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safety of online payments
Not sure if this is the right place for this Q, but here goes... I want to buy some stuff online and concerned the websites might be dodgy. I am quite prepared to risk the actual money I pay for the goods - ie I pay but the goods never arrive. What I do not want is to take any avoidable risk of them being able to get EXTRA…
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Electron cards - which banks?
Does anyone know which banks still offer an electron card for an ordinary (i.e. not basic) current account holder? MumOf2 Sorry, didn't realise there's a big thread on this lower down the page. Please ignore post.
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Anyone Know A Good EAR Balance Calculator?
I've just had my graduate bank account taken away, and told my overdraft will now be at nearly 20% EAR. What would the monthly charge be at the end of each month on balances of £100, £200 and £500? Any links to a calculator would be appreciated :D
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Natwest Cheque Clearing
Logged on to my online bank today to check if a cheque had cleared to be faced with this note on my account 9 Jun 2009601439200.00- £200.00 10 Jun 2009 TFREXTRA DEFERMANT200.00- £400.00 10 Jun 2009TFREXTRA DEFERMENT- 200.00 £200.00 What exactly does this mean? Sorry to sound daft!
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Fraudulent transactions on my current account
Hi, Can anyone help me and tell me my rights. Logged on to my Natwest internet banking today to find that my bank account had been cleared out of money including my overdraft. This is my current account and having checked it three days ago at the weekend there was no record of it. Today it is showing that 5 days ago 3rd…
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Upgrade from LTSB Silver to Gold
Hi, I'll keep it short. How long does it take before I can upgrade from Silver Vantage to Gold Vantage? Been with them since Jan 09, balance always in 4 figures (substantially), used them for foreign exchanges and back again when I went away recently. Upgrade link on internet banking say no. Was with Nationwide before and…
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halifax easy cash account
hi, i applied for a halifax easy cash account three weeks before. I got a declaration letter , which i signed and sent it back last monday. I didnt hear anything from them till today. I called them today and they told me that they have offered me an account. It can be activated by depositing 10 pounds. can anybody tell me…
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Barclays - overdraft or reserve???
Hi guys - question for you? We have a current account with barclays and had a £500 overdraft and an additional £250 reserve on the account. Over the last few weeks we have paid up the overdraft and i have asked barclays to remove the overdraft - because if its there i'll use it!!! So if its not i cant! Nearly 2 weeks later…
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Can't get a current account HELP pls!
Hi, At a young age I incurred a debt which I hoped would go away (of course it didn’t) about 4 yrs ago I started paying it off slowly not realising this had an serious impact on me getting any kind of current account with debit card in the future. Approximately two and a half yrs ago I finally paid it all off. I then…
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A&L Customer Service and Switching Service
I knew this was going to be trouble when I started reading people's experience of A&L on here but I'd already set the wheels in motion at that point. Basically, I opened an current account online with A&L at the beginning of May and opting for their switching service to get the £100 incentive. Whilst waiting for it being…
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Bank Charges taken from benefits?
Hi Not sure if this is the right board - so apologies if I have got it wrong. My daughter has a basic card account with Nationwide who have charged her £90.00 for unpaid direct debits. 1@ £13, 1@ £7 and 1 at £4. I should mention that all of these were for payment for Insurance that Nationwide had set up following an…
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Unplunned Overdraft Increase
Just checked my bank account and my bank have increased my overdraft with authoursiation, are they allowed to do this.
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Should post-dated cheques be accepted by a bank?
Should post-dated cheques be accepted by a bank? I gave someone 4 post dated chequest, one was for the 8th June, the next 3 were for the 15th, 22nd and 29th. Should the bank have accepted them before the date on the cheque?
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Bank - bacs transfer scam
Hi all. I hope someone can help? Recently (rather stupidly) I paid a couple of people via Bacs transfer for items that we advertised on Gunmtree. Having called both people and confirmed that they were genuine etc, they both gave me their bank details. however the items haven't arrived (after 2 1/2 weeks) and both mobile…
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unpaid cheque fee
Hello I'm new to this forum but thought it might be a good place to seek advice. I recently openend a business bank account with HSBC. I'm new to business and I collected a cheque payment from a customer on 04/06. I deposited it the same day and today I received the cheque back through the post unpaid and the reason for…
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Maternity leave and overdraft
Hello Just wondering if anyone has any thoughts/experience on this.. I have recently moved my current account to A&L (with an overdraft of £100) and one of the conditions is that salary has to be paid in each month which is fine. However I am about to start maternity leave in a couple of months so said salary will drop…
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Who makes decissions on getting an overdraft?
I'm just curious, as anytime I ask A&L its an automatic no, and I have never had a charge, have my pay going in etc. I asked them and they said "Aw you must have a CCJ or something" I said I don't, they told me to contact the underwritting who say it never reaches them. Its not really that I want an overdraft just curious…
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citibank
HELLO has anyone had any dealings with citibank re opening an account -how long before you hear after signing paperwork etc if account has been opened
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International Bank Transfer problem (need help!)
Hello... A friend has recently sent me an international bank transfer from France (his country) to the UK (my country). However, after 3days of no deposit I began wondering why it hadn't arrived and I've come to a possible problem. An IBAN code SHOULD look like this from what I've read: IBAN + SORTCODE + ACCNTNUMBER…
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On line shopping advice
I do my on line shopping with my main bank account which has about £2000 in it , should i really set up an account with just couple of hundred in ?
