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Cancelling a Direct Debit
I will need to cancel a DD in a few weeks. On my online banking the DD is setup on there, and there is an option to delete it. If i do this, is that the same as going into the bank and asking them to do it? Will it still cancel the DD if i do it online? Cheers
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Alliance & Leicester £100 for changing being sneaky
Hi I applied for this last November and received a letter 5th January saying 'All done Go ahead' I paid £1000 in on 29th January to make sure I was complying by putting £1K per month. BTW not all my direct debits have been properly switched. Letter received today saying you having paid money in within 11 weeks of opening.…
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When to Apply again
Hi tryed to get a halifax reward (standard not the ulitmate) in my own name, Called them and was refused due to being a joint holder on 2 of my hubbys rewards account. To cut along story short he's useless with money, have completely removed from his account for about 2 wks now and have a standard visa electron card. When…
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RBS One Account
Hi I am considering switching to a RBS One Account, could anyone tell me of their experiences with this account please?
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Sorting out overdrafts
I have two overdrafts, and while I don't pay much in the way of interest on them, I would like to sort it out, as it seems that it'd be more sensible to have an overdraft just in case, rather than depending on it (which I do). The problem is of course that if I have money available I will withdraw/spend it. So I figure…
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Refunds to Visa Debit Card
Hi, Need a little advice in regards to a refund I should have received back onto my Visa Debit card. Essentially I was buying some items and the guy behind the counter put in the wrong amount - essentially added an extra zero. I never noticed until I checked the receipt and I immediately told them, but the guy got his…
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1st Bank Acc for 12yr old. Do Government/Banks give money/incentive to start off ?
Hi all Sorry that this post is so vague but I seem to remember Gordon Brown mentioning something in the last few years about a gift/incentive etc for 'Young' people who open Bank accounts for the first time. I'm not an avid follower of Politics but I had the amount of £50 or £200 in my mind, and think it may of been a gift…
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Card Skimming, still a problem?
Has any of you heard about this case that they lost a lot of Euros in their account? Are the banks on top of this situation or is it something that is beyond their technology?
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Joint account before we move in, whose address?
Hi, Newby, first post so any good advice appreciated. My girlfriend and I are looking for a flat to rent together and want to open a joint bank account prior moving in. She has a good credit score, whereas mine isn't great after losing my job years ago and getting into trouble with payments. I get accepted for overdraft &…
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Banks & Unemployment!!!!!!!
Evening all, Hope there's someone out there that know's a bit about overdrafts and not working! My son who is 20, lost his job 3 weeks ago, he does not live at home, so he has had to go to the benefits ofice and sign on. He will now have his rent paid and receives £52 per fortnight in Job seekers allowance. The problem is,…
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Standing Order Query
Hope this is the right place to ask this question.... I've been stupid and forgotton to cancel the annual SO to the company that was storing our wills. They went out of business in the autumn of last year but I didn't cancel the SO and have just noticed it went out a couple of weeks ago. My bank have said that there's no…
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Advice on how to get by until April.
I was made redundant in January when Halifax sold off it's Estate Agents. I've managed to find part-time work for now so I have an income. I'm only working 18.5 hours now (I was working 30hrs). My problem is my incomings now for Feb/March are considerably lower than they were and my Tax Credits won't increase until April…
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bank card stolen and money taken from account
Hi there, My 73 year old father was recently pick pocketed on the bus. Wallet stolen with bank cards, drivers license, and cash. The nasty folk that did this then managed to use a money/send cash abroad shop to withdraw close to £600. They did this in 3 transactions at the same place and needed my dad's pin to do it. My…
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HSBC debit card designs
Good Afternoon. Just a quick one, when opening an HSBC plus account, do you get a choice of debit card designs or do you just have one standard design? I ask because a couple of my friends have current accounts with HSBC and have rather funky designs, however on the website and on the internet, I can't find anything…
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direct debit come out of my account to playboy?!!!
I have just checked my online banking as usual this morning and there is a direct debit which has been taken out this morning. The company is MGT LTD HVC LTD the amount was £15. I only checked my online banking last night and this direct debit was not showing up in my list of current direct debits. I have just spoken to my…
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name removal on joint bank account alliance and leicester
hi my husband and i have a joint bank account with a & l and have a £500 overdraft facility on the account we may be about to split up, if we do can i take his name off the account if i say i am happy to be solely liable for the overdraft? i also have a natwest acccount that is only in my name however i don't want to have…
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Making online payment- Bread prepaid any use?
I am looking to make a one off payment, online US store for a small transaction. less than £30 Am a bit wary to use my card as its my only one, worry about security etc Would a bread card be worthwhile for this?? Any issues with them?? Thanks in advance guys
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Bread prepaid- any good for online US transaction?
I am looking to make an online purchase, US one off, about £20 worth. Wanting to know if getting a bread prepaid is a good idea? Any issues? Have had a good read, but very confusing!! I have a card, but ..very wary of using it online with new companies. Any help would be appriciated, thanks in advance:D
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First Direct - venting my frustration
Not exactly hurt my pocket but I'm fuming. I've just spent several minutes diligently filling in pages of application for a First Direct bank account. Right at the end I get told "Sorry, the application process is unavailable due to routine maintenance". Sorry, but couldn't you have told me that AT THE START!!!
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Budgeting Excel SS
I often make up spreadsheets in Excel to budget my spending and saving. I just wondered if anyone had a really good spreadsheet they wouldnt mind sharing. (Obviously deleting their own private figures before sending it) Thanks,
