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Verified by Visa / Mastercode Secure
When you pay for something online and the Verified by Visa / Mastercode Secure box comes up asking for your password, the text by it says the following: Now surely the whole idea of VBV / MS is that if someone got hold of my card, they couldn't buy things online with it. But if the purchaser can just choose not to use this…
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If You Are Having Trouble With HSBC
I've recently being having loads of problems with HSBC, and they call centre help has been less than useless. Anyway, I've discovered on their website a link: http://www.hsbc.co.uk/1/2/personal/contact;jsessionid=0000opHnwXispG0LHbUa4tS6nb8:11j74lld0 If you click on Make A Complaint, and tell them what is going on, a…
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Help please !!
Hi, I have a very good friend that is in serious money trouble. He is struggling to pay his creditors and is considering bankruptcy. However, the main thing that is causing him a lot of grief is Barclaycard. They seem to have his current account debit card details and even though he called them and made a payment which was…
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Prepaid Cards Guide Discussion Area
This the discusson for Prepaid Cards guide. To discuss/ask a question click post reply.
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A & L
I opened up an account with Alliance and Leicester and kept my other current account with HSBC. When I opened the new account with A&L I was asked if I would like to transfer my direct debits, and I ticked the box to say yes. A few days later I received a letter from A&L with a list of my current Direct Debits and…
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best current account for nearly 16 year old daughter
My daughter is looking for a current account. She currently has only a building society account. Will be hoping to find part time work at 16 and she often receives cheques for birthdays and christmas from family. She usually pays them into her building society, waits for them to clear before drawing out to purchase…
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How to get the most out of my ABL?
Can someone tell me exactly what my ABL can do for me please? My ABL at HSBC is around £14k and yet my OD limit is only £1.5k and my credit card limit is £3100. So what does the ABL do for me exactly then? What is the point of it? If my ABL is £14k why've I not automatically been given a big credit cardl imit or OD limit?…
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Abbey overdraft matching
I recently switched my alliance & leicester current account to an abbey current account with 0% overdraft. I used their overdraft matching facility so i could have the same overdraft as my old account. They require a statement from your old account showing overdraft limit. I only got bank statements from my old account…
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Natwest - Provisional Limits
I just found out today that I could have got an overdraft of £3800 with Natwest. I already have a £200 o/d with them, but when I was applying to extend it, it told me I could be offered provisionally a £3800 limit with them. I also have a Natwest credit card and a Natwest loan, does anyone know if they are included in an…
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£30 deposit not showing in bank
Hi Sorry if this is in the wrong place, couldn't see where else to put it. My partner has paid £30 into bank earlier today, about 2 1/2 hours ago and it is not showing, he didn't put it in an envelope and post it, he says he paid it over the counter. I have rang Barclays and they said they can't see it either. He's not…
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Compensation
My bank withdrew my overdraft without giving me any notice 4 days before my wedding. A friend had just deposited £1500 for me to use to pay off for some services including flowers, band, drinks. I had to take back £1,000 from the caterer so she reduced some of the food etc so can secure the other services. Although the…
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Electron card
I applied to Barclays for an electron card, I was advised they have that facility. However when I received the card it was a connect visa. They now advise they no longer use this card. The main reason why I applied is to use when using Ryan air. please does anybody know of a bank that I can apply for an electron card.…
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Halifax collections problem, please help!
I had my overdraft removed by Halifax bank accounts in July, and since then I have been paying a fixed amount every month. The arrangement states I have to pay them by the 28th of each month, which I had been doing. I called them on the 28th November to pay them by debit card which I assumed was acceptable. At the time the…
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Bank Mistake Making me overdrawn!
Hi, I am wondering if anyone can help. My bank have managed to take a payment from my account 3 times (its a pretty sizeable amount too) and subsequently put me almost 10x my overdraft limit overdrawn. Can anyone please tell me what kind of problems will arise from this, and also if I am entitled to any kind of…
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Faster Banking!!..I don't think so !!!
For years and years I have had to go into town to my bank (Halifax) take cash out....walk across town and pay it over the counter into my wifes bank Lloyds TSB so that she can pay the bills.... Why? I hear you ask........ Quite simply it was the only way to transfer money from bank to bank on the same day. Then along comes…
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Overdraft and paying large interest every month, what should I do?
I have an overdraft of £1500 on my hsbc account and am being charged with about £25 every month interest and nothing coming off the balance! I'm paying it off at about £15 a month so it's just getting bigger and bigger! I'm confused as to what to do about it, it was a graduate account but it doesn't seem to be anymore and…
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HBOS Question
Hi, for some reason my Current account sort code is not listed with my local branch, it is held with Bank of Scotland Private Banking in Edinburgh, seems strange as I do not any private banking facilities with them, I am certainly not in any upper-class financial position. Just wondering if anybody could shed any light on…
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What do the letters CAA mean in relation to a current account?
I have just checked my online banking ( i am with HSBC ) and I have noticed that the letters CAA have magically appeared!! It says BANK A/C CAA Any ideas what it means?
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Accounts with ability to create different pots of money
I am looking for an account I was told about whereby within the account itself you can divide the balance of the account into different little pots/sections for different reasons. For example - Bills, Food, Holidays, Car Is anyone able to tell me which bank might provide this and if possible the name of the type of…
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offered but then refused overdraft increase?
Hi - looking for advice. I have an overdraft facility of £600 on my bank account and was offered a substantial increase in this by the bank without me asking. I went along today and at the very last minute when the guy was putting everything through on the computer, it was declined without reason. Looking at my credit…
