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Lloyds Tsb - Transactions needing your approval
Hey iv just made a transfer to my freinds account he is with halifax i sent 300pounds but it said my transaction has been delayed how long will it take for them to process the transaction? thx
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Transferring money from UK account to foreign account
Hi all, I have moved to China for a year and was wondering what the best way of transferring money from my UK bank to my Chinese bank would be? A SWIFT transaction has a set charge with my bank, which isn't too bad but if I can avoid a charge or lower it, I'd want to do that. Thanks :)
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International Cheques into my Account
I have a Barclays Additions account for daily use. Each month, I receive a cheque drawn on a provincial government from Canada (child support enforcement) in the same amount, which I deposit into my same account. Some months, it is done on negotiation - ie, payment is in my account the following day in GBP, but every other…
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Moving abroad
Hi I'm moving to mainland Europe and have a balance on my Lloydstsb credit card to which I will make normal monthly repayments. I am concerned that if I notify my bank that I am moving abroad that they will take the credit card balance from my bank account which would make me considerably overdrawn. Does anyone know if…
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Nationwide will not cancel my cheque?
Can anyone help me understand why the Nationwide will not cancel my cheque? On August 30th 2010 I purcased a 3 & 2 Seater sofas from a company called Exclusive Leather Sofas of Cannock for £698 after I saw their advert for sale. The salesperson asked for a cash deposit which I duly obliged with £50 and she told me I had to…
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Best bank account while I reduce my £2000 overdraft
Hello, I currently have an account with RBS which has a £2000 overdraft. I graduated just over 3 years ago, so until now I haven't paid much interest on this. I'm now being charged upwards of £15 a month. I've worked out a debt plan to clear the overdraft, but I'm wondering if there is any other option with another bank to…
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Metrobank Decline?
Morning, I've seen lots of advise here about what ID to take to their branches but has anyone here actually gone to Metro, made and application and then been declined whilst there? Thanks
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Unauthorised direct debit on account
I just logged into my HSBC current account to do my daily check. Looked at the Standing Order and Direct Debits. Two new ones have appeared, one is a standing order to my new letting agents/landlord which I authorised. The other is a direct debit to "PET INSURANCE". I have no pet insurance and have nothing to do with a…
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NatWest Current Account w/ Debit Card & PayPal
OK, basically I just got a NatWest account with a DC. Activated it as soon as it got here so I could use it when my money was paid in this morning. Anyway, when I checked online I had my money in the account. I paid a bill online and the balance was taken straight away, then I topped up my mobile and that was deducted…
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Natwest Cheque Problem - REALLY Infuriating
Hi, This is my first post to this forum and I have only just signed up. I have banked with NatWest for 10 years now, but I think I am definitely going to change banks after what I have experienced this week. This is what my online banking looks like, and below it I will tell you all about the situation that I have been…
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Lloyds Tsb Student Account
Hi all, Does anybody know if Lloyds tsb will be as strict on their credit search criteria for a student account with them compared to their regular current account? as i dont have the best credit history I have a couple of satisfied defaults from 2005-2008 and dishcharged bankruptcy in early 2009. Cheers :cool:
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Bank put me in overdraft
Ok. So this has probably been asked before, sorry if so. So my bank was £348 overdrawn, which is within my £350 OD limit. The bank (Santander) took £5 Authorised OD charge putting me overdrawn, now they have started adding £15 fees to it because i am no longer in my authorised overdraft. I tried explaining on the phone…
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Business bank account. Any advice?
Hi there. I have a very small part time business (no loan or overdraft) and have had free banking from Nat West for nearly 2 years. I've now been clobbered with monthly bank charges plus charges for every cheque - in or out. Does anyone know which bank is the cheapest for small businesses or if any accept business activity…
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overdraft repaying...methods of...?
Hi not sure where else to put this. Here goes my situation. I have been with Barclays for 10years and have a current account, i did have a personal loan, paid off last year with no hitches (which i am currently claiming PPI of around £1500). I have slowly ended up in my overdraft of £450, which i use everymonth. My pay…
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Under 18 overdraft
I'll try to briefly explain my situation: I'm 17, bank with (a current account) Nationwide and (savings acct) NatWest. For buying stuff on the internet and shops, I have to use my NatWest account Visa as Nationwide won't give me a debit card. So - I simply transfer what money I need from Nationwide to NatWest and then…
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I changed my bank to prevent them offsetting my accounts but...
Just a quick question; I won't get too far into the situation. I have two accounts with Halifax Bank of Scotland, one is my personal account and the other is a frozen joint account in the overdraft of around £280. (I am currently in the middle of disputing this with the bank and other joint account holder.) I was advised…
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Mini statement code query - deb.int/com
Hello all. I have just looked at the mini statement for my girlfriends current account (alliance & leicester) and have seen two entries taking £5 each time showing as deb.int/com There are no direct debits on the account and has been left with about £2 in it until last month as we are using it solely for child benefit…
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New Demo ho-ho tivator tool!
Welcome to the www.DemoHOHOtivator.com discussion link The tool's job is to show you how little savings add up for Christmas. Do let us & other MoneySavers know what you think - and how much you can save by clicking reply
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Halifax Debit Card - Unable to Make Online Payments - HELP
For the past year I have being having difficulty when trying to make online payments to selected retailers. Although I have two current accounts which are (badly) overdrawn, funds are still available in one account for the payment to be taken. I have contacted Halifax about this and they do not know why it is happening.…
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halifax current account sole to joint
I am planning to convert my halifax current account to a joint account with my partner who has also got a halifax bank account. My question is, is a credit check required for both of us to have the account converted?
