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PINs in Peril.
"A recently released report on data breaches indicates that organized crime has fueled a big increase in the hacking of records of banks and other financial service providers. The report says thieves are becoming increasingly successful at stealing PIN numbers" Article click here. The Report by Verizone (Click here) - page…
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Alliance & Leicester recommend a friend £50
Hi, i don't know if anyone has heard of or done this. In december 2008, my mum helped me open a current account with alliance and leicester as she already had an account with them, and saw the offer of £50 between the two people, if an existing customer invited their friend to open another account they would get the £50,…
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Restaurant taken extra payment
Whilst paying for a meal with my debit card at a restaurant they asked if I would like add a tip, I replyed no as the meal was awful and the service was terrible. Looking at my statement the payment for my meal was deducted a 9pm then I noticed that after midnight another payment for £5 was also taken out?? without my…
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Cancelled Standing Order has been paid out...
I wanted to take advantage of Alliance & Leicester's £100 offer on a new account (I now wish I'd never bothered). I got everything done over 2 months ago, including approoving the list of Standing Orders & Direct Debits. However, it's taken them almost 2 months since that time to actually change everything over. During…
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Opening joint account info
Son and friends want to open joint account with high street bank for rent, bills etc. Can they just walk in and open an account or do they need to make an appointment beforehand. Thanks.
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Alliance & Leicester current account interest
Just to confirm that the new rate of 6% gross on up to £2,500 is only for new customers who open an account from today. Pity... MumOf2
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Holiday insurance and Packaged current accounts
Is there any reason why I can't take out a packaged current account just to get the travel insurance, and then close it straight after my holiday is over? I know that Lloyds, Barclays, First Direct, Halifax all offer travel insurance on some of their accounts thanks
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Halifax overdraft help (one month to go)
i currently have an overdraft with halifax of £1000 and i am in it to the max. the overdraft is to be reviewed next month. i have called them and they say its 99.9% sure it will get taken away as my guranteed overdraft at the moment is £0.00. i expressed my concern about being able to pay this amount back next month and…
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Abbey/halifax have lost my money
Got a letter from Abbey saying they had closed my ISA account and transferred the fund by cheque to Halifax on 27th May. No sign of it yet in my new ISA account with Halifax. The reason i am concerned that i did my husbands and mine on the same day and his is sitting nicely in his account and mine is nowhere to be seen.…
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International Money Transfer Recommendations??
I'm looking for feedback and any recommendations for reliable companies to send about £15,000 to the USA. I'm aware of the companies such as Hifx, Moneycorp, xetrade but am a bit concerned about them as I think I'm right in saying that if they go belly up I would lose my cash as they are not governed by the FSA. I've…
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Banking Service
Hi All, Banking service holds the majority of financial burden of the economy. So it is very curious to know about banking service. [FONT="]On a common ground Banking refers to a business activity of accepting & safe guarding money owned by other individuals & lending out this money to earn a profit. On general terms…
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Community account for signatories 16-18
I know the topic of community and non-profit accounts has been covered before, but I wanted to post because I have reasonably unique circumstances. We're a group of young people aged 12-17, and we're wishing to open an account for our organisation. We'd be depositing around £1000 initially, and then infrequent deposits of…
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Natwest graduate account trouble
This is my first post so please be gentle.:o I was just wondering if anyone has had trouble with Natwest in regards to their graduate account overdraft? I graduated in 2007, changed my student account to graduate and started paying back the overdraft. Paid back about half, then moved and was working part time pretty much…
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Natwest Trouble.
Hey Sorry this is my First post so I apologise if I've not posted in the right place :P I'm a student that is suffering some finacial trouble at the moment and I need some advice :money: Basically I have just started a new job for the summer and I incorrectly assumed I would get paid on the first pay date after the date I…
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Help!!
Hi, I have an overdraft of £100 with Haifax and recently went over by £92 without knowing because i was unaware that i had a unusually big phone bill came out that took up to my overdraft limit and i continued to spend by my card again unaware that my overdraft was maxxed, and know i have about £300 in bank charges to come…
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HELP: Bank wont let us cancel a Direct Debit
My partner has just rung his bank to cancel a DD - his loan repayments to the bank, obviously we will pay by other means. They said it was part of the terms and conditions of the loan. Can they do this? I dont think it said anything in the T&C
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Overdraft Facility
I need your help people! So I didn't really want to post this on here as it's personal and I'm ashamed too, but it's driving me nuts and I can't call the bank til after work. So on Friday I received a letter from my bank telling me they were reducing my overdraft from £2000 to £1000. I know this is massive, but we are only…
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PIN Query
Just out of interest, if I have a Debit card which is due to expire at the end of the month, and the bank has reissued the card which is in the Royal Mail ether, what happens if I change my PIN today? Will the old card have the new PIN and the new card the old PIN, or will the PIN on the new card update when put into a…
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hbos reward account help please
hello i would be grateful for advice i have opened two reward accounts each with small overdraft but when i tried to transfer £100 to newest account from first account to activate it it keeps saying it cant be done as i have to keep a minimum balance but i cant see that anywhere in terms and conditions
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RBS Cheque's
Does anyone know the address to post cheque's to the RBS? Ive looked on their website and its just a load of rubbish to me, unless im missing it. Thanks in advance.
