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Archives for July 2015

Second Income
Hi All Just wanted to ask if someone could help me with my query. I currently work full time for a salary of £20950 I am looking at getting a second job which would be 15 hours per week for either £8.15 or £7.08 depending on which role I get based on the above how much tax would I pay for my second income and what would my…
Quidco account type?
I've been using Quidco for years but not so much lately (haven't been making any eligible puchases), so I haven't kept on top of changes. When they switched to account types, I was automatically put on premium. I've recently tracked cashback on a car insurance policy for £70. Just had a look at the differences between…
How much can I earn
I'm looking for some advice. I'm currently at home recovering from an operation and I'm only entitled to SSP. I wondered roughly how much I could expect to earn if I spent the next 2 weeks doing some of the things you all do to earn some extra money on here? I've done a few write ups for Textbroker in the past and I use…
Edr Log In
Ok I am having a little bit of a problem and I cannot remember what I used to do. I have been using Edr on and off for years and the whole booting you and you not being able to log back on until you did something to your browser is nothing new. Now I closed it all down and rebooted my PC but I still cannot log in. What do…
Selling funny photos ?
Does anyone know the best place to send a funny photo to - and be paid for it? I took photos of a couple of funny shop names when I was away recently. Did a search through magazines in my local Tesco but couldn't find any that I could send them to. anyway had any luck with this?
Buying Amazon's Faulty and old stock
Hi, I for living repair computers and mobiles/tablets etc, just thinking of starting something small for myself. so wondering if i can get any suggestions. Is there a way for me to buy, faulty, ex display, or returned stock from retailers like amazon, johnlewis etc or maybe insurance company's who can't fix phones laptops,…
Repairing laptops for sale.
Is it worth buying laptops that are faulty, repairing them and then sale them or taking the laptops apart and sell the parts?
Internet serial scammer
Hi, i know most people know a scam when they see one, however all arent. Theres a guy called Simon Stepsys who is a known internet scammer. His latest is 'my advertising pays', which is just a ponzi scheme. Anyway heres the article in the daily mirror, hopefully this guy and others will be stopped very soon!…
swagbucks newbie- are surveys a scam?
Asking a lot of questions, to see if you 'qualify' to enter such and such.. has anyone passed through? Are they getting answers they were really after, for free?
BUBBLEWS - did anyone use it? Where are you now?
I am looking for a site like BUBBLEWS used to be. I tried a couple of similar sites but they folded - and BUBBLEWS is just so slow. Where are you now?
First time house, Topcashback any good?
Me and the other half will be moving into our first home later this year, we are just waiting for the mortgages and chain to get sorted. I was planning on getting everything we need and going through Top cashback website but never used it. is it actually any good for making any kind of decent return on money spent. we will…
Greasypalm: on a scale of 1 to dodgy
I'm suprised nobody has flagged them up before? If you are using that site then you should make sure you don't use the same email+password combination on a site of importance. Issues: Your password is stored in plaintext They have no HTTPS - your details can be clearly read by anyone intercepting traffic I was looking at…
How much to pay kids for working?
My 10yo nephew wants to boost his income! He has asked if he can help out with the horses of a family friend. He's helped to muck out a couple of times, and loves it, wants to do more and obviously his business mind has kicked in! :T What's the going rate for paying kids to work these days though?
£100 Entrepeneur Challenge - help needed
Abit of background info.. myself and a couple of friends started a entrepeneur challenge between us to start with just a few rules.. £100 budget no rebuys Most profit in 1 year wins With the 2 losers having to grow a mustache for 6 months :D I decided to brand my own golf polo shirts and sell on ebay. Unfortunately I have…
Websites for "freelance" work
As I'm sure most people are, I am thinking about ways to make a little extra £££. I was thinking about what skills I have which may be of use. I use CAD software for work and am quite proficient with it so I thought, there must be people out there who want little bits of CAD work doing? I had a quick Google but couldn't…
Secondhand jewellery
I would like to treat myself to a piece of Secondhand jewellery that I might sell in the future to treat myself to something else, what I would like to know is what holds it's value better antique/vintage or more modern pieces also do the stones make much difference, I'm not spending thousands just a few hundred. Any…
Gifthulk in 2015
It's been 2 years since Gifthulk changed their format so after I was asked earlier about what I thought about Gifthulk, I figured it was time to do a new post. GiftHulk is currently open to users from Australia, Canada, France, Germany, Ireland, New Zealand, USA and the UK There can be a number of accounts from the same…
Younique
I am considering becoming a Younique presenter to earn a little bit extra cash. I've seen all the reviews from people who already do it and spoken to people but I'm looking for some unbiased views too. My partner is 100% against it and thinks it's a scam, waste of money (fir the starter pack) etc. I kind of think that…
Tax
Hello I am so very confused. Heard at weekend as an Avon Rep I should be registered for tax. Now I work full time, pay tax and national insurance. Now if I register, as far as I can see I would pay 20% on anything I earn on Avon, thus wiping out any earnings I make with them and so then earn nothing. I don't earn alot with…
Advertising via Facebook Page?
Hi, 6 years ago I made a facebook page (as you do when your 15) I got a notification last week, and seen that the page now has 236 Thousand likes... result. I'm just wondering if anyone knows how to gain extra income/free products from using this as a platform to advertise business for companies or traders. I've seen loads…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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