-
First Direct charge me £100 in fees in 1 week
Hi, I have been an HSBC customer for 15 years and moved to First Direct in Jan. I earn a good salary for my age (26), have a few thousand saved with First Direct themselves, and spend a lot on overseas cash withdrawls. FD want to charge me £100 for going overdrawn 4 times in 4 days whist abroard. I thought my company had…
-
hsbc end of interest free overdraft
I was under the impression that the interest-free part of my overdraft would be reduced every year until it reached £0. Last yr it was reduced by £500 to £1000. I have just received a letter saying that my account is being transfered to a Current Account Advanced and that my interest free overdraft entitlement is coming to…
-
Wrong payee
Please can anyone help! I handle my parents finances online and last month (May) I made a payment from their HSBC current account to pay their Halifax credit card. The payment was debited from the HSBC account. They have now been contacted by Halifax stating the payment was missed and money is overdue. I now realise my…
-
Direct Debit Indemnity - what do I need?
Anyone ever claimed one? Vodafone say to get a refund of the cash they took that wasn't theirs I need to claim one of these. Phoned HBOS and been told I need to go into any branch to do it. Do I need to take anything with me?
-
ATM Withdrawal Refunded?
I used my HSBC card at a Natwest machine earlier today. I withdrew £10 and received my £10 from the machine. About an hour after this, I received a call from a freephone number which belongs to HSBC. Wasn't in to receive the call. Just logged onto my internet banking and seen the payment has been processed as normal, but…
-
Can I get a copy of a cheque I paid into my Barclays account?
Hello, I was wondering if anyone could help please? I was given several cheques from one of my creditors and I paid them into my Barclays bank account. I am in the process of serving some legal action on his company and my solicitor has requested that I get copies of these cheques to help my case (long story!) I was…
-
Budgeting issues
Hi all, Me and my husband were doing okay a few months ago despite the credit crunch we seemed to be on top of our finances and everything was (and still is) being paid on time. Until April that is when everything started to go wrong! Firstly we earn £1960.00 not to bad really. We have a £200 overdraft (which we can't…
-
Interbank transfer delays-Alliance Leicester
From November 2008 many banks have begun this instant transfer if you do a electronic transfer of funds.(between different bank's accounts) Today i found that Alliance Leicester is sitting on money transfers above 260pounds for 3 days before handing over to the other bank, a clandestine way of holding on to your money, I…
-
FDIC deposit insurance - US business accounts
Hey, A quick question... I have a US dollar account with the HSBC in the US. It is a business account for my UK registered limited company. Does anyone know if the US FDIC deposit insurance scheme (which protects deposits up to $250k) covers the business accounts of non-US companies?
-
Can the bank do this?
Ok, so i have been getting one charge a month off of Abbey. It started out as i didnt have enough money in the bank, so come next month they take the charge out but that makes me go overdrawn, so next month i get another charge, and so on and so on. Anyways, i made sure there was enough money in account this month so i…
-
Bank transfer, dollars to sterling
Hi all, I have some money (dollars) in a US HSBC business account. At some point I need to transfer this money into my UK HSBC bank account (sterling). With exchange rates fluctuating so much I want to choose my time carefully so I always keep my eye on the forex rates (although I realise I've probably missed the bottom of…
-
Alliance & Leicester £100...NOT
A & L were offering £100 pounds to transfer your current account! one of the conditions was you must use their "hassle free" switching service. To cut a long story short, the new account was opened very quickly, but 6 weeks later, Guess What?, thats right! nothing switched. At this point A & L inform me that they didn't…
-
What am i doing wrong?
Ok i turned 18 in febuary, and been sorting my accounts out, i updated my lloyds under 19's to an silver account 2 start my credit building.. a couple months down i got a overdraft, not too much bt enough for me which was great and i wanted a credit card 4 emergencies(petrol etc), so went to see lloyds and they couldnt…
-
Natwest Online - Date Discrepancy
I have a NatWest Current Account with a £150 overdraft facility. I was expecting a Child Tax Credits payment on the 9th of June. I checked during the early hours of the 9th (about 1.30am) and the payment hadn't been made. I was still £6 away from going past my overdraft limit. Nothing was showing in the 'clearing' area at…
-
A&L's 'your offers' ?
Has anyone ever received any offers in the 'Your Offers' area of the A&L on-line banking facility? I only ask because I have never had an offer posted there.
-
How many internet accounts ?
I'm thinking of getting another internet account i've already got an a&l one, i was just curious as to how many other people have got ?
-
Will I get charged?
I have a lloyds TSB classic current account with a 50 quid overdraft. Today I went £57.20 overdrawn so a total of £107.20 DR. I realised I had made this mistake when I made a purchase via my debit card on Monday. The purchase came through today and I went into the bank after work and made a £200 deposit. Will I still be…
-
Business Bank Account For People With Bad Credit?
I've been working self employed on a sole trader basis for about 18 months now, and I really need to start trading as limited company. Unfortunately, the main stumbling block is the fact that I can't get a business bank account because of my previous bad credit. Whats the best thing to do/ best place to go in this…
-
HSBC Statement Request
This is a quick non bank charges related question. How far back can you order bank statements? I have been given information that Barclays is 10 years, NatWest is same but am asking for a friend as I have no account with HSBC. How far back can I order statements on an account for?
-
Faster Payment issue...
Hi there, I've recently switched my main current account away from HSBC to A&L. This account is used for Wages, and monthly expenditure excluding Bills. I've got a 2nd account at HSBC which I use for all my bills, and have set-up a standing order to transfer from A&L to HSBC on the 1st of the month, under the impression…
