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How do you actually speak to someone at Abbey (Santander)? *SORTED & CHARGES UPDATE*
EDIT: NOW SORTED. i have left the original query below to help others. heres a reply i found to a thread on consumer action group: worked a treat. also, i was ringing them due to a £25.00 overdraft charge apllied to my account. i was told this is a known error that was added to all 11th March statements and that they were…
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Natwest AVU how long to I am safe ?
I have been reading some threads on the RBS / NATWEST applications Verification Unit (AVU) and how some applications can be turned down even after the account has been opened !, so I just wondering when I will be safe to assume my account is 'Okay' and can't be closed, is it when. 1) It appears on Internet Banking ? 2)…
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Is Current Account switching guaranteed?
I realise lenders have differing criteria in order to assess eligibility for accounts and services. However, if I hold a full current account with one large banking institution does it stand to reason I will be accepted by another using their account switching service? I've been trying to get an account with the…
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HSBC Overdraft
Just put a £500 formal overdraft on my HSBC bank account as I'm sorting out a few financial issues over the next few months, they have said it will cost £25 (Fine, as I think I've had a informal request before) - When do they charge this? Also I set it up to run 7 months, do I have to cancel it before the 7 months are up…
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Lloyds TSB - Select or Silver?
Can anyone please explain the advantages of these 2 account options, I've had a Select account for a few years now but I've seen there's a Silver account which is £1 a month less and looks to have more benefits? Or am I getting something with Select that's worth sticking with? Thanks!
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B&B Timesaver card, can I use it abroad
Hi, hope somebody can advise. I have a timesaver account with Bradford and Bingley, now Santander. I have rang customer service and and tried to get through to my local branch, however I was transferred around the world just to try and get in touch with my local branch, nobody was willing to put me through!:mad: I wanted…
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HSBC: Internet banking transfers
Has anyone else noticed that HSBC have reduced the amount you can transfer online from a HSBC account to an external bank account to £5,000 from £10,000/day - unless the Payee is listed in their list of organisations (which remains at £10K). Seems that you now need to call them or go to a branch if you want to transfer…
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bit of a pickle. cancel foreign transfer
Situation is i put a foreign transfer into my bank on friday. and on the following wednesday i wanted to cancel it as I had a customer back out of an order so instead of waiting for it to clear then another 5 days for my supplier to send the money back i phoned my bank to cancel the transfer. unfortunatly on the wednesday…
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Which bank has a quick process when opening a current account?
I really would like to have a current account opened by the 29th of March (2 weeks from now). I remember opening a current account with Natwest a few years ago, and it took around three weeks. From everyones own experience opening current accounts online, which bank did they find were quick with sending documents through…
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Current account not appearing on credit report
Hi I just got a copy of my credit report from Experian, and there is no sign of my current account on it. I've had the account for about 17 years, and it hasn't gone overdrawn or had an overdraft limit, for at least 3 years. Does anyone know why it's not showing? I worry that if I apply for credit and they ask if I have a…
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compensation from bank ...help
A couple of years ago a bank allowed fraudulant signed cheques to be cashed from my account. they have admitted liability by refunding me the money. problem. it was a large amount and it took them two years to refund it. because of this i was off work sick and also as it took them two years i had defaults and interest…
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Quaestor Research on behalf of Halifax [halifax@quaestor.com]
I had an email with this from: address Quaestor Research on behalf of Halifax [halifax@quaestor.com] to me (full name). The 'letter' "Dear MY FULL NAME invited me to take part in a 5 minute survey, with the Halifax logo in the top corner and Quaestor Finance name/logo in the footer, in the body was contained a long…
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Lloyds TSB Debit card
Following on from the thread about the orange HSBC card. Does anyone know what the green Lloyds TSB visa debit is for. I don't mean the all green 2012 olympic version, or the advance or airmiles credit card. A few people have gave me one at work that is the original black horse design without the white background, but a…
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Which bank would you choose? and Why?
Hi peeps, Need some advice, I am currently in the process of changing bank accounts, currently with smile, and am wanting to change to either HSBC, LTSB or Barclays? So my simple question is which one would you choose and why? Many thanks in advance.:money:
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HSBC Advance
Does anyone have a picture of the HSBC Advance Debit Card front and back? Thanks :D
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Help- I've paid twice for 1 payment!
This morning I tried to pay for a hotel booking on Hotelopia with my Mastercard credit card. When I tried to submit the card details, I got a message stating that the payment could not be taken from that card and to try a different card or try later on. So I paid with my Barclays debit card instead. Then this afternoon I…
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First Direct Text Message Banking
Hi All, My first post - I did check the other posts but couldn't find anything that specifically related to this - so apologies if in the wrong place. This relates to the use of 'text message banking' for the purposes avoiding 'unauthorised overdraft fees'. Following all the recent publicity on overdraft fees, and putting…
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Can i cancel a cheque two days after it was issued into the bank?
Hey guys, i sent a cheque which was issued into the bank on Wednesday afternoon. Due to a change of circumstances, i really need to cancel the cheque. The cheque is in clearance and is due to be transferred into the other account on Tuesday. If i called my bank today, for it to be cancelled, would they be able to make sure…
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Switching to Nationwide
Hi Guys, Have used the switching service to obtain the £75 from them. Can you tell me, does the overdraft that they have given me offer it interest-free ? If som for how long ? Many thanks in advance, A.
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Single name cheque into joint account?
Can I bank a cheque that is in a single name, into a joint account? Thanks
