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Advice - Smile
Hi - I'm currently trying to reclaim charges from Smile. After getting the 6 years' statements I wrote to them on 14th September asking nicely for the money back. last week they wrote to me to say they were looking into it and were sorry that it was taking so long, but that they'd contact me when they had an answer. Has…
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What's this?
Perusing my online banking just, desperately hoping to find some money saving I could do, I discovered a DD in my list of DDs called NEW DIRECTION FINA, which I presume is New Direction Finance. Except this name means nothing to me, has never been paid any money, and shows no regular amount. Does anyone have any clues what…
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Just a quickie
My friend met a guy last thurs and he said he would take her out on the fri, he did she went to the cash point he was behind her. Days went by and come tues she goes to the cash point cant find her card goes into the branch and they tell her that she has no money (the account has been emptied by this time) the guy she had…
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Barclays Online banking
I thought I would let others know that Barclays need to be watched in terms of their so-called 'fraund-prevention' tactics. I have been online banking with them for many years now and only occassionaly make the odd standing order, or pay a credit card bill. Well, last week I wanted to transfer about 2k which was a cleared…
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1st Jan 2007 - Bank Holiday Monday
It just occured to me that those of us who have Direct Debits etc. going out on 1st of the month might find them taken the previous Friday (I've had this happen when the due working date is a B/H or weekend). However if payments in, e.g. end of month salaries or in my case OH's pension are not cleared through due to…
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grrrrrrrrrrrrrrrrrRrrrrrrrrrrr
Hi there God I am so fed up with my bank!!! ( Yorkshire Bank) Have gone overdrawn due to financial problems which we have told the bank about and they agreed to increase our overdraft, but we mistakely thought 2 cheques had been already paid out ( car repairs!) and we have been charged 2 lots of 35 quid for the cheques not…
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Lloyds TSB
I have my charges all worked out and my letter all ready to go to Llyods TSB, but I was wondering the best address to send it to, If some one can direct me to where to find a list of these adresses I would appreciate it! Also can you claim back charges to a business account? Thanks in advance
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can anyone please help me!!!!!!!!!!!!!
hi my bank card has been cloned. i have reported it to my bank and they have refunded me two of the payments. there is also another payment on there which is international which i havent done and my bank are refusing to give me the money back as they say the transaction was authorised by the correct pin being inpput and…
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How much interest could I be earning
Myself and partner both have our salaries paid into a Lloyds account which pays about 0.000001 percent interest. Say our balance is normally £2800 at the start of the month, usually down to about £200 at the end , how much interest could I be earning if I switched to a current account that pays a meaningful rate ? ...And…
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Cahoot
Hi, I will be applying for a Cahoot Savings account. Couple of questions:- Will Cahoot do a credit check to open a Savings account Will it be shown as Credit or unrecordede search? And finally how quick is there account opening precedure for Savings Thanks SM
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Current account with debit card for 16 year olds?
Hi Want to open the NSI 5.3% ISA for my 16yr old daughter and need a debit card in her name to make the first deposit. They won''t accept my debit card details for the first deposit as it's not in her name. Why offer the ISA to 16 year olds then me thinks... Can't find one, any suggestions before I give up?
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any point keeping spare current accounts?
Hi, I've been with one bank for years, for most things. However, a few years back when I lived near Swindon, I wanted a Mondex card (remember them?) so signed up for another bank account with HSBC (only two banks were giving out cards). I never bothered to cancel it, nor put any money in it. I just get a statement every…
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Current Accounts for Dicharged Bankrupts
My wife and I have been dicharged for nearly 2 years, and have just recieved a large cheque. I asked Abbey if we could up grade our account to which I was told " you defaulted on a loan with us so no". I am looking for a joint account with a Debit card, as i have an Electron card just now and it is not accepted in a lot of…
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Think i'm in the crap....
Think i might need help / advice... I am a fanatical moneysaver, a tight !!!! some might say. Well 4 years ago when I was on my University work placement I had a bright idea of trying to save a bit of cash and at the time, Cahoot offered the best rate for a current account. I opened the account with the intention to save,…
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Overdrafts
What are the exact rules surrounding overdrafts? I just wondered how long overdrafts can be used for e.g how long you can be overdrawn for without the bank starting to have a go at you? What is the longest anyone has been overdrawn for?
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smile account
Does anybody know when the offer for 12 free bottle of wine ends?
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Egg to post loss
http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2006/10/20/cnpru20.xml staes that the Egg Internet Bank, a creature of Pru will post a second half loss because of bad debts. Is it a sign that the good times roll is xoming to its end. Will some who have jumped on the we-want-to-be-a bank wagon want to jump off. That…
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Why not instigate Criminal Proceedings?
As with many contributors to this web site, I find myself in a battle with my bank. We all suffer from the anxiety and costs taking banks to court. I am now wondering whether there is a more radical and powerful method of correcting the injustices, which would be at no cost at all to ourselves. It is become self-evident to…
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Alliance and Leicester Email
Did anyone get this: "This is your first reminder informing you that your annual interest was credited into your account on the 1st October and for you to view your latest account transactions through the Alliance & Leicester Internet Banking service." I have a premier direct current account and Direct ISA with them. It is…
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Abbey Debit Card Upgrade via Telephone Banking
Ok, I've been trying to get my visa electron card upgraded to a Visa Debit card for the last year. I wrote 2 letters to them requesting an upgrade and they sent me upgrade forms to fill in both times which I promptly did but never recieved any cards or a response. Anyway I got fed up of writing and on 21st September I…