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Maternity leave and overdraft

Hello

Just wondering if anyone has any thoughts/experience on this..

I have recently moved my current account to A&L (with an overdraft of £100) and one of the conditions is that salary has to be paid in each month which is fine. However I am about to start maternity leave in a couple of months so said salary will drop dramatically down to statutory level for about 5 months. I'll be transferring enough in from my partner each month to cover bills etc.

However, if I apply for an increased overdraft before this happens, are they likely to take it away again when they see my income drop?!

I suddenly wondered if they might have issues with me having the premier account at all, but 'are you pregnant' wasn't a question they asked when I joined them!! Any thoughts?

Thanks

Bex

Comments

  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As long as you pay in over 500 each month, then they womt be bothered about you having the premier account.
    Not sure about the overdraft thing though... sorry!
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • Baldur
    Baldur Posts: 6,565 Forumite
    Don't know about the overdraft query but as long as you are paying in the required minimum of £500 per month, there shouldn't be any problems as far as the Premier account itself is concerned.
  • Bexter
    Bexter Posts: 92 Forumite
    Part of the Furniture 10 Posts
    Great thank you, I guess I should have read the acccount small print!
  • Andy_Ches
    Andy_Ches Posts: 420 Forumite
    ye syou should have done shouldnt you :rolleyes::rolleyes::rolleyes::rolleyes:

    Yes like you should read the forum etiquette.
  • I guess as long as your confident that you can pay back the overdraft and you meet their minimum requirements, it shouldnt be a problem, should it?
    'Sometimes you just need to keep your mouth shut'
    :j
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