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Northern Rock's New Visa Debit
Hi Has anyone recieved one of the new NR Visa Debit cards, which are replacing their ATM cards. Instead of electronic use only on them, they have "for use only in the UK". So, unless they would give me a full card I dont think I would really want one of the cards. James
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Discount on outstanding balance without prejudice?
Hi All, I’m looking for some advice, Nationwide decided to remove both my husbands and my own overdrafts and ask for full payment within 7 days, I phoned and explained they were completely unreasonable and I would have to set up to repay over time, which I’ve done for the past couple of months. This weekend I received a…
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Lloyds
After spending 3 weeks getting messed about for ID I get my account, the branch looks like its 1997 and the computers are antiquated, customer service poor and online banking takes a week to update as if that wasnt bad enough went to a cashpoint using my visa debit and wouldnt take it, chucked it back at me as I can only…
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The snatch of Switching Bank A/C
Why I am afraid of switching my main bank A/C : - DD / SO could go wrong. You are expecting that you do not need to do anything and suddenly you get notice from your Credit Card companies, Late Payment fee, interest,etc. Not to mention it will be tagged by useless system CRA as miss payment which will effect your credit…
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Bringing €100k from Singapore to Ireland
My in-laws are originally from Singapore and now live in Ireland. They are looking to buy their own house in Ireland. They have the equivalent of €100000 in a bank account in Singapore. Transferring the S$ to € via bank to bank telegraphic transfer from Singapore to Ireland would be costly, due to exchange rates and…
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URGENT- Re: Mistaken online BACS payment
Hi I've done something really stupid. I had a large bill to pay for my business. Around 10% of total annual turnover. I accidently paid it online to the wrong account. It so happens that the (mistaken) recipient has reason to dislike me and to be uncooperative. I have the contact details of the mistaken recipient and all…
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Halifax Halifacts Halifiction
Halifax Reward Current Account Overdraft. No Hidden Fees 0% AER There are no hidden fees. Yes this is a fact. They actually tell you what the fees are. They can be Extortionate. Example:- If you have an overdraft of £1 The fee is £1 per day. i.e. £365 per annum. If this was called interest rather than called a fee then the…
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HBOS Ovedraft Letter Received- Advice Please
Hi I hope you may be able to advise me but we have several overdrafts across the hbos group and today have received e-letters stating that as from October 1*th all the overdrafts will be xxx amount of pounds. Basically all the seperate letters are stating that the limit will be at the existing limits as the amount stated…
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Has anyone heard of Cater Allen?
Hi all, I received a personal invitation in the post this morning to open a bank account with Cater Allen but this is the first time I've heard of them and I'm not sure if I should go for it or not. I have never had any dealings with this bank before and I don't know why they have contacted me out of the blue like this but…
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I think my identity has been stolen
This is going to sound like a joke but it honestly isn't. I've just opened two letters from Pet Insurance companies welcoming me and telling me they will start taking direct debit payments for the pet insurance on my cat. I don't have a cat. It's all in my name and has my bank account details. My bank is Natwest but I…
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basic bank HELP
Please HELP i am applying for nearly all basic bank accounts but they all keep saying i have CIFAS notices on my credit file, i have got my eperian , equifax and call credit files here and none of them shown any CIFAS warnings , i dont understand can anyone please help because i am lost and dont Know where to turn, is…
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HSBC security number
Got an email via HSBC security website and was asked to change my security number. Just wonder whether I need to do that or could I just leave it as it is, it is such a pain to remember all these numbers. Thanks
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HSBC Online Payment Question
Hi, I will soon need to send £300 from my HSBC basic bank account to my co-operative student account, and I was wandering if there will be any charges imposed when using internet banking to do this, and also how long will it take for the payment to arrive in my co-op account? Thanks in advance.
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Worried about banks taking from wifes account
Hi,This is my 1st post,I have seen the light at last and am commited to tackle my debt once & for all. The 1st thing I have done is arranged a meeting with a local council debt advisor who will hopefully help me to sort out a DMP. I have CC debts with Natwest,Barclaycard,RBS & Halifax. I have 2 secured loans against our…
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Endorsing cheques
I have just received my cheques back to me in the post with a letter from natwest saying they need to be endorsed on the back (they also sent me a letter to sign and date regarding "terms for the negotiation & collection of foreign cheques") what does the endorse mean? does my name and their signature need to be on the…
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Query about repaying student loan and banking.
Not sure if this is on the right board. My dd has a student loan she is paying off, she is living and working in Southern Ireland. She has been paying by sending a cheque each month from her UK based account. She now wants to pay by direct debit and the SLC has said it needs to be an account held at a British Clearing…
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OH's Overdraft dangerously close to the limit
Hello after the non-money saving holiday (on another thread), my OH finally surrendered and we had a look at his accounts today- his arranged overdraft with NatWest is dangerously close to the limit (less than £100) and he finally agreed something need to be done. He mentioned getting a 0% credit card so that he avoids the…
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Will I be charged?
- I had approx £20 of my overdraft left. - I normally have a DD go out on the 28th of £32. (Next Tuesday) - I planned on putting money in today to cover the difference. - When I checked my online bank today before the money went in my balance was £0 and the Direct Debit was marked as going out on the 27th (next Monday) - I…
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'Unclaimed' payment by supplier - 'Charge Back' required...
Ok, anyone else experience this? My Wife bought some clothes from a catalogue / internet clothing supplier (this company name rhymes with 'Foden'...). She can see the total amount for the goods has cleared from her (Barclays) account, but (rhymes with Foden...) are still chasing her for the money. It seems at about the…
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Which bank is best for perks
I am looking to find a bank with perks for 5 star travel insurance & top breakdown cover, not fussed about mobile phone cover as mine is just a cheapie. I am currently with Natwest but their breakdown cover is basic. Thanks
