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Hsbc
Hi, I applied for one of the HSBC "Green" current accounts last Wednesday. I called them yesterday as i hadnt heard anything and they said a welcome pack and a request for a copy of my signature had been sent out. Can anyone tell me if that means i have been accepted? Or what happens? Could i still be rejected? Thanks
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Quick Payments?
I have online banking with RBS and can move money from my account to another bank and it appears in minutes. I am not the best with money and do sometimes get charges for unpaid dd's. I am thinking of finding out if the companies I have the dd's with would be happy with me making payments this way. It would only take me…
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CitiBank should I take my money out
I have a current account with Citibank have a few thousand there should I remove the funds as the bank is looking doomed? With there falling share price anyone else removing there money? as it's not a good sign when a bank is thinking of being bought out or part sold.
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CitiBank should I take my money out
double post sorry
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Standing order by Faster Payments on 1 Dec (Mon)
Hi, I have a Natwest account and also a Barclays Monthly Saver. I use my Natwest account to feed the Barclays Monthly Saver by Standing Order (Faster payments). My next S/O will leave on 1 Dec, which is a Monday. I remember in the old BACS days, funds for the S/O on Monday will be reserved by Natwest on Saturday…
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Barclays Reserve Fees
If an interest charge of a £1 is due out of an account on the 24th will paying in cash £5 this morning cover this or will Barclays charge £22.00 for using their reserve?
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Bank of Scotland Preference Account?
Sorry if this is in the wrong place, but I wasn't too sure. My OH has just applied for a small load £1500 to top up our funds to buy a new car with the Royal Bank Of Scotland. However, when he was on the phone the girl told him he automatically qualified for a Preference Account, with £1500 credit already on it. Now for me…
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Help - could someone check their natwest internet banking please?
Me and internet banking! I'm paranoid since the last time I had a virus!! I've logged in this morning and it is asking me for password details. I'm sure yesterday it would say: Enter the Fourth Number Enter the Second Number Enter the First Number and the same for the password and asking for the number / character in words…
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standing order help
can any one help, i am just setting up a couple of standing orders (from my lloyds tsb current account) for savings accounts with alliance and leicester and skipton bs. the two companies work where you pay them to a standard sort code and account number, and use your specific account number as the "reference" who do you…
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Nationwide - check your account
I have just looked at my account on line and it shows two cash withdrawals for tomorrow for £100 and £50! I have taken a screen print of the account, sent them a message and now wait for their reply! Fortyfoot
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What checks do banks make when opening current account?
I notice that when I opened my current accounts the banks have only done an Unrecorded Enquiry which is a credit search that other lenders do not see. Is this how all banks check you when you apply for a current account? If so, that's really good as it means you can apply for as many current accounts as you want and it…
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Help trying to reclaim a fraudulent transaction
Hello, This is my first thread :~) Mine and my partners joint account had 3 fraudulent transaction's to the amount of £200 taken out in September. We called the Abbey up as soon as we noticed about 2 days later. We were told my partners card was cloned and the money was taken out over seas. BATAM where ever that is. So we…
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Unexpected money credit in my current account
Hello, newbie here, been reading for a while but never needed to ask a question until now... On checking my balance I noticed I have 3 credits of £1000, £419.19, & £9.38 arriving on the same date listed as 'NOSTRO ACCOUNT'. I called the bank & they say the creditor has not disclosed any information so they cannot tell me…
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Genuine Emails from Banks
I've been thinking about what banks are doing to educate people about fraud from phishing. Emails that certain banks send out don't seem to fit with the 'never click on a link in an email' line that we are always told. A few months ago, I got some 'newsletter' type emails from Nationwide, and last week Natwest sent one…
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overdraft limits and charges
I've just been charged £58 for going over my £100 limit by £52.17 for ONE DAY. royal bank of scotland. Can anyone beat this! I doubt it! Moving banks now after £20+ years with an excellent credit rating.:mad:
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Faster Payments = Damp Squib??
Now that the Faster Payments scheme has been in operation for a while (6 months or so), what's the verdict? For me it's pretty much a damp squib. My own bank imposes a £250 limit on transfers using the Faster Payment scheme so for the transactions where it's most valuable (to me) I'm stuck with the old 3-5 working days…
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Getting your bank to phone you
One day I was looking on the halifax website and it said they would call you back on the open a new account page I wondered if it would work for doing normal telephone banking on existing accounts (and hence get them to pay the cost of the call) Tried it and it worked seems they just add you to the normal queue - the link…
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Withdrawing money from egg
the egg faq says that you can withdraw money using a cash card - i asked them how to get one and they said they don't offer it anymore they don't list faster payments as an option to move money out and anyway their faster payments into the account always seem to take 2 days would this be ok - get an egg credit card - use…
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worried: my banking stopped by ex-work mandate!! stopping
Hi, i hope this is the right place. I just got a horrbile shock from my bank about why my credit score is wonkey and why i'm banned from internet banking: I have recently been made a signatory for my OLD place of work's bank account! My old employer asked for this to be done in Nov 2007, and it has finally gone through -…
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refused a business account - please help!
Hi everyone, Just wondering if anyone can give me advice on the following.... I've started my own business but have been refused a business banking account. Due to large debts run up by my previous husband's gambling/alcohol, i have a poor credit rating and a ccj on my file. I did not find out about the ccj until it was…
