debit card for bad credit

jdturk

I need a debit card for bad credit that can allow direct debits from it. I'm presuming a prepaid card is the way to go but whilst i have looked on here I cannot find any articles on this subject?

Any help please

book12

Try these bank accounts listed here: http://www.moneymadeclear.fsa.gov.uk/pdfs/bank_accounts.pdf

Most of them comes with a debit card, as well as direct debit facilities.

I recomend Barclays and Natwest/RBS accounts from that website. LTSB account only allows withdrawal from their cash machines, which isn't good.

izools

I would reccomend one of the following:

Lloyds TSB Cash Account (VISA debit, intended for those with bad credit / defaults)
Co-Operative Cashminder Account (VISA debit, intended for those with defaults / CCJs)
Barclays Cash Card Account (VISA debit, no credit check whatsoever)

I'd try them in that order, Lloyds TSB are the best out of the three IMHO and will upgrade you to a full account without another credit search if you run the account flawlessly for six months.

Good luck!

zx2011

You could use the savings account from Yorkshire Building Society called Cash Transactor.

It allows direct debits, standing orders and comes with a LINK ATM card plus can be used at any YBS or Britannia branch.

Money can be paid in by bank transfer too.

http://www.ybs.co.uk/savings/easy_access/cash_transactor.html

WTFUK

izools wrote: »

I would reccomend one of the following:

Lloyds TSB Cash Account (VISA debit, intended for those with bad credit / defaults)
Co-Operative Cashminder Account (VISA debit, intended for those with defaults / CCJs)
Barclays Cash Card Account (VISA debit, no credit check whatsoever)

I'd try them in that order, Lloyds TSB are the best out of the three IMHO and will upgrade you to a full account without another credit search if you run the account flawlessly for six months.

Good luck!

Lloyds won't upgrade you to a full account. I've run my account flawlessly for almost two years and I can assure you it is not that easy!

flexrider

santander (abbey) current account had the lloyds tsb cash account--rubbish and like WTFuk said they never upgrade they just !!!! u about blaming your credit or some feeble excuse to decline you,

all else fails you could get a step account with nat west with no overdraft facilty but you get a delta debit card off them(visa delta) or just use pre pay debit card , paypal are good i got one of them and its visa card, run in the background by the royal bank of scotland