We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
current accounts
boredgal
Posts: 2 Newbie
I have been with HSBC for 16 years but find them very unhelpful at dealing with questions or account-related tasks so I want to apply for a new current account and credit card somewhere else. I will probably keep HSBC open due to the length of time I have been with them.
My circumstances are this: I left my job 6 months ago and accrued a £1200 overdraft (within my limit). I have started a part time job £7000k a year. I want a current account that has online banking and good customer service, ideally in the UK. I want to apply for a 0% balance transfer credit card to manage my repayment of the overdraft but I am worried that I would be rejected due to my debt and low income. Who could I try? How long should I be on the payroll before applying? By the way, my credit history is very good.
Please dont suggest Alliance and Leicester as I have a personal loan with them and am trying to reclaim my mis-sold PPI. That should probably be another thread, they are being unhelpful too :-(
My circumstances are this: I left my job 6 months ago and accrued a £1200 overdraft (within my limit). I have started a part time job £7000k a year. I want a current account that has online banking and good customer service, ideally in the UK. I want to apply for a 0% balance transfer credit card to manage my repayment of the overdraft but I am worried that I would be rejected due to my debt and low income. Who could I try? How long should I be on the payroll before applying? By the way, my credit history is very good.
Please dont suggest Alliance and Leicester as I have a personal loan with them and am trying to reclaim my mis-sold PPI. That should probably be another thread, they are being unhelpful too :-(
0
Comments
-
well you could get an account anywhere you chose really, but i would be very careful about taking your wages out of the HSBC i read that they just take your OD of you. Good on-line banking, with good customer service i would say Smile which are part of the co-op.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards