LloydsTSB Current Acc and Credit Agencies

smithja

Hi,

has anyone actually seen their LloydsTSB current account show up on their Experian or Equifax file. If you have can you let me know if you have an overdraft limit or not.

Thanks

James

jimclark1967

My Lloyds TSB overdraft balance (but not the limit) shows up on Experian:


LLOYDS TSB BANK PLC CURRENT ACCOUNT
Started <date> Overdraft Balance £xxxx
Status history 000000
In the last 6 months of account activity, the number of status 1-2 is 0 and the number of status 3+ is 0.
File updated for the period to <date>

taless

jimclark1967 wrote: »

Status history 000000
In the last 6 months of account activity, the number of status 1-2 is 0 and the number of status 3+ is 0.

What does "the number of status 1-2 is 0 and the number of status 3+ is 0" mean?

Thanks!

iceicebaby

The search Lloyds made when i applied for the account shows and also the fact I have an overdraft

smithja

cheers. thanks for that. I have just gone up to one of their gold accounts with £100 overdraft, and think it showing up in good order will help increase my creditworthyness.

James

jamiesun

I am sure that Lloyds TSB uses Experian.