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Unable to upgrade to LTSB Platinum online?
Been doing some research and the LTSB's Platinum current account seems to be the most suitable added value account for me (compared with other offerings). I've checked all the small print and it works out better for my needs. I'm not planning to upgrade yet as waiting for my existing travel insurance and breakdown cover to…
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Graduate Banking - Overdraft Required
Hello I am new to the site, and was after a little advice.I graduated university last year and have since progressed slightly at work. I have however had to take out a loan to buy a new car. Due to this, and other bills such as rent etc I have not had the chance to save, and in turn haven't been able to repay my student…
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Basic Bank Account
Hi Everyone Can anyone recommend a basic bank account - I dont want an overdraft or any credit facilities. I need to be able to set up direct debits and on line banking is a must. Also are there restrictions on what kinds of money can be paid in? Im looking at transferring all incomings i.e. earnings from self-employment,…
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A&L premier account- I'm already with them, fiance isn't- will we get the £100??
My fiance and I wish to set up a joint account to make life easier for us, and we've read about getting £100 for joining A&L's premier account. (We're also going hopefully on honeymoon in Europe somewhere this year after we marry so the free travel insurance might also be handy! ) Thing is, I'm already with A&L, however,…
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A new building society
*Continued after a previous thread debating the need for a new UK building society was removed as spam* I am setting up this thread to continue the debate on the practicality / need to set up a new building society within the UK, and would welcome members thoughts on this. -Tom
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Increasing overdraft
I would like to increase my overdraft, which I haven't used yet. I want to increase it, as I will want to use it sometime next month. Also, my savings and wage combined together is not enough to pay for what I want to buy. I have regular income into the account too. I have no credit history, but was successful in having an…
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Lloyds Vantage 2nd Account Debit Card ?
I want to open a 2nd Current Vantage account on line (Which it will let me do via internet banking) as I want both with 7k in and just move the £1000 between them each month but does the debit card that comes with the account need to be activated by phone ?, as I can't remember when I got my original debit card with my…
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Current Account w/ ID Protection +mobile phone insurance???
I'm currently paying for a Lloyds TSB Silver Account at £7.95 a month which I took out primarily for the mobile phone insurance. I get their card protection with it, too, although as I'm 19 I don't really use many of the other benefits. I'm also paying for Lloyds' ID Aware scheme which is £6.99 a month, and have been since…
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Is it true that First Direct will give me £100 just for leaving them?
It can't be that easy can it? What do I have to say to them I'd like to set up an account elsewhere and claim an opening incentive as well :j
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Abbey - Faster Payments
I am trying to send a faster payment (£500) from a Halifax account to an Abbey account but Abbey is rejecting my payment. Has anybody else had these problems with Abbey?
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Registering for Barclays Online Banking
I finally got my debit card sorted for my bank account at Barclays and it arrived a week ago. The website says you can register with a card online but it is saying my details are invalid (although they aren't! :) ) Does anyone know if this is standard procedure? Does the card need to be activated at an ATM before this will…
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New joint account for bills?
Hi, Wondering if anyone can help. My boyfriend is moving in with me in around 2 months time, and I want to set up an account (Doesnt have to be in both of our names, if it helps!) so that we can both pay in a certain amount of money each month for rent, bills, etc. We'll be paying about £800 in each month, and will be…
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opening a basic bank account (without prof of address)?
Hi, My sister in law will be coming to UK for a period of time, one of the first things she will need a bank account. I now that many banks ask for a bill or other document as a proof of address.... I found on the Internet that HSBC do a Passport bank account for this situations ... but they charge you £6/ month for the…
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unauthorised overdraft charges
My boyfriend opened a new bank account in November and asked for everything in his old Lloyds account including direct debits to be moved to his new account which was then to be closed. We were told this would take some time and then got a letter to say that they could not change his wages. He did this himself and the…
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unauthorised overdraft, bank charges, bank couldn't give a ...
Hi, Quick question. I had 1p in my bank account, forgot about a payment that was due. The payment was £79. The bank paid it and are now charging me for being overdrawn. Three things I need to know: * Why, when the card was cancelled due to me being a victim of fraud, was the payment still paid? * Why, when the bank have…
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Bank Account for a student
My daughter is due to start 6th form this year and needs a bank account for her EMA etc. Can anyone reccommend a good one for her to open please. She would appreciate any freebies they offer as well LOL Thanks for your time
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On what balance are current account interest rates calculated on?
Apologies for what must be an oft asked question (I'm new here and not very money savvy!).... The amount in a current account can fluctuate a lot during the course of a month, so on what total do they base the monthly interest rate calculation? Is it worked out daily? If I withdrew/deposited a large amount of money, for -…
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Automated fraud messages
Has anyone else had an automated phone call from Barclays about potential fraudulent activity on their bank account? Could this be a genuine phone call or is it a hoax?
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Alliance and Leicester - Premier Current Account
I have just switched to this account to get the £100 and cashback from topcashback. I signed up on the 3rd of Feb and everything has come through the post (card, pin etc.) now I'm just waiting on the DD's to be moved (which isn't that many to be honest) I have a few queries regarding the A&L Premier Current Account:…
