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Hi please help
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becki_x_2
Posts: 9 Forumite
I need to find a bank account wich accepts folks with adverse credit asap,can someone help me please ??????
Thanks Becki x
Thanks Becki x
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Comments
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Hi
See http://www.fsa.gov.uk/consumer/pdfs/bank_account.pdf
Go to page 6. Some accounts are available (in theory :rolleyes: ) even for undischarged bankrupts ...0 -
Bekci, if you earn over 20k then apply to Citibank as they have just accepted me and I am a discharged bankrupt.
If not apply for the Cooperative Bank Cashminder account.
Hope that helps.0 -
Is there a certain account i should apply for with citi bank and is it a current account ?
Thanks0 -
The account I have got is the sterling current account, if you apply on line you can't miss it.
Ben0 -
Or you can try ..
Natwest - Step Account
Yorkshire Bank - ReadyCash Account
Both these accounts come with a debt card as standard and internet banking and all the other usual frills.
I can recommend both of them from personal experience.0 -
sgx.saint wrote:Or you can try ..
Natwest - Step Account
Yorkshire Bank - ReadyCash Account
Both these accounts come with a debt card as standard and internet banking and all the other usual frills.
I can recommend both of them from personal experience.
People should be aware that Natwest will ONLY let you have a step account with a maximum of 1 outstanding CCJ. I know this as I have a step account and tried to open a second about 6 months later for a sole trader purpose but they declined due to 2 CCJ's from a bad period of time! They told me they accept people with 1 CCJ though!0 -
I just opened a nationwide flex account online for the OH. He didnt have a bank at all. There were no problems. It is just a basic account with a cash card, but you can set up DD's one off payments etc.Anyone who lives within their means suffers from a lack of imagination:beer:
Oscar Wilde0 -
my credit is pretty dire and i managed to get accepted for a full halifax account, they give you an overdraft and a debit card and reassess after 4 months, i think this only applies if you arnt already a customer tho and if you are getting them to switch your account from another bank. I think it depends what you mean by adverse credit.
Learn from the mistakes of others - you won't live long enough to make them all yourself.0
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