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YB Basic Bank Account Help
About 3/4 years ago I had an account with YB and got into about 2.5k of debt with it. I buried my head in the sand and it ended up going off to a DCA. When it did that, I paid it off in full. Now I need a basic bank account and after reading YB was good for them, I decided to try and open one. Now I've got an appointment…
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Cashminder account declined
I didn't think there were any credit checks on the coop cashminder account - can anyone advise? thanks
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Graduate Accounts
I've been clicking around and waiting for information regarding the 2008/9 graduate accounts and which one is the best...any ideas or advice as to where i should go? Currently with the provider of my student account but wanting to change if somewhere is offerring a better deal.
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upgrading accounts?
I have a basic account with the Lloyds TSB which has a Visa Debit card. I have had this account now for just over 2 yrs and reason for only getting this account is due to credit rating and thought this would be better for myself. I am now wanting to upgrade my account so i can get a normal account i.e cheque book /…
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getting planned overdraft on Lloyds TSB
well i finally became 18 and still working from 17 also College and EMA going in. SO i thought seen as im earning 4k a year from my job and £10 a week plus £200 in bonous from EMA ill gte a planned overdraft but every time i try it always says declined and theres been like 8k thats bneen payed in that bank account seen as…
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Problems with HSBC Account
Hi everyone, Im having problems with my HSBC Current Account. I have an overdraft limit of £200, but i have got my account to £570 in debit, with an extra £130 worth of charges being applied to my account on the 8th September which will take my account to £700 in debit (£500 over my overdraft limit) I definetley can't…
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Which bank account???????
Hi there, I had an IVA couple of years ago which I settled early and the IVA and all concerned has been removed from my credit report. I was wondering if its gone from my credit report will lenders etc still find out I had one? Also I am wanting to open a new bank account and heard that Alliance & Leicester accept people…
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cheque cashing
at like cash generator/the money shop/cash converters, places like that? I have a cheque for £105, need money for Wednesday, but do they just accept like any cheque as long as its made out to me and i can take loads of ID n proof of address? My mate said they dont cash some cheques, its a business one, basically my wages…
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Quick question on cashminder charges
I was about to apply for a co-op Cashminder account after hearing good things about them here, but I have a question I hope someone here may be able to help with. I read through the terms and conditions, and it states Cash withdrawals at VISA or PLUS dispensers or over the counter at a bank displaying the VISA sign. 2% of…
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anyone opened a A&L current account with quidco ?
I applied for the alliance & leciester current account through quidco last night so i could earn the £50 for opening a new account .It said to check my email to see whether i had been accepted or not ( my credit rating isnt to good so i may not be accepted ) when i checked my email it just said they will be in contact in…
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A&L help needed re charges and closing account
Hi all, hoping someone can help. I called A&L 2weeks ago to close my account, they said I neede to pay £14.31 into the account to bring it to zero balance and as soon as that cleared the account would be closed - I just needed to sign a form they would send out. With no form arriving I decided to ring them again at the…
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Bank Holiday Today: Branches are closed
I am sure it will be asked ;) Banks' telephony units are open as usual. Feel free to add more of what will be open with banks.
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credit check+the co-op bank
I've heard about the £100 you get on opening a Co-op current account. I was thinking of going for this but am worried about the credit check. I last checked my Experian report about Easter 07 and it came out as 'fair'. Do you think this would make me 'fail' any application with the Co-op ? I currently have a Vanquis card -…
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Organising finances: is this right?
Sorry to ask daft questions but I'd rather double check. I'm going through Martin's articles and implementing the advice. To summarise: - do the Budget Planner - assign expenses to categories and open one bank account per category as well as your main account (piggybanking) - set up standing orders so that after you have…
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Refused Basic Bank Account
Hi My dearly beloved just tried to open a basic account with Nationwide. He provided his passport, birth certificate, tenancy agreement and even the Post Office Card Account Statement, in the Nationwide branch. They said everything was fine and he would get the details back so he could transfer over his benefit within a…
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Whose money is it?
Hello, It's my first post and I hope someone will be able to give me some advice. Something unbelievable has happened to me... One night I went to a cashpoint and found all of a sudden I had a bigger bank balance, meaning thousands of money has been credited into my account (gift of money:tax free!). (This was so timely…
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over my overdraft please help!!!
Hi to all and thanx for reading this. I bank with Yorkshire bank and have a £500 agreed overdraft on the account. I am having a few financial difficulties at the moment and on Tuesday will end up going over my overdraft limit. I get paid on Friday so pretty much all of my wages will be taken by the bank getting their…
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Barclays Connect/Electron Visa Debit with Ryanair ?
:confused: Im a money saving expert like the man in the corner without his gorgeous girlfriend. I applied for a Visa Electron card from Barclays and was told by the Bank man that its the exact same though it no longer says Electron on it. So i booked 2 adult return fares to Bournemouth for an amazing £40 return so i pulled…
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Where to save it.
Hiya all Wonder if you can help I have finaly got a grip on my finances and I mean a death grip by the throat......:rolleyes: .........what I would like to ask is where/which saving account would you suggest for the following. I would like to put in the account next years.... "council tax/water rates/house insurance/dog…
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A & L 0% overdraft question?
I have just opened up a new A&L premier account (to get the £100 free deal). There is a 12 month interest free overdraft. (I have never used my overdraft on my previous bank account). Would it be OK to transfer all of the A&L overdraft limit in to a savings account and then pay the ammount back before the 0% period ends?…
