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Bank paid cancelled direct debit
I think I'm right on this, can someone confirm? Last week I cancelled a direct debit (via on-line banking). Today, the money got taken from my account. I just spoke to the (completely useless) girl who said that I have to pursue the company (the insurance arm of the bank) for the refund. I think it's covered by the direct…
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Joint Account mess
God I've messed up. My partner and I both have Premier Direct accounts with Alliance and Leicester. Wanting to keep things simple we opened a joint account on the 24th April with A & L too for paying out mortgage etc. The account would have a balance of £0.00 until we completed our house. Prat here paid his Lloyds credit…
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Cheque Clearance How long?
I always understood a cheque to clear within 3-7 days after you cash it. But was told by a friend that they had heard or read from somewhere that while this is the case, it could still bounce back even if it had originally cleared, this could happen after 45 days... Anyone know if this is true and what website or source…
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Consolidated debted accounts, looking for basic bank account and debit card
hello, I'm aware of the long 'basic bank account' thread but it's kind of too long to work through. My 3 questions at this stage are:- 1) Having been in debt for around a year, (overdrafted Lloyds TSB current account and defaulted Lloyds TSB personal loan) my accounts were recently closed by Lloyds and consolidated. Am I…
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should I pay off credit card with overdraft
can anyone help me I have £800 credit card debt with smile bank, I pay £50 per month off this but would it be ok to pay off my credit card with my overdraft that I have with a smile current account or is that false economy.
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Which joint current account (Not A&L)
My girlfriend and I are looking for our first joint account. This will be for the usual stuff - paying the mortgage and shared bills out of etc. We each have A&L premier direct current accounts. Because of this, the only A&L account we can have is a plain old current account, which doesn't pay any interest. As we will be…
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Help please!!
Hope this is ok to post here. I urgently need some advice for my son. He has left home in Scotland, to work in a hotel down in England. He is 17, and his wages are paid into his Route 21 account he has had with RBS, since he was young. He just visits a local cashpoint. Over the weekend, RBS cashpoints, and online banking…
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Converting a single bank account to a joint bank account
I'm getting married next year (to someone on this board :) ) and we want to keep her bank account but just add a name to it. Does anyone know if this is possible or do you have to close the account and reopen it with 2 names on it?
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Direct Debit Problem
Hello BT have taken the wrong payment out of my account by direct debit. I rang them when i noticed the error and they advised me to claim the money back from my bank under the direct debit guarantee which states that the customer is entitled to an immediate refund. I contacted my bank and they have told me at least 48hrs…
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NatWest Step Account
I have to commend NatWest. A while ago I signed-up for the Step Current Account. Upon sign-up I added the Advantage Blue for £6 per month. I got a whole host of goodies in the welcome pack that are actually usefull. One was loads of free entry tickets for the cinema (which are being used) plus also a 2 for 1 cinema card…
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Can you stop a cheque
after it has been given to someone? Cheers in advance!
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RBS Key Account
Hi, Does anyone have any experience of this account? I applied a few days ago over the phone, and got all the info through yesterday. There is a form to sign and return, but doesnt ask for any ID. Does anyone know if this has already been credit checked? This is just the basic account by the way. Does anyone know if they…
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Paying directly into someone else's account
I've got an LTSB current account and would like to pay someone directly into their bank account from mine. How do I go about doing this, and is it possible via internet banking? Will there be a charge? A few days is fine, I don't need a same day transfer. Thank you.
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Under 16s and internet banking
I am currently with Lloyds and have internet access to my personal and business accts. I have subscribed to their SAVE THE CHANGES schemes with the STC funds being transferred into my son's acct. He is 10 years old. I would like him to see his savings growing (he pays pocket money from granny in too), but he is under 16…
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Anyone got a Co-op Cashminder Account?
I applied for a Co-operative Bank Cashminder account a few days ago over the phone. The leaflet that was sent to me suggested that there wouldn't be a credit check, But after going through the application process the lady said that it had been "Referred". I was under the impression that everybody was accepted for this…
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Basic acc, credit check issue
hi there, i am trying to rebuild my credit score, and i applied to barclays to open a basic bank acc, as they dont do a credit check, i made an appoint ment at the branch, and took in my ID , also explained what i wanted and explained why, the girl typed everything into her computer then said my application had "refferd"…
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Whats the best current account to go for ?
I currently have a joint acc with hubby with First Direct - I am not a happy bunny as they are charging me £10 a month for the privilege of having this so I want to open a new current acc somewhere else asap. I've looked at the A&L premier direct acc as Quidco are offering £50 to open this but does anyone know if this is…
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Halifax account
my Halifax account has been frozen, due to a bank transfer from another halifax account, which the bank is now saying is a fraidulant account. my partner n myself sold some jewelry (my partner has been collecting jewelry,stamps,coins,old documents,anything really.for at least twelwe years.) we never advertised it,as it…
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LloydsTSB Current Acc and Credit Agencies
Hi, has anyone actually seen their LloydsTSB current account show up on their Experian or Equifax file. If you have can you let me know if you have an overdraft limit or not. Thanks James
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Basic Bank, credit check
hi there, i am trying to rebuild my credit score, and i applied to barclays to open a basic bank acc, as they dont do a credit check, i made an appoint ment at the branch, and took in my ID , also explained what i wanted and explained why, the girl typed everything into her computer then said my application had "refferd"…
