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Natwest - Provisional Limits
CG19a
Posts: 765 Forumite
I just found out today that I could have got an overdraft of £3800 with Natwest. I already have a £200 o/d with them, but when I was applying to extend it, it told me I could be offered provisionally a £3800 limit with them. I also have a Natwest credit card and a Natwest loan, does anyone know if they are included in an overall limit and the £3800 is what I had left of that limit? How does it all work?
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Comments
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The 3800 may be what you are assessed to have. But you would still have to apply for it if you wanted to have it on the account (ie: you put any number up to 3800 in the box and it will accept).Kavanne
Nuns! Nuns! Reverse!
'I do my job, do you do yours?'0 -
That's cool. So did you extend it to the £3800 then, or not?0
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Wonder what mine would be ....after all they offered and gave me a nice 8k loan last week!0
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The loan might have constituted your entire limit with them London, but why not enquire and find out?0
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I hope not! Have'nt said that recently I have opened a -
ISA (last month)
Savings account (five months old)
standard savings ( eight months ago - not much in)
and this week a 'long term savings account'
and my 'AD GOLD' account with a £800 o/d - use it but never for long...0 -
I only took my o/d to £500. I already have a 4k loan with them and a 1.5k credit card, adding them all up it I could have got myself into a lot of bother.0
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Hiya
Where do you see the provisional limits? Don't want to up anything at the mo but I didn't realise that info was available for customers to see!
PigletLBM Nov 07Challenges: A Payment A Day Challenge 2012 Joined 08.03.12PADding Total:March £57.65 April £10.10DFWNerd - 1041-Proud to be dealing with my debts!Pesky CC March 2012 £2916.73:eek:Debt@March 2012 (inc OD) £5615 DFD self imposed target Feb 20140 -
It appeared when I was applying for the O/D. I put in my personal details and even before I told them how much I wanted it came up with the information.0
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It appeared when I was applying for the O/D. I put in my personal details and even before I told them how much I wanted it came up with the information.
OOh curious now!
Thanks for the info>
PigletLBM Nov 07Challenges: A Payment A Day Challenge 2012 Joined 08.03.12PADding Total:March £57.65 April £10.10DFWNerd - 1041-Proud to be dealing with my debts!Pesky CC March 2012 £2916.73:eek:Debt@March 2012 (inc OD) £5615 DFD self imposed target Feb 20140 -
LOL the box next to the question about how much you wanted to apply for was blank!
Guessing with my debts and existing o/d limit of £1500 they feel I have quite enough in the way of commitments:rotfl: :rotfl: :rotfl:
Nice to know though - thanks
PigletLBM Nov 07Challenges: A Payment A Day Challenge 2012 Joined 08.03.12PADding Total:March £57.65 April £10.10DFWNerd - 1041-Proud to be dealing with my debts!Pesky CC March 2012 £2916.73:eek:Debt@March 2012 (inc OD) £5615 DFD self imposed target Feb 20140
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