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Halifax special presentation of cheques... anyone have anything positive to say? ;)
I switched jobs six weeks ago and my employer paid me by cheque this first month. It came from their accountant who was slow to send it then posted it second class - at night - and so it only arrived last Thursday. We're talking a pretty big cheque here - £3334. I'm with Halifax and paid £12 for the cheque to go under…
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Please help - How much will I earn after tax?
I'm new to the boards, and am really wanting to sort my finances out - get rid of debts, sort out a pension etc. I've looked at the Newbie guide which suggests using the budget calculator, but it needs my salary after tax. I'm just starting a new job with a considerable salary jump, which is a great starting point, and I'm…
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Abbey's Account now with Visa Electron
You may or may not already know but i thought ill just let you know. Abbey no longer have a basic account. Its now called an Instant Plus Account which comes with a Visa Electron. I found this out today when i applied for a current account. Also no external checks done for an upgrade after six months!!!all done internally…
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Banking rant!!!!
Hi. I am currently not happy with my bank. Last week, as we were very skint, we arranged to transfer money from our savings account into our current account. The savings were being moved from one institution to another. Last week we received a letter from the savings institution to say that the money had been deposited…
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current accounts
I have been with HSBC for 16 years but find them very unhelpful at dealing with questions or account-related tasks so I want to apply for a new current account and credit card somewhere else. I will probably keep HSBC open due to the length of time I have been with them. My circumstances are this: I left my job 6 months…
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Anyone got the new new Lloyds TSB debit card?
Not the Olympics one, the one from the last month or so? Anyone fancy posting a photo/scan of it? (No particular reason, i'm just interested to see it :) )
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Should Bank pay for fraud on my account???
I have recently had some fraud activity on by current account, they paid a cheque in for £8.5k, then made 4 payments with a cloned card for a total of £9,863. The bank accepted all these payments from my card in "one" day even though there wasn't enough money!!! This took my account into overdraft and beyond, the problem…
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NatWest Servicecard 100
Hello all! This is my first post so I apologise if I have posted this in the wrong place. At present I have a CurrentPlus account with a Solo card and a £50 overdraft. (I've had this account for about 7 months now) Could anyone who works for NatWest or knows the criteria tell me things I can do with my account for NatWest…
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Spanish Bank Accounts
Hi, Does anyone have any advice or suggestions on opening a Spanish Bank account, either in spain, or with a UK bank, I have just bought a property in Spain, and plan to live there maybe 6 months of the year, so i am looking for a UK bank account and a Spanish account possibly with the same company, I will need to transfer…
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Transferred money to wrong account
Hi All, Need advice and help desperately. Recently joined Alliance and Leicester current account, missed cut off for getting salary paid into account and had to transfer myself. This was 15th September and money still not arrived into account from LLoyds TSb. Checked detaails and realised I had misstyped the account…
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Current Account Suggesion - want Interest, but no regular income
Hi there, Please can someone offer a suggestion for a Current Account that would meet my needs. I am helping out an elderly relative with their finances (they are currently experiencing problems). Part of this is setting up a joint account for Direct Debits to be paid from. I need access to this account as well as my…
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Reclaiming money sent to my closed Natwest account
Hello, 2-3 years ago, I had a current account with Natwest, which was closed sometime last year at my request. My Natwest details were logged with a website which would pay me revenue into my bank account. I forgot to update the bank details on this site when I closed the Natwest account. About a month ago I requested a…
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Microsoft Money Vs Quicken Vs Others
I am new to this type of software Basically I want something where I can keep a record of all my accounts and transactions plus my parents accounts Between us we have accounts in 6 banks with online banking facilities I read on quicken website that you can use it to access your accounts through it (similar to egg money…
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Some questions about faster payments
hi I made a test faster payment from halifax to egg yesterday and it says on the egg website if you do it after 3pm it will show the next day but it hasn't shown up yet - does sunday not count? I understand that there is a £10,000 limit for faster payments is that per day or per transaction? i.e. if I wanted to send more…
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Abbey current account help?
I have had a current account with abbey for 1 year. I have had a visa electron card from the start with a cheque book. Also i have got a charge on my account each month since i opened it, terrible but consistent. What do i need to do in order to get a visa debit? Other than no charges? I have just upgraded my account to…
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Co-operative bank - possible to have Visa & Visa Electron on one account?
I have a current account with the Co-operative Bank and the account comes with a Visa debit card. I like having the Visa debit because I know that it is the most widely accepted card, however my problem is that some transactions don't show up for a few days, sometimes five days, and some show up the next day. I was…
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Tesco.com Reviews
Hi All I have just started to do an online Tesco.com review page on my website and i'd love to hear what you all have to say about the store/website. Please post all your views so others can see.... http://www.paperdeals.co.uk/tesco-com-review/1042/
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A&L overdraft question
Hi I recently opened the A&L Premier account and have an interest free overdraft. If I use the overdraft in full, do I have to put the account into credit each month? Or can i just deposit £500 per month and then withdraw as necessary? e.g overdraft £1500, balance -1500 do i need to deposit £1500 each month to keep the…
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Standing Order -changing payment date
Hi, This might sound a really basic and stupid question sorry if it is, I just want to make sure I am doing nothing wrong or end up getting charged or in trouble with my bank (Lloyds TSB). The circumstances are, I pay my rent by Standing Order (not direct debit) every month. It is due for payment on the first of the month,…
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Direct debits and my credit rating
Hello all, I did a search and can't find anything specific on my question so here goes. I'm aware this is probably a really basic thing, but we're all beginners once eh? I'm a bit worried about my credit rating, being a student and everything, and graduating in a few years into a world where credit won't be as easy to come…
