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Bank Draft Help! Selling Car!
hi All! I only have a savings account with Natwest and a Solo card attached to it. I am selling a car and have been given a bankers draft for £6,000 payable from National Irish Bank. The balance isn't showing on my account yet, not even as account balance. How long should it take to clear? I have not released any goods…
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Hi please help
I need to find a bank account wich accepts folks with adverse credit asap,can someone help me please ?????? Thanks Becki x
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A&L Charges
Alliance & Leicester are trying to charge me £226 for being 17 days late paying off my account when trying to close it, I also underpaid by 1 penny.These charges are made up of £25 at a time,believing these charges to be unlawful because of the campaign on this site,I refused to pay them & told them so by phone & letter…
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HSBC Debt Interest
Hi all, Got my sep/oct statement from HSBC yesterday, on page 3 it tells me about a charge of £17.50 for debt interest. I have a 2k overdraft which is agreed with HSBC, in the period Sep/Oct I did not go over my overdraft limit. I've never been charged a debt interest before.... I rang HSBC and he confirmed I did not…
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Cahoot weekend transactions??
I have a cahoot current account for my own personal use, and an abbey joint account which my wife and I use. I get paid on the 23rd of the month, and have a standing order to pay a proportion of my salary into the joint account on the 24th. In September the 23rd was a Saturday, so my pay didn't appear in my account until…
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Withdrawing Abroad Charges
My Son is travelling around New Zealand working, I have just had a call from HSBC wishing to contact him regarding him using his HSBC card, she said the bank are charging him £28 a month no matter how many times he withdraws but if he signs up for a year they will just charge him £9 .95p per month. I can't find anything on…
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Alliance & Leicester - Quidco tracking
I just opened up a new A&L premier direct account, via my quidco account and it never tracked :-( That's £50 i've missed out on! Still, I'm looking forward to earning interest on my current account (i was previously with barclays - crap interest rate) <edited - big cut - see next post> I'd also like to hear from anyone who…
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Lloyds TSB Monthly Saver
Probably goes without saying but I'll post it anyway. I have set up a Lloyds TSB Monthly saver for my son and paid in the full £500 + £250 initial payment. The remainder of his money is sat in a TSB Online Saver whilst its being drip fed into the Monthly Saver. Last night I decided to move this month's £250 into the…
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Worried about Bank Charges
Im with the TSB and on the 1st November they will be charging me £30 Overdrawn excess fee and £35 for an unpaid direct debit = £65.00. I cannot afford to pay this. Do i have to definitely pay these charges ? ive been overdrawn before and they have charged me, but this time i simply cannot pay. Does anybody have any advice.…
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ICICI & missing interest
On the 29/6 I transferred money into my ICICI account which was to pay off the credit card bill for a recent holiday to Australia .. (we had a great time ..as the cc bill shows). Initially I had problems viewing the ICICI account online (the passwords being sent where illegible) & after 3 re-issues I found the opening…
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Using Natwest Debit Card - Ordering In Dollars
Hi, I'm trying to use my UK debit card to order from threadless in America, but all prices are in dollars. Am I able to do this, or not + if so, will there be a conversion charge? Any help is most appreciated - Dan.
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debit card
can anyone out help. we are currently banking with nationwide:mad: we opened account with when we came home from court after declaring ourselves bankrupt in july 2005(nationwide knew this) they let have basic account direct debits and cash card only. we notified them of discharge in april 2006. just asked for debit card…
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woolwich - rant
Just thought I would share this with you. I had a fraudulent transaction on my account on the 11th October and reported it to the bank a day later. The first set of forms never made it to me. Then they very helpfully sent through a new visa debit card with the pin number in the same days post. (helpful seeing as a debit…
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HSBC Overdraft removal - Advice needed
Hi I am seeking some guidance over my fight with HSBC. I have recently been advised that my OD for £1500 has been rescinded and have been asked for immediate repayment of same. As you can imagine this is not possible. I wrote to them offering £50 per month and advised them that I was transferring £100 to them as a…
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switching, anyone have any problems...
iam currently with barclays. i have a current account, e-savings account and an ISA with them. all of these have lower interest rates than most competitors i believe. how easy is it really to switch, anyone had any problems with DD's or standing orders been messed up? who should i move.... to to get A. any free cash…
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barclays current account?
can anyone tell me what the current interest rate is on a barclays current account? i cant find it ANYWHERE on their website!! cheers
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New Egg phishing e-mail - BEWARE!
I received a very convincing phishing e-mail purporting to be from Egg today. It was convincing because it is headed "Your Egg card statement is ready" rather than the usual cobblers about confirming your account details. I have told Egg about this by phone, but the site linked to is still up and running right now - so…
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Fraud protection cover?
My instinct is not to accept any service from a bank or credit card company that costs me money. I don't go for card protection, or payment protection, or any of that dross. Here's a new one to me which left me wondering. I rang to activate my A&L card, and was duly bored by about 10 minutes' worth of statistics about how…
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Using Maestro card online
I've always stuck to using credit cards for online purchases due to the fraud protection they offer. I'm about to dip my toes into matched betting and plan on using my Maestro card. Does Maestro offer similar protection to credit cards? Snoogans
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credit cards- time limits
If I buy something with my card, is there a time limit by which the transction must be charged to my account?
