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Millions unable to withdraw cash
Millions of customers across the UK have been stuck without cash after their bank's ATM machines stopped dispensing money. The Royal Bank of Scotland (RBS), which also owns NatWest, has apologised after its cashpoint, online and telephone banking systems crashed. RBS cards are now working. Natwest customers, unable to get…
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Paying off Overdraft
Help. New to this and have put this elsewhere, not sure where it should go. Can anyone help/advise. Hubby and me have £4,500 authorised overdraft with Lloyds, but interest is very high. Could I pay this off on to a credit card and then do a 0% balance transfer, hence saving paying interest fees. (Then want to change bank…
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Current Account Tart?
Is it possible to switch current accounts to take advantage of things like 100 pound offers without really switching? For example if you have 2 current accounts: One with bank A that you dont really use but you have another investment/credit card with them One with bank B that you use for your regular payments. Would it be…
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Business Account Advice Please
I wonder if anyone can help me. My OH is employed full-time but is setting up a business part-time with view to eventually turning it into full time. We have done the necessary stuff with the Inland Revenue. I'm now wondering what is the best course of action for banking. We are only talking a few thousand of income per…
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trying to stop BACS payment
I informed the finance people at my uni to stop the BACS payment of a grant of 627 into my bank account, it was scheduled to go in on wed 6th june However, the uni finance person tells me that they may be unable to stop the payment because my account is overdrawn (although overdrawn on an agreed overdraft NOT unauthorised…
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HSBC - Customer service/Graduate Account
Hi Guys I have a graduate account with HSBC which gives you an interest free overdraft. When I first opened the account in 2004 I was told that the interest free period runs for the first 3 years starting at £1,500 then reducing by £500 per year. I am currently in my 3rd year after graduation and therefore my current…
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Smile and Co-op website down?
Anyone else having problems getting the smile website up? https://www.smile.co.uk The co-op one isn't working for us either.:confused: Can someone check and see if they get the same, so I know it's not just at our end- everything else I use is running fine.:rolleyes: Just at the end of the month when we want to make sure…
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Egg Money Manager £10 offer back on
If you have anything with Egg then this month they are offering £10 if you sign up to Money Manager. For those who are not familiar with it the idea is that you log on to Egg and they then automatically log onto other companies you have accounts with and present all your balances on a single screen. It works rather well.…
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Troubles getting an account
Howdy people I asked on these forums a while back about getting an account sorted because at the minute all I have is a cash card with Barclays and they wont give me a proper account and CitiBank said I didnt meet the critera either. After being told to get my credit reports I now have both sat in front of me and I am a…
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Alliance & Leicester Switching service - warning
Just a warning to people using the A&L Switching service when moving current accounts from another bank to A&L that your switching may not go as smoothly as A&L claims: I signed up for the Premier Direct current account in April and started the process of moving all of my direct debits, standing orders and payees to A&L…
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RBS Inertia Selling?
I've been away at university and have two current accounts with Royal Bank of Scotland. One is a student account, the other WAS a Route 21 account. Whilst I was away at uni my parents would forward mail every few weeks or so and last week before I left Hull I received a notice of a 9.60 service charge on (what I thought…
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What does CUI mean?
I've just looked at my online bank statement, and there is a transaction with the letters CUI next to it (where usually you see ATM, POS etc.). I can't work out what the transaction could be and I have never seen this reference before. Can anyone shed any light?
