-
Barclays really have rubbish customer service
After a recent problem with Lloyds, which was an internal error, but later I found out there was a bit of a coverup, I though I would move my account. So back to the market and Barclays stood out with the ideal account, I had worked for them about 7 years ago and they were not the worst then. So, did an application for a…
-
Help! Any advice from a saving expert (A&L)
Hi, i'm Theresa I just turned 19, and I wanted to apply for a real current account with (A&L and Coop) however ive had difficulties with completing my application form. Well right now im not employed so i'm not sure if i should enter my previous job or leave that section blank whenever i fill in the application. Will…
-
I need a Bank with Morals
Hi, I am new to this so please excuse any mistakes I make! My husband and I have a number of accounts with Nat West and am concerned that we have all our eggs in one basket. I must admit I am sick of the treatment we are all suffering at the hands of these institutions and am keen to open savings accounts and a current…
-
How many bank accounts?
Is it a good idea to keep differing bank accounts with the same bank or use different banks? I like to have separate pots of money for savings, car expenses etc and not sure whether to use different banks or not. Can anyone advise please
-
Halifax won't let me combine my accounts - any ideas?
Hola, As I've had the main one of these accounts for more than 3 years (which is good for my points score when making new applications), I don't want to get rid of that one if possible. Here's the deal: After a relationship breakup, I was left with one account in joint names (I know!!!) from which she paid her part of its…
-
Cahoot webcard help please
Hi im'm thinking of getting a cahoot account and applying for a webcard has anyone else got one and can it be used for quidco, topcashback, bingo sites etc or is it only for buying ?
-
Cheltenham & Gloucester Account - What To Do?
My husband and I have a C&G account. It is telephone based as opposed to branch based. Can anyone advise whether we should have the funds transferred from our C&G account into our current bank account instead please? Are we at risk of losing our money if we leave it with C&G? I'm sorry to sound so dense. I just don't…
-
Natwest Overdraft Question
Hi hope someone can answer my question. I have just recently changed my overdraft down from £700 to £200. I received the confirmation letter through today. It said along the top - "Confirmation of Managed Rate Overdraft Facility (Permanent)." Does this mean that my account is being managed in some way?
-
Dollar Cheques
Afternoon Everyone, Not sure if this is the right place to ask this question, I have just sold some $ shares at work and i have recevied a $ chq which i have put into my abbey accout last time i put a $ chq through it took about four weeks as it was the first time i am hoping this time wont be as long to process, anyone…
-
Nationwide unilateral reduction of overdraft facility
Hi, I'm a first-timer here, so be gentle. I've just checked my Nationwide account, and they have reduced my overdraft by £900, to £1000. I've been made redundant in the past 2 weeks, so I don't have the finances available to pay back this extra £900. If I get my JSA paid into this account, I won't be able to access it at…
-
Where should I put a big cheque?
Hi everyone, I have got a big cheque that I need to put into the bank but which bank account would be best for me? I am 23, I don't really spend much money but would like to spend a little bit of this money. I have 2 bank accounts one with RBS Which I have nothing but problems with. I also have an account with Barclays…
-
Should my security number be visible from the front?
I've just received a new debit card from NatWest, and the security number on the signature strip is indented so much, you can see it through the front. I was of the understanding that the number should be printed only so that if an impression is taken of the card, the security number shouldn't be captured. Am I wrong?
-
How long to transfer money?
Hi, Hopefully a simple question. I have a HSBC current account and a Barclays basic bank account for the electron card to avoid charges on Ryanair as we are frequent fliers. I have always paid money onto it in branch, but if I sent money from HSBC to the Barclays current account today would it be done under faster payments…
-
Best Current Account (Joint)
I need to open a Joint current account with my Wife. What is the best account for our situation; we make £1500 per month after tax. We also need to open a savings account, but we'll do that after we sort out a current account..... Your help is much appreciated. Thanks in advance
-
Joint Bank Account Joint Income
Can you open a bank account such as the LLoyds Current account with Vantage jointly if your individual income is less than £1000 per month but your joint income is more than £1000 per month? My wife and I get pensions paid on different days of the month, mine paid monthly and my wife's paid every four weeks. Each…
-
Barclays lied about charges
Our Barclays account was into the overdraft, at it's £500 limit, and last year they put a 'reserve' feature on it of £250. We recently went into the reserve, which incurred several fees, which my husband went into the branch and paid. He cancelled all direct debits coming out, and then asked if he'd cleared everything to…
-
Payments into Card one banking accounts?
I have a Card one banking account and should have DLA paid into it today tuesday and wanted to know what time does payments hit card one accounts and its not gone in yet?:confused:
-
Nationwide - in branch ATM stole my deposit
I deposited £490 in cash, the machine counted the cash and confirmed that it had received £490. It then froze, rebooted, spat out my card after 6 minutes and thats it; no receipt and no acknowlegement. I am now aware that the machine proceeded with my transaction without asking for a PIN number so how would it have…
-
A&L Premier Direct Current Account 8.5%
My 1 year bonus of 8.5% interest is about to end can anyone tell me what happens to interest rate on this account after? Also, as the 8.5% ends on the 9th of June and the interest is paid around the 25th, assuming the rate is really low after the 9th, would it be best to move the £2500 to one of my savings accounts at 3%…
-
I'm with Co-operative Bank - any reason to change?
I've been with the Co-op for nearly 20 years since switching to them from what was the TSB. This is theoretically a branch based current account - the ease of operating it via both phone and internet banking compensated for their closure some years ago of my nearest branch. No interest is paid but then I get free banking…
