-
Bye bye Nationwide, Hello Co-op. Thanks Martin!!!
Just wanted to say a big thank you to Martin for alerting me to the co-op current account offer in the newsletter. I had been with Nationwide for a long time and had been getting less and less impressed with how they operated by withdrawing perks like the free cash withdrawals abroad, claiming that they don't have…
-
Faster Payments - Reversible?
Hi, as per the title, if I receive a faster payment, can it be recalled or altered at any time by a third party? Basically I am to receive a lot of money by an individual and have asked for CHAPS, but FPI is instant and would be much more convenient. Please advise.
-
Getting old transfers from A&L
Introduction Like many out there, I'm moving from A&L and I wanted to update my finance manager software with my transactions but I'd let it slip when I started my new job a few years ago and so resigned myself to a dull Saturday. Only to find out that they only offer going back 9 months. My fault I know but still, why not…
-
Student Living Abroad
My 21yrs old daughter is living and working in Germany for nine months as part of her degree. I have a direct debit set up which regularly transfers money to her English bank account. She has a German bank account into which her wages are paid and which she uses to pay bills by direct debit. She accesses the cash that I…
-
Accounts for Foreign Students
We have a French student on a placement at our local High School. She is here for nine months. She went to open a Bank Account today and three out of three Banks told her that she would be charged £8 a month a she is a foreign student. Do all banks charge this?
-
Adios Sandtander : Where To Next ?
I have been with Girobank/Alliance and Leicester Bank now for 27 years. Until recently very few complaints or problems in that time. Until Manuel took over : 1 ) Refused a loan at the advertised APR on their website, on here, and on my current account log in. They said 7.7% was only typical ! I got 12.5 % ! This despite…
-
unpaid cheque -> debit?
i'd be grateful if anyone could point me in the right direction in terms of the relavant banking rules: - i paid a cheque for (let's say) £10k - the cheque was deemed to have a "technical irregularity" (a digit was wrongly inputted manually it seems and they've decided to argue that the writing on the cheque for the figure…
-
How to setup Direct Debit ?
Dear All I have set up a few SO from my bank a/c using Internet banking. But I have not tried to set up DD yet. For the DD I normally use telephone banking or do it in banches?. 1. Could we do it ourselves ?. 2. What information I need to provide to set up DD ? 3. Possible Pitfall of doing this ? Thank you for your time…
-
My son is going abroad which is the best bank account to use?
MY son is going to France for several months to work and play, he currently has a nationwide account but even they will charge him £1 just to withdraw enough for night out. He doesnt want to take enough cash to last for months obviously but how can he get money without paying the :mad:banks? any advise appreciated
-
CitiBank Dollar Account Questions
Hi there, I have a few questions about a citibank $ account that i couldn't find an exact answer for on their site, and there call centre could not provide me with clarity either :p Anyway my situation is i recieve my salary via 10-15 USD cheques a month along with at least 2 weekly wires. I currently pay them into my HSBC…
-
MSE News: Santander says 'sorry' for customer service chaos
This is the discussion thread for the following MSE News Story: "In a frank interview, the bank has apologised after MoneySavers voted it worst for customer service, and has promised significant improvements ..." Read the full story: Santander says 'sorry' for customer service chaos
-
Independent banks and Building societies
We have just received a stroppy letter from one of our creditors, GMB card, operated by Bank of Scotland. Can someone please direct us to a completely independent bank or building society to transfer our funds to. Regards, carbman.:mad:
-
advice needed- Student overdraft interest paid whilst still a student
hello I hope someone can give me some advice or has any experience with this situation. I have a student overdraft account with royal bank of scotland, I opened the overdraft account in 2005 whilst I was at college and although I graduated from that course in 2007, I then went on to do a 4 year degree at University which…
-
Lloyds to Lloyds cheques
I just banked a Lloyds TSB business cheque in my Lloyds TSB account. Accounts are held at different branches. The available balance was instantly increased by that amount. What does this means in terms of cheque clearance? I am familiar with the 2-4-6 cheque clearing system regarding external cheques. But how quickly does…
-
Quickest Basic Business Account
Hi guys Looking to setup a basic business account, as I am going to start my own limited company. I have read about a few peoples experience of starting one, and they have had to wait for weeks for an appointment to meet with the branch to discuss opening one. Has anyone got any recomendations for anywhere I can open an…
-
Santander - how to pay off overdraft
I called them today 3 times. I called a number, was put through to payment department, got an automated message to call another number, who put me back to payments who then hung up on me after being on hold for 30 minutes. Then the complaints department told me I'm not even allowed to make a payment by calling Santander…
-
Santander - new account this december
Hi, Does anyone know if there is any truth in this? there is a lot in the media about it from july this year but nobody at santander customer service seems to know about it - also nothing on their website about it http://www.choose.net/money/guide/news/current-accounts/new-santander-overdraft-fees-announced.html…
-
Overdrafts and your credit rating.
Hi, I have used search but can't really find the direct answer. I have been slowly rebuilding my credit rating after starting with a blank file, all had been done through my partner for 10+ years. In the six months I've been at it, I've managed to get an overdraft on my Natwest account and wondered how to use it to help…
-
ISA or Savings
Excuse my ignorance regarding calculating Tax on Bank Accounts I am a Basic Rate Tax Payer Am I better investing in an ISA @ 2.50% or a Savings Account @ 2.8% If I was to save £1000 for a year as an example Thanks for all replies
-
Withdrawing large-ish amount of money
Hi I just wondered whether it was easy enough to withdraw a large-ish sum of money from your current account, over the counter. I want to withdraw £1000- 1500 from an HSBC current account. The money is to pay a tradesman. I'm guessing i need additional ID or something...
