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Closing an A&L account.
Last year I opened a new current account with Alliance & Leicester. It was one of their £100 offers to new customers, and along with cash-back I made £145. :p I had to pay £500 into the account each month, which I did. However, I am starting university next week, I know I will not be able to do this, plus I have recently…
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direct debit
sorry to ask a stupid question but hope you can help. i need to fill in a direct debit form from my dentist to set up dental insurance, i have not filled in a dd form before. on the form it asks for FEE AMOUNT do i put the totally yearly amount or the monthly amount which i will be paying. Many thanks.
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Very Worried Student! {Natwest}
I was interested in opening a student account with Natwest so, I phoned my local branch (in the west midlands). The lady I spoke to said I could fill out most of my application on the phone, and then she put me through to some representative in Leicester who took down all my details from name; address; previous banks I've…
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Need some clarity please.
Hi all, very glad to have registered with this much needed site! I just need a little clarity as I don't know what to do for the best with regards to Barclays. I was made redundant at end of April and have two illnesses that are likely to prevent me from working full time again. I have a Barclaycard with less than £1500…
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Bank of Scotland Ultimate Reward Account
Hi, quick question, when do they take the £12.50 charge from the account? I've just put my £100 into the account today to activate it, but I'm not sure of when they charge the fee for the account, and don't want to risk going overdrawn while I'm transferring my stuff over to this account.
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Santander Current Account - Interest Calculation
Hopefully someone can help explain something to an idiot like me! I’m looking into opening a joint current account with my girlfriend, and have looked at the Santander Preferred In Credit Current Account. The bit that is attracting me is the 5% interest on balances up to £2500 for the first year. However, can someone shed…
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UK Account, International Withdrawls
Need some advice please; I've offered to sponsor somebody in South Africa, which involves her being able to make monthly withdrawls of roughly R 2000 from a UK funded account, any ideas as to which offering is currently better value, when taking fees and interest rate into account? Thanks.
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Inter-bank transaction delays involving Currencies Direct
Hi, Has anyone here experienced the 'disappearing' of precious funds for days on end between two UK bank accounts? Here's the story: I used Currencies Direct who very rapidly received money in Euros from my French bank account into their HSBC account, they then transferred an agreed Sterling amount as part of our contract…
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Trustee Bank Account still held in trust for an adult?
A friend of mine has discovered that she has a trustee bank account left over from when she was a child (she's now in her twenties) and it seems to be getting in the way of her opening a new account with Santander (the original account was with A&L). The bank have told her she cannot close the account without her mother's…
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Need Advice, new situation.
I'm not sure if I am posting this in the right place, I hope I am... My fiance and I are about to move in together, and we would like to know what is the healthiest and smartest way to arrange our finances... be it seperate or joint accounts, both or whatever. Can anyone please advise us as the best way to arrange this, or…
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Upgrading Halifax Current Account / Transfers Between Banks
I set up a Halifax Current account a few months ago (as I needed a more widely accepted debit card, the Visa Electron with my Halifax Card Cash account wasn't accepted everywhere). I'm now in a position to be able to transfer £1000 a month into the account so could do with moving to the Halifax Reward Current Account…
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2 year dispute with Barclays
Hi, I have an ongoing dispute with Barlcays. The FOS were involved as of January 2010 but they have yet to get to my case. In the meantime I have been receiving letters and phone calls from Barclays threatening legal action. From reading on here I thought they were not allowed by law to do this and I would like to write to…
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Not received £100 from A&L
It's almost 3 month's since I opened the A&L Premier 50 account, the incentive was to bring over a few direct debits and I'd receive £100. It's almost 3 month's now, I have sent them a message a few days ago, but no reply. Also, they have not taken the £10 Premier 50 fee for 2 month's? Again, have told them this, but no…
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Advice regarding HSBC overdraft management ( please )
Hello to everyone. Can i ask for some advice regarding my current situation with HSBC and am feeling a bit aggrieved and not thinking to clearly. The broad strokes are: I have a current account. In 2006 i had an overdraft limit of 1300 which due to unforeseen circumstances i neglected and incurred charges. I buried my head…
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End of free banking..
I suppose we all knew that eventually sooner rather than later we will see an end to free banking,well that day for me has finally arrived,or it will be in December. I have a basic current account with the Lloyds TSB called the Classic account,and what they are going to do is introduce a £5 usage fee for using a planned or…
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Application for Current Account gone to underwriters?
As the title says I recently applied for an account upgrade with Halifax. Mines just your basic account with a visa electron card so I applied for a current account. Last time i applied was about 4 months ago and was refused then. But this time it's gone to the underwriters to make a decision. The lady in the bank says…
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Halifax bank advice please
I have a current account with the Halifax that includes a visa debit card, i used my card at a shop the other day and went over my available balance which lead to some charges on my account. I rang the bank up to ask them if they could restrict the card so that I can only use what I have in my bank and not go over. I was…
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Bank won't let me close my account
I have opened up a new account with another bank and yesterday i went into Lloyds to close down my current and savings account down but Lloyds told me it wasn't allowed as i have a DMP is this true and what difference does this make?
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Refused a Santander bank Rewards account
Hi guys, For the life of me, I can not understand why my new bank account application (Santander Current Account Reward) to Santander has been rejected. I applied for their current account, not a loan, not a credit card and not a mortage. Just an account that I can put money into! I do not hold any debts at all, no debts…
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Co-op, smile and Co-op membership
Hi, This could be the wrong place to post this: The Co-op bank's website says you can earn membership points when you use a Co-op or smile bank account which is fine. I have 3 and I have a membership card. How do I 'link' my accounts with my membership so I earn points using my bank accounts? There doesn't seem to be an…
