So I…
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Don't let Santander transfer your DDs / SOs
Why - because when you apply for a current account over the internet they immediately start transferring your DDs / SOs to them and PAYING THEM. It however takes 2 weeks for them to issue an account number so that you can tell your payroll department where to pay money in future Result - I've already blown the £1000…
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Cant put cheque into savings account?
hi there today my partner went to the bank(natwest) to put the housing benefit cheque into the savings account(which we have done for the last 2 years nearly since we have been getting housing benefit) so that come payday when the rent goes out we have that half there and its not accidentally been used-anyway when he got…
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What account will stop me accessing my money?
I am trying to save but not very well! I am with lloyds and would like to know if there is an account either with or without them where I can deposit money and not touch it for say three months?
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Just Married
I recently got married and my new wife and I are trying to sort out our financial arrangements. We now have a joint Halifax Clarity Credit Card which we plan to use for shopping, anything for the house, holidays etc. We also have a joint First Direct account to pay or mortgage and bills from. The first direct bills account…
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Good NatWest experience with fraud check
I recently helped my brother out by getting some stuff online for him (football tickets, something from a website and a Paypal transaction for an eBay purchase). In addition I order my shopping online via Asda. Understandably this may've rang alarm bells. I've used my NatWest Visa debit online before and I'm all signed up…
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breaking up with partner can I change joint account to sole name
Hi all, looking for some advice I opened a joint account with my boyfriend but it’s all gone pear shaped, all my bills mortgage utilities etc got moved over because moved from and another bank. Other half only had three direct debits to move and pay but never got around to it. So rather than go through all the hassle will…
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Paying by debit card in a strip club
Last night was out in Manchester for my mate birthday and later on we decided to head to a strip club. I got a dance which I paid for by cash then I got offered an extra private dance for a certain price. I said I had no money but the dancer said I could pay by card so I drunkenly and stupidly agreed to. I went to the bar…
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Budgeting app
Hi guys, so I have a ipod touch and am looking for a budgeting/spending app as I am a poor poor student and need to keep track of my spending! Any ideas of a good one? itunes is useless.
