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Quicken Sofware
My boss was speaking about a software that he uses to keep tabs on his incomings and outgoings, called Quicken. I have looked it up and there is a free online version but it only seems to work for America. My boss swears by this as it helps him know what exactly he's spening his money on, and gives him details on how much…
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Halifax
Hi all, Many years ago whilst a student I got into a bit of debt with HBOS (Then called Midland!). I couldnt pay my overdraft off as I was a student. this was approximately 10 years ago. If I opened a new account with Halifax (Or any other HBOS subsiduary) can they take money from my account or will the previous account…
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Arrrggghhh- Debit Card Fraud
And i'm always so careful! Cross cut shred everything, guard my hand when inputting my PIN, always make sure the websites are secure if buying on-line. Checked my account (Internat banking) this morning and saw 2 transaction, cash withdrawl in Rio Janeiro, Brazil equalling about £300!! Got staright onto my bank, HSBC, they…
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Paging any Barclays experts...
I had decided to switch my backup current account from Lloyds to Barclays. I rang Barclays up and some very disinterested youth told me that he 'should' be able to open a "basic" account for me over the phone but that they're the only types of accounts that can be opened over the phone. When I said I wanted to switch from…
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Compensation
I have been made an offer of compensation by my bank of £75.00. Without going into detail, they admitted an admin error in writing, and I have over twelve months written four letters and approached the FOS then finally written to my MP, only now have they made any effort. Should I accept this or reject it and demand more?…
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Barclays mis-selling of Current Account
Went into Barclays last month to open one of their Monthly Savings accounts at 7.75%. When I was in there the advisor done a credit check on me (without my consent) and told me that I was approved for one of their current accounts. I told her I wasn't interested. She kept on about the account though and the one she was…
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Go green and a laptop could be yours email from HSBC
Just got this email from HSBC Looks legit: from HSBC Bank plc <hsbc@email.hsbc.co.uk> reply-toHSBC Bank plc <hsbc@email.hsbc.co.uk> date Mon, Nov 24, 2008 at 1:33 PM subjectGo green and a laptop could be yoursmailed-by fwdto.net links are in the form of: http://reply.email.hsbc.co.uk/r/?id=hcenumbershere But gmail has put…
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Natwest
Went into a branch the other day to pay cheques in and was spoken to by a member of staff and ended up opening a ISA - I know the staff have targets! Anyway when i was in the office with a customer advisor , she mentioned that as I had a few outgoings - maybe consider a loan to get rid of all my CC's etc. I said ok - and…
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HSBC to L TSB transfer
tried browsing for this, but couldn't find it anyone can tell me how long it would take for money trasfer from HSBC to Lloyd's TSB current accounts? is it the normal 3 business/working days? or is it the same day? Not talking about CHAPS, justthe normal transfer thanks in advance
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Halifax - Partial Payment on Credit File
Hi, In 2005, I was charged £25.00 twice for going over my limits on a Halifax current account. I told them I was not going to pay this. Later in September 2005 they closed the account and have marked my credit file as settled. On my Equifax report it reads: Customer Account Status: PARTIAL SETTLEMENT Explanation: Payment…
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Question for any Barclays lending staff
Just wondering something about the Barclays personal reserve facility.. If Barclays offer me a personal reserve of £1,000 on my account, does this mean that if I asked for a 'proper' case of need overdraft facility, I could expect this to be approved to the same level?
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nationwide charge
I been charged 30 pounds for a bounced cheque first time it has ever happened in over 7 years, av i got any chance of an appeal? thanks in advance.
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HSBC Text Banking
I see HSBC is now offering text banking in addition to Mobile Banking which they have offered for a while - which First Direct has offered for a while.. According to their webpage, the service is permanently free for HSBC Plus, Graduate Plus and HSBC Premier Customers. However, it also states that 'all other customers will…
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Which account?...
Hiya guys I know this has been probably asked a thousand times already, but here goes anyway. My credit is shot to pieces and a couple of months ago Natwest shut down my current account leaving me with no bank account at all. Which account do you guys recommend I apply for? I've already applied for the citibank account and…
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advice concerning a&l and abbey
I think I have gotten myself into a bit of a mess. I have an Abbey graduate account with a £1000 overdraft. I have also just opened an Alliance and Leicester online current account (at the time not realising they had just become part of Santander) My intention was to switch everything to the A&L account but I didn't check…
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I need some help
I left a thread but no one replied so really need help now. Abbey are wanting to take some bank charges out of my account at the end of the month. I phoned them to see if I can get it moved back until next month as I really cannot afford to pay it this month as I havent got much of a pay from work but from next month I…
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Whats the best advice?
Hello, Been reading through the site and was hoping someone out there may be able to help me. I'm nearly 22 and have a car on HP as I occassionally need to travel long distances for work. Everything was fine until I hit an unexpected bill earlier this year and increased my overdraft limit to £450. I'd love not to have an…
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New Current Account - which is best??
Hi....I apologise if there has been a recent thread on this topic. I am just wondering about changing my current account and wondering what is the best one to get. I am always in credit, and rarely go overdrawn, and am favouring a main high street bank. I am with Alliance and Leicester at the moment and I am not impressed…
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Buying Car using my Current Account Problem
Wasnt sure where to post this, bit of a strange one. Ok my bank account on Thursday had over £9000 in. I was purchasing a Car and paying using my debit card. paying £4300. While in the garage, I used the chip and pin etc but also had to speak to someone from callecentre just to verify the payment was true, the garage…
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Anti Fat Cat Bank CEOs? Let's go! & teach them a lesson!
I'm incensed by failing fat cats rewarding themselves for their own incompetence. They get massive bonuses either way, win or lose....they always win, while others lose their homes and jobs as a result. They should be locked up. NOBODY does anthing about it. So it must be up to us. If we carry on banking with these…
