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debit card for bad credit
I need a debit card for bad credit that can allow direct debits from it. I'm presuming a prepaid card is the way to go but whilst i have looked on here I cannot find any articles on this subject? Any help please
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HSBC Current Account New to credit applicant
I have only just got a letter from the council to say I am going on the voters 1st march. The week I moved in I applied for a JD Williams account some how despite having no limit they sent me out my item I ordered. I rang them and they said some kind of website issue, but I would be sent an invoice each month, so does that…
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how much will i be charged?
I currently have a current account with Barclays and the train service has made me overdrawn since they seem to take the money out of my account a week or so after ive paid to use their service, anywayyyy.... Im overdrawn by 1.66 and I was wondering how much ill end up having to pay in charges since the only way i can get…
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Bank Charges
I am out of work at present. A company has taken out direct debits without my permision. My bank has charged me £15 for uncollected direct debit from the same company. I was told that banks were not to charge if you are out of work is that correct?
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Budget Spreadsheet
I want to create a budgeting spreadsheet in Excel so I can keep a daily track of how much I'm spending. I've seen some earlier threads where people have recommended packages like MS Money, but I trying to save my money so don't really want to buy anything. Does anyone have any tips on what I should include in my…
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Bankers Draft
Hi Some well meaning relative of OH's sent us a bankers draft for christmas, no idea why theyve chosen this method of gifting. Anyway they have spelt his surname wrong by 1 letter, should be ....lay but theyve spelt it ....ley. Question is should I just try and cash it in like it is? Or will this cause a load of issues? We…
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Direct Debit Indemnity Query
Hi All, I've just been on a slightly strange conversation with my bank, The Co-operative about the Direct Debit guarantee. Basically whilst checking my statement I noticed that 2 payments had come out for the same company which shouldn't have. Basically I had already paid them using Debit card early and then they took 2…
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Secret bank account
Hello all, I would like to open an account that is effectively a 'secret' account, kept away from prying eyes, that will not show up on my credit report nor will a search be made on my credit report. I would have money being paid in on a weekly basis and would like to be able to withdraw cash from an ATM every week. I do…
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MSE Team Blog: In praise of the banks - yes, really!
This is the thread to discuss the MSE Team blog: In praise of the banks - yes, really! It's about how the banks outperform the energy companies when it comes to dealings with the media.
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Paying a friend aborad
Hi all - new member, first post, hope someone can hep me :) I have a friend in Germany, who has helped us to plan a trip there for me and my friends. She has to pay the travel agent around €400 for a hotel, and I need to find a way to pay her back ASAP. Can I simply write a cheque in Euros? If not, would a German bank…
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Transfering pounds into an Euro account in Germany
Hi, I should transfer some pounds back to my Euro account back in Germany. I think using a bank transfer is just too expensive and might involve a bad exchange rate. Can somebody recommend me another way how to do that? Maybe getting a prepaid Mastercard or Visa Electron in Euros, load value in pounds on it and then…
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money to wrong account
Hi just hoping someone can help me i have 2 sons one is good with money and the other lives on the line Thay both worked for the same company son 1 has overdraft of 2500 and the bank has closed account and is chasing money son 2 s fine son 1 left the company 4 months ago to move on but son 2 has just had this months wages…
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Citibank Online Banking Offline?
Hiya, Anyone else having trouble seeing their accounts on Citibank Online? Not been able to log in properly for over a day now :-( James
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New bank accounts
I applied for a new account with no overdraft with Natwest, i've had my pin through, today my card arrived. I want to transfer all my money in to this account from my lloyds one and start fresh, do i need to activate anything or can i do this straight away?
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How to pay in £60k safely?
Met a bloke on ebay, he wants to buy something off me for roughly £60k, have yet to discuss how I will take payment but heres my options and I would like some advice. Scenario 1 - Bank transfer Check item at my house, go to bank and do bank transfer...firstly will the bank be able to transfer 60k in one go without asking…
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Who is Google TGIG?
Hi checked my online banking Tuesday- as i do everyday to discover that a payment of £88.13 has left my bank and gone to this company. I have never heard of them nor have i bought anything for that amount. I have contacted my bank- Barclays and have had my card stopped- awaiting new one. They are sending me fraud forms out…
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New current account new credit card?
I took the plunge last year and switched current account from northern bank (I'm in N.I.) where I'd been for 13+ years to the Alliance n Leicester one. Far smoother than I expected and they sorted out all my DDs and wages payments etc. Question is, I have a credit card with Egg who are carp! Just applied to A n L for their…
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Refused Bank account
My daughter and her partner wanted to open a joint no credit check account with Nat West, they applied online and were given instructions i.e. go to a Nat West Bank with ID etc. I have just received the email below from my daughter. “Applied online for bog standard no credit check account. Told me to take ID to branch. Did…
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Missing Money After a Transfer
I set up a savings account with A & L to drip money into a regular saver with Principality Building Society. However, I didn't add a ref/account number for sending the money to Principality. Two payments have bounced back to A & L, I called Principality to ask about the other two and they have located one of the payments…
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Possible account fraud
Hi there, New here so hope I am posting in the correct place, any advice or help would be greatly appreciated. Today I checked my bank account online to notice 3 transactions I know where not mine, firstly one of £200 to a php3 collection, then a second which was withdrawn into US dollars and a 3rd which is a charge for…
