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Wedding Account
Hi, My fiancee and I are currently planning our wedding for 2011 and although have a fair bit saved and set aside, we plan to save more in the meantime. A couple of people have recommended that we set up a joint 'wedding' account. Are there any regular savings accounts people can recommend to me for this? Thanks Matt
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Overdraft charges
Hey guys. I am so glad for this site lol .... I was just wondering I have a agreed £50 overdraft with yorkshire bank. I have never dipped into it before but was just wondering If I draw £10 from my over draft today and my wage goes in tuesday, How much will I be charged ? Cheers guys and I appreciate the help :beer:
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Nationwide - 250£ offer
One of my friends recently switched his current account from Natwest to Nationwide and received £250 today. Has anyone else heard about this - is it true ? I'm seriously considering doing this myself, have checked the nationwide website, but cant find anything relevant that talks about 250£ cashback. Thanks Karthik
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SWIFT Transfers
I sent some money (£1600) to a friend in Bali by Swift on 15th Jan. The recipient still hasn't received the money - about 20 days. Does anyone know if this is normal or has the recipient's bank manager stolen the money? My bank wants to charge me an additional £15 to make enquiries, but they weren't offering certainty of…
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HSBC overdraft increasing each month
Hi guys im a bit of a hole and i dont know what to do im a HSBC Customer have been since i was 11 now 24 im a HSBC plus Customer i pay a fee for my account each month my overdraft has been increasing over the last 6 months i have an agreed limit with them of £1500 and over the last 6 months HSBC have alowed me to get even…
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Barclays Telephone Banking - Need to register?
Hello, I have a French buyer (ex-pat) who is looking to purchase my car. (Don't worry, it's not the scam where I release the car through a 3rd party e.t.c, it's all very legit) They still hold a UK Current Account with Barclays, but due to modern restrictions in the form of card readers, they are unable to transfer the…
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Best Bank Account (with passbook) for the Elderly
My 88 year old Uncle's local branch of the Norwich & Peterborough BS is closing and he is anxious to know where to move his account. He is not looking for savings account or investment and has around £3000 maximum in his account. He really doesnt like change and ideally wants an account with a passbook. I have looked at…
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A&L Payment Review Fee - Item Paid - Refunded
Had one of these applied to my account on 1st Feb, and managed to get it refunded. On phoning A&L to enquire as to why this has happened, they confirmed that it was because a £260 DD went out + £50 card payment, and I only had £330 in the bank (not including £250 overdraft). Do the maths = £260 + £50 isn't more than my…
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Bill Payment Accounts
I have always had a bill payment account with Halifax/Bank of Scotland where i pay in a set amount and they also gave me an overdraft for the same amount. But now with all the new overdraft charges, the last 2 months I have had bank charges - the first time in about 10 years! Can anyone recommend any other banks that has a…
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Halifax - multiple current accounts?
I currently have a Halifax Easycash account but also want to get the Halifax Reward Account. If I apply, would they see that I already have an Easycash account and upgrade that instead? I want to keep it because it has the Visa Electron card which is still the only fee-free option for certain purchases.
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Serious Legal Advice needed please help!!
Hi My partner and i have a joint account with the Halifax. We haven't used this account for about 18 months and was planning to close it (about a year ago) but after been able to as we keep getting bank charges even thou we are not using the account. It was last March when i accidently wrote a cheque from the wrong cheque…
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Close bank account by letter?
Hi all, About two months ago I went to my local RBS branch to close an account that they had opened by mistake. I only found out about the error because of a statement I got. Anyway, I went to the branch, explained the problem and asked to close the account. They said they closed it, but I received my quarterly statement a…
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Fraud
I saw an advertisement for an I phone in the LOOT Online. I spoke to the seller and we arranges a price of £280. She sent me her bank details so I trusted her and sent the full amount. She sent me a tracking number but after 3 weeks the item still never arrived. She said she going through the correct procedures to claim…
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Halifax Reward and Lloyds Vantage accounts.
Hi I've opened a Halifax account just for the free fiver. I intend to pay in and take out £1000/month. I do not intend to use it for banking (norty). Just wondering as well, I got a lloyds classic account but I've applied for another classic account which I intend to upgrade to Vantage and keep maybe £5 or £6k in there to…
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Santander Sales Department FAIL
The following is a rough transcript of my call to Santander's main sales line (0800 80 80 80) today. I think it speaks for itself. Note that I don't blame the individual customer service agent whom I dealt with, but rather whatever boneheaded sales policy required her to act in such a manner. Santander call centre agent:…
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Problems switching to Halifax Reward Account
I have a Halifax Current Account and have twice signed a form to get it converted to a Reward Account but it never changed. In mid July 2009 I went into my branch to pay in a cheque and while I was there I asked to switch my account and signed a form to do so. I checked my account online in October and saw that it had not…
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How to open a bank account with a BFPO address ???
I am currently living in Germany working with the forces (I am a civilian) at a BFPO address and although I have a UK HSBC account (who happily send me my correspondence to my German civilian address), I cannot open a new UK bank account with someone else. When I get to the stage where I need to input the postcode, it will…
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HSBC or First Direct
I am very a satisfied HSBC customer, the sister bank which is First Direct seems to get good reviews. I would be interested to read reviews/opinions from anyone who has dealt with both banks. Is there much difference between them? If so what are the differences? Is there anything to gain by me changing? The only bad thing…
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Halifax cheque clearance times
Does anyone know what time of day a cheque is likely to show in your available balance when you log on to Halifax's online banking? I have a cheque that says it is due for clearing today but it's still not showing in the available balance, was wondering what time they update their system. Thanks for any help.
