Basic Bank, credit check

Jam555s

hi there, i am trying to rebuild my credit score, and i applied to barclays to open a basic bank acc, as they dont do a credit check, i made an appoint ment at the branch, and took in my ID , also explained what i wanted and explained why, the girl typed everything into her computer then said my application had "refferd" this was sent to underwriting who assessed this and then declined it, , the bank advisor had applied for a full acc for me, did not mention a credit check was being done, as i dont want searches on my file if i can help it, the underwriter said i could have a basic bank acc, as it did not have any credit, wich was what i wanted in the first place,


am i entitled to have the search removed from my file
will i have to write to barclays?

please help

R5Rich

I went with barclays a while back and was told that after 6-12months my cashcard would be upgraded and I could have a full account if my finances were in check. 12 months come and went and after trying with them and having very good finance control in that account nothing! I even asked what I could do to help this and applied for the high interest CC which is to "Help build good credit for those that have trouble". Also declined! They dont even tell you this at the time instead I sit at home waiting to hear back from them no letters nothing, its not until I go to the bank again that they tell me.

My advice, stay away from barclays I found them very unhelpful and I feel they have basically wasted my time with no sign of anything being improved.

Jam555s

yeah thats how i feel,

but can i get them to remove the search if i write in and compain

please someone reply to this