Which bank is best for perks

tinker15

I am looking to find a bank with perks for 5 star travel insurance & top breakdown cover, not fussed about mobile phone cover as mine is just a cheapie. I am currently with Natwest but their breakdown cover is basic. Thanks

ses6jwg

santander reward account

stephane_2

First Direct, £12 per months (free first 3 months), top class worldwide travel insurance, comprehensive breakdown cover, free cash withdrawal abroad etc....

dawnie1972

I've just opened a halifax reward current account and the breakdown cover is only the basic one (ie doesn't cover you within 1/4 mile of your home etc), they want £105 to upgrade me to the full package - but if i buy the full package online as a separate thing its £99!! The barclays additions active account includes the full breakdown cover but the montly fee for the account is £15/month (ie double what the halifax is).

AnonymousForObviousReason

ses6jwg wrote: »

santander reward account

Santander is great for bad customer service, making mistakes with your account and generally upsetting its customers.

masonic

If you opened a standard Halifax Reward account and picked up your own full breakdown cover and deluxe travel insurance policies then you'd be looking at a total cost of around £100, subsidised by £5 a month from Halifax. That brings it down to an annual cost in the region of £40. I don't think any packaged accounts would compete with that.

gnvqsos

ses6jwg wrote: »

santander reward account

My mother became a Santander member by default as Abbey,B&B and A&L were absorbed by the Spanish giant.Her reward for placing £23000 was the distress of retrieving the three cheques which were sent to a previous address(of 12 months previous) despite being provided with details of her revised address and a clear instruction tosend to the new one.We are now applying for a Data subject access request which will reveal many errors and allow her to see what information the group hold about her.Banks seem very wary of this and it is a valued tool for putting together a case for reference to FSA.By the way the bank has made no offer of goodwill etc. despite their crass error!

tinker15

Thanks for all your replies, I will look at all of them.

okie363

llyods is the best, they have travel insurance and AA cover, ive got a premier account which gives me top class AA including a thing where they pay for a hotel if your stuck away from home

tellmeitsfriday

Should I report the "santander reward account" as spam?

deanvillage

They give you £100 within 6 months if you open a current account however you must put at least £1000 into account every month and if you have less than £500 in the account they charge you a "£5 Account maintainence fee". Tried to close my account but was told by an aggressive bank manager (Frederick Street Edinburgh) that because the latest charge was pending I could not close the bank account! - will have to wait until it is imposed by that time I will have incurred more charges! Avoid this Bank as it has underhand bank charges and practices!
Sorry for this rant and the straying from the original question, but I am still fuming!! :mad::mad::mad::mad::mad: