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protected accounts
there are various authoritive bodies that can access bank account details of a person without that persons knowledge or consent, which bank is the safest from such activities ? thankyou
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News Santander: No more £100 welcome bonus
Hi, I dont know if this has been posted before, but I've made an appointment with Santander to open the 5% interest current account mentioned on the compare-best-bank-accounts page (cant post links yet) While I got my appointment for this deal, I was however informed that the welcome bonus of £100 is no longer available.…
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ulster
I want to apply for an ulster adapt account. it asks whether I have an account with them. I have an account with rbs. would it be ok to say yes and put my rbs sortcode and account number in. is it ok as rbs own natwest and ulster? thanks
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Does every Bank received CRA's feed?
I've read that banks like the Co-op and LTSB receive a monthly 'feed' from Experian/Equifax? Do all banks do this?
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First bank account for my 12 year old
My 12 year old daughter is keen to get a bank account with a debit card for birthday, christmas and small amounts of pocket money. I've had a search around but wondered if any MSE readers had any advice for us. Thanks
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I got involved with fraud.Now I need some kind of an account
I don't want to go into to much details to be honest. I got very tempting e-mails and like an idiot i belived it. The natwest thought I was in on it and they closed my account. Now no bank will let me open a basic account with them. Now I'm !!!!ed. I need some sort of an account I don't care how !!!! it is. I need…
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Bank Account for a family member
My husband is trying to set up a bank account for his mother who is in a Care Home suffering with Dementia. She has never had a bank account but now needs one to have her private widows pension to be paid in. We are not having much luck trying to set one up in her name. Can anyone help and advise. Regards Joyce
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Natwest: why is it so difficult to get a statement?
hiya, i bank with natwest and need 3 months bank statements for a mortgage application. on their website it says 'These statements will be sent to you in the post and should arrive 2-3 days after we have received your request.' however... 10 days after my initial request they have yet to arrive! why do these banks bang on…
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How to get my money?!
Hi all, I'm being seconded to Dubai for 6 months. I will still be paid by my company in the UK into my UK bank account and paid in £s. How can I get hold of my cash without being stung? I have just applied for a Santander zero credit card, but obviously I can't use that for everything. Many thanks,
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Any accounts which aren't savings or current that pay?
My husband is going to work in Nigeria for 3 weeks and will be paid by BACS into an account. I expressed concerns about giving out his current account details and he has decided to open another account purely for the reason to get this money paid into and secure our other monies. I know that some banks pay between £50 &…
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Bank have increased my overdraft
Hello All, Im new on here so im sorry if I have posted in the wrong place but just wanted a bit of advice/info if any one can help? I had a letter from my bank (Halifax) on Tuesday reviewing my overdraft, it stated that my overdraft would stay at £100 until my next review or until I changed it. I have had my overdraft set…
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Halifax Telephone Banking question
Hi i was wondering i phoned the halifax telephone banking service which is as you probably know automated to check balances transacs etc, but i saw there is now an automated transfer service now i kind of regularly have to speak to someone on the phone to transfer money to my friend who send like £100-£200 every now and…
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How can I take lloyds/TSB to the cleaners?
In summary: On 23rd June my uncle died and I became executor along with my brother. On 25th June we reported the death to the bank with Death cert. and will and asked they freeze his accounts. We were told it was done by an advisor called John. 5 weeks later I learn that money is still being paid out of the account £500 in…
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HSBC £100 informal overdraft arrangement fee
We got ourselves in a bit of a silly financial mess over the summer and the result was that we exceeded our overdraft limit by up to £287.05 for a period of 5 days. This is unusual for us, we've barely even used the arranged overdraft in the last 12 months. We've now got impending charges of £7.23 interest and £100…
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Debit card test transactions took us over our overdraft limit.
We have had a very difficult few days trying to juggle our finances and avoid going over our arranged overdraft. By borrowing cash from family we thought we had managed to stay within our limits and still make direct debit payments so we were horrified to find that a cheque we wrote out recently has been returned. When I…
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Halifax Current Account Application
I have about five minutes ago completed an online application for a Halifax Reward Current Account. This is a joint application for me and my girlfriend, and was accepted. However, when the page came up listing our new account number and sort code, the browser crashed and lost the page before I could note it down! Do…
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Joint Account simple q
Can we take a name off the joint account and change it to a sole account or do we have to close the account? Many Thanks
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Lottery syndicates
Hi, currently I am in a bonus ball syndicate which I share with my colleague 3 numbers, we have won a few times. I am also in a lottery syndicate for £1 a week which I seem to always be owing on. I am reluctant to stop because I know the minute I stop they will have a win. Would this be an area that you would curtail in…
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Question regarding LloydsTSB
Hi all, Got a quick LloydsTSB question that I have had trouble getting a clear answer to, either on teh phone to Lloyds peeps, or via regular googling and I know that with the knowledge gathered on this forum someone may have the answer! I have been starting to keep a close eye on my bank outgoings (amazing I didn't do…
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first direct application
Hi all Just applied for First Direct current account plus savings account and credit card online. When I submitted the application it just said they will contact me.Does the fact that it didn't decline me straight away mean I may have a chance? Have been a good well behaved customer of HSBC for a few years now and already…
